henrikas
P2P Blogger
ww.p2primo.com p2p investments reviews
Posts: 2 
Likes: 1
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Post by henrikas on Jan 10, 2018 11:01:08 GMT
Hi everybody, I have created simple website to make it easier to find eu/uk p2p platforms for various investments and first of all to provide information about passible earning in them, because I find it extremely hard to find our how much it is possible to make before you actually invest. So if some of investors share their history in platforms they invest it would make whole p2p investments market more transparent. I'm really looking forwards for your comments or suggestions and of course some shared result. Hope you find it useful http://www.p2primo.com |
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Post by captainconfident on Jan 10, 2018 12:22:38 GMT
Nice work henrikas. I had a quick look and the most useful info you could add is whether each site accepts investors from other EU countries (and the conditions that need to be fulfilled if they do). Also, the Belgian invoice finance company you list is simply that, not a P2P company. The Belgian P2Pis www.lookandfin.com/fr/ |
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shimself
Member of DD Central
Posts: 2,561
Likes: 1,170
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Post by shimself on Jan 11, 2018 13:41:44 GMT
Thanks for the new names. Just as I thought I was done for the day
I think the Loans figure is misleading, it appears to be loans issued, so a payday loan company which reissues loans monthly would appear to be much larger than a business lender who issues loans witha a term of a few years. I suggest size of loan book is more informative.
I very much agree with the other post, those platforms which accept lenders from overseas is what interests me.
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henrikas
P2P Blogger
ww.p2primo.com p2p investments reviews
Posts: 2
Likes: 1
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Post by henrikas on Jan 15, 2018 8:19:53 GMT
Thanks for your comments, I'll certainly make those adjustments you suggested.
But the original idea is to make data base with real data from investors who have made investment through those platforms and by doing this to make the whole p2p market much more transparent. Because now you basically have very rough idea about possible earnings before you actually invest yourself and just have to trust the data that platforms provide about itself. I think that would be very helpful and thats why I made that website in first place.
Maybe you have some ideas how to do that and find those investors?
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Post by Proptechfish on Apr 23, 2018 20:54:58 GMT
henrikas , i like the idea of what you trying to do here very much and i'm sure your intentions are honest however i have a few concerns. Firstly the mass aggregated data you're asking for would be incredibly valuable once constructed and your asking for it for free. Secondly you have links to platform sign-ups many of which can be paid affiliate links, yet you state neither way wherever this is case for your links. OK its not a legal requirement but i think it's generally seen as courteous and builds trust. Finally, you are stating copy right. Are you sure about that ? Copy write tends to be quite expensive, and copy writing a tool that is yet to be proven, to me seems a little excessive, unless theres more to it. I have a personal blog myself, i own the rights to the domain name for a period of time, but i certainly haven't gone to the expense of copy writing. I don't mean to be harsh, but my interest was peaked by the description of the tool, had a look and there seemed little participation, i think that could be the reasons why, so at this point i couldn't contribute my data to your study. Keep at though and i'll keep up to date.
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Post by southseacompany on Apr 25, 2018 2:14:50 GMT
Finally, you are stating copy right. Are you sure about that ? Copy write tends to be quite expensive In most jurisdictions, the author of an original work has the copyright to it by default. (However, there are exceptions, like China.) Simply stating you own a copyright is a perfectly valid thing to do in such a case. It does not imply you have to pay a notary to "prove" your authorship and copyright.
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Post by glensm on May 2, 2018 15:11:36 GMT
Finally, you are stating copy right. Are you sure about that ? Copy write tends to be quite expensive In most jurisdictions, the author of an original work has the copyright to it by default. (However, there are exceptions, like China.) Simply stating you own a copyright is a perfectly valid thing to do in such a case. It does not imply you have to pay a notary to "prove" your authorship and copyright. Truth. As an example: in the US and (most of) the EU you own a copyright of any photo you've taken, so if someone nicks your instagram post you can get instagram to take it down. Enforcing copyright is expensive. Maybe you're thinking of patents?
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Post by Proptechfish on May 3, 2018 16:12:49 GMT
Im by no means a legal expert and things have changed a lot in recent years, but i was lead to believe to build a legal statute as a basis to any legal challenge as regards copyright would take a lot more paper work than just stamping 'copyright' on your work, if that was the case than everybody would copyright everything and we would all live in courtroom. I'm talking about the UK specifically and willing to accept i may have been miss-informed, but then again i have mingled with a handful of SME's in my own business ventures i don't ever recall 'copyright' being a topic of conversation, interesting subject though.
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Post by southseacompany on May 4, 2018 2:01:09 GMT
to build a legal statute as a basis to any legal challenge as regards copyright would take a lot more paper work than just stamping 'copyright' on your work, if that was the case than everybody would copyright everything and we would all live in courtroom. I'm talking about the UK specifically No. You automatically own the copyright to your own works. This applies even if you don't write "copyright" on it. The purpose of writing it is usually to circumvent the innocent mistake defense (i.e. someone claiming they didn't know the material was copyrighted). The Berne Convention, of which the UK is a signatory, defines the basics of copyright assignment. It also allows for fair use of copyrighted works (quoting etc.), hence we don't "all live in courtroom". I guess we're straying rather off the topic here. As for henrikas and his tool: I think there's a good starting point there, but perhaps some data fields should be added for certain features investors would find important. For example, credit risk type (investor carries risk / buyback guarantee / guarantee fund). Also I don't know what the "APR" field is supposed to contain: is it the maximum interest rate available, or the weighted average one, and is it before or after defaults? A simple number isn't very useful if one cannot tell how it is computed.
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