ferdy
Member of DD Central
Posts: 166 
Likes: 47
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Post by ferdy on Sept 20, 2017 9:24:27 GMT
Hi
Yesterday, I paused my lending, checked that I had (got the big yellow banner) and thought that meant the setting would stay the same until I chose to resume lending.
This morning I find that the setting has reverted back to lending and that I (or rather FC) have purchased a loan part on my behalf.
Now I am quite open to the idea that I had a senior moment but has anyone else had a similar problem?
Thanks
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Post by GSV3MIaC on Sept 20, 2017 13:50:44 GMT
I paused mine and it is still paused, so maybe you had finger trouble (or maybe the fact I have a zero balance helped my case!). Try again, would be my suggestion.
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ferdy
Member of DD Central
Posts: 166
Likes: 47
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Post by ferdy on Sept 20, 2017 15:13:08 GMT
Yes I have reset back to pause and will monitor closely. Unlike yourself, I do have a small balance c. £60.
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Post by GSV3MIaC on Sept 20, 2017 17:43:48 GMT
Yes I have reset back to pause and will monitor closely. Unlike yourself, I do have a small balance c. £60. /mod hat off Damn, I really envy you Big Hitters. 8>.
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Post by brainsys on Sept 21, 2017 9:04:47 GMT
I'm confused as to what my lending status is. At close of play on Sept 17 Autobid was 'off'. I had accepted the new T&C but as it was done on a mobile phone it was impractical to actually read them!
When I click on Lending Settings it says "Start Lending Today" but says 'Balanced' is selected. There is no option to deselect. Only to select 'Conservative'. At the bottom there is a confirm button. Its all totally ambiguous as to whether I have or already have accepted 'Balanced'.
I'm a 2 month newbie to FC and had selected the portfolio I needed which doesn't match either of these settings so my current policy is to let the portfolio run and take the proceeds to invest elsewhere where I have some control. Is my cash safe until I withdraw?
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SteveT
Member of DD Central
Posts: 6,873
Likes: 7,918
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Post by SteveT on Sept 21, 2017 9:16:56 GMT
I'm confused as to what my lending status is. At close of play on Sept 17 Autobid was 'off'. I had accepted the new T&C but as it was done on a mobile phone it was impractical to actually read them! When I click on Lending Settings it says "Start Lending Today" but says 'Balanced' is selected. There is no option to deselect. Only to select 'Conservative'. At the bottom there is a confirm button. Its all totally ambiguous as to whether I have or already have accepted 'Balanced'. I'm a 2 month newbie to FC and had selected the portfolio I needed which doesn't match either of these settings so my current policy is to let the portfolio run and take the proceeds to invest elsewhere where I have some control. Is my cash safe until I withdraw? I suggest you find a PC, log in and check your "Lending settings" page. If your lending is paused then you'll have a yellow stripe across the top that says "Lending is currently paused", plus a button to "Resume lending"
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blender
Member of DD Central
Posts: 5,719
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Post by blender on Sept 21, 2017 9:26:01 GMT
I'm confused as to what my lending status is. At close of play on Sept 17 Autobid was 'off'. I had accepted the new T&C but as it was done on a mobile phone it was impractical to actually read them! When I click on Lending Settings it says "Start Lending Today" but says 'Balanced' is selected. There is no option to deselect. Only to select 'Conservative'. At the bottom there is a confirm button. Its all totally ambiguous as to whether I have or already have accepted 'Balanced'. I'm a 2 month newbie to FC and had selected the portfolio I needed which doesn't match either of these settings so my current policy is to let the portfolio run and take the proceeds to invest elsewhere where I have some control. Is my cash safe until I withdraw? Until you press 'confirm' you are not doing any new lending. The two options are a binary choice and one or the other is selected, but not active. Do not touch the confirm button and all should be well. If you cannot resist the button (like Father Dougal on the plane) then there should be a pause button.
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Post by brainsys on Sept 21, 2017 9:40:02 GMT
[edit: Sorry I haven't cracked how to correctly edit quotes yet on this system"]
"Until you press 'confirm' you are not doing any new lending. The two options are a binary choice and one or the other is selected, but not active. Do not touch the confirm button and all should be well. If you cannot resist the button (like Father Dougal on the plane) then there should be a pause button"The quality of their IT (and some of the ratings on loan offers) hasn't inspired me to have as much confidence as I would wish in a custodian of my cash is a risky market. OK when I was taking the risk. But now with them deciding my risk? Well I shall sit out my current portfolio and watch from the sidelines how they make out. Meanwhile I won't be 'referring a friend'.
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kt
Posts: 105 
Likes: 39
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Post by kt on Sept 21, 2017 13:50:03 GMT
Refer an enemy?
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Post by genialharry on Sept 21, 2017 14:33:34 GMT
I havent chosen either yet and don't want to yet. Will we not see any of the new loan details in future?
Harry
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