Delays investing can be a bit frustrating but I have calculated the real effect of a 19 days delay on a new 5 Year loan at 6%. On a £1000 loan it works out as an average of 65p a year . Or to put it another way you would receive £296.75 interest over 5 years rather than £300 ( assuming no reinvestment of interest).
Compared to the risk in P2P of your Capital disappearing down a black hole , some minor cash drag is not really a significant worry.( in my opinion)
Just wish I understood assetzcapital provision fund rules. ZOPA+ it’s time To DELIVER ON ESTIMATES. RS, will I see 6% again? FS, gone but not forgotten - nor is the art work. FC, love that extra 1% i’ll Get from sellers. LW keep up the good work.