smezz
Posts: 180
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Post by smezz on Jul 18, 2018 16:42:31 GMT
being a bit greedy - gone for 6.0/6.1 & 6.2.
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r00lish67
Member of DD Central
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Post by r00lish67 on Jul 18, 2018 16:52:02 GMT
Can the muppets lowering our rate down to 5.4% give it a rest? There's £140k on the borrower side, which we can all match at 5.9%+ - no need to be desperate whilst the RS matching mechanism is taking a breather
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smezz
Posts: 180
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Post by smezz on Jul 18, 2018 17:22:24 GMT
Have to cash-out and wait for the next one.
Foiled by the muppets!
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r00lish67
Member of DD Central
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Post by r00lish67 on Jul 18, 2018 17:28:15 GMT
Have to cash-out and wait for the next one.
Foiled by the muppets!
Nah, I think they just withdraw the £130k borrower offer, unless someone with big pockets sagely swooped in to take the 4.8% buy-it-now rate. Oh well, fun whilst it lasted. My bits of 5.9% 1 year make my recently purchased 5.2% 5-year look a bit tired.
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dorset
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Post by dorset on Jul 18, 2018 17:39:28 GMT
My bids at 5.9% all shifted this afternoon. Just put another spread in at 5.8% to 6%. We will see.
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Post by Ace on Aug 9, 2018 13:40:42 GMT
I trust they were just markers! Having the cash idle at 0% for 12 weeks has reduced the 5.8% down to about 5.5%, or worse if the loans don't go the full 5 years.
Yes, I put markers in at 0.1% intervals up to 6.0% to confirm my suspicions that I would be better off with LW despite their initial 20 day cash drag at the time. It was confirmed many weeks ago, but I thought I would leave the markets on RS to ride just to see how long, if ever, they would take to get matched. My 5.9% marker in the 5 yr market was finally matched after about 15 weeks on market. The last marker, at 6.0%, is now only 416k from being matched. I've also let a small early repayment ride at 5.9%; now 290k from being matched. I might even be tempted to put some more cash back in RS if rates go higher. Though LW still seems a better 5 yr bet at a hassle free 6.0%, and GS a way better 1 month rolling market at 5.3%. I would be interested to hear from any RS fans as to why RS are so popular in comparison.
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cb25
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Post by cb25 on Aug 9, 2018 13:49:26 GMT
Yes, I put markers in at 0.1% intervals up to 6.0% to confirm my suspicions that I would be better off with LW despite their initial 20 day cash drag at the time. It was confirmed many weeks ago, but I thought I would leave the markets on RS to ride just to see how long, if ever, they would take to get matched. My 5.9% marker in the 5 yr market was finally matched after about 15 weeks on market. The last marker, at 6.0%, is now only 416k from being matched. I've also let a small early repayment ride at 5.9%; now 290k from being matched. I might even be tempted to put some more cash back in RS if rates go higher. Though LW still seems a better 5 yr bet at a hassle free 6.0%, and GS a way better 1 month rolling market at 5.3%. I would be interested to hear from any RS fans as to why RS are so popular in comparison. When did your 5.9% match ? I still have 5.8% waiting in 5yr.
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Post by Ace on Aug 9, 2018 13:52:32 GMT
My 5.9% marker in the 5 yr market was finally matched after about 15 weeks on market. The last marker, at 6.0%, is now only 416k from being matched. I've also let a small early repayment ride at 5.9%; now 290k from being matched. I might even be tempted to put some more cash back in RS if rates go higher. Though LW still seems a better 5 yr bet at a hassle free 6.0%, and GS a way better 1 month rolling market at 5.3%. I would be interested to hear from any RS fans as to why RS are so popular in comparison. When did your 5.9% match ? I still have 5.8% waiting in 5yr. Was sometime yesterday. Not sure exactly when as I didn't get a notification email.
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cb25
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Post by cb25 on Aug 9, 2018 13:54:22 GMT
When did your 5.9% match ? I still have 5.8% waiting in 5yr. Was sometime yesterday. Not sure exactly when as I didn't get a notification email. Thanks, that could explain it, my 5.8% was only placed today as a re-investment (my current rate being 5.8% as I'm much too impatient to wait 15 weeks)
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Post by Ace on Aug 9, 2018 13:59:19 GMT
Was sometime yesterday. Not sure exactly when as I didn't get a notification email. Thanks, that could explain it, my 5.8% was only placed today as a re-investment (my current rate being 5.8% as I'm much too impatient to wait 15 weeks) Me too. They were only very low value markers (£10) to confirm that the bulk of my 5 year fixed-rate(ish) funds were better off elsewhere.
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cb25
Posts: 3,523
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Post by cb25 on Aug 9, 2018 14:15:10 GMT
Yes, I put markers in at 0.1% intervals up to 6.0% to confirm my suspicions that I would be better off with LW despite their initial 20 day cash drag at the time. It was confirmed many weeks ago, but I thought I would leave the markets on RS to ride just to see how long, if ever, they would take to get matched. I would be interested to hear from any RS fans as to why RS are so popular in comparison. I wouldn't describe myself as a 'fan' of RS (though along with AC they're where most of my P2P money is), but -been with them 2 1/2 years -averaging 5.9% (though was somewhat higher in the early days) -easy to use -haven't tried LW/GS
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dorset
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Post by dorset on Aug 9, 2018 17:12:24 GMT
Just got 5.9% away on loan and placed some in at 6%. Probably a fair return given the risk. Would not go below 5.8% however.
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Post by Ace on Aug 9, 2018 19:46:02 GMT
My 6.0% has just been matched.
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star dust
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Post by star dust on Aug 9, 2018 19:56:00 GMT
I think it started matching a while ago. I put some on at 6.0% yesterday, but it seems I've got ashtondav's bung in front of me so I'm not convinced I'm going to get matched.
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Post by Badly Drawn Stickman on Aug 9, 2018 20:20:29 GMT
I think it started matching a while ago. I put some on at 6.0% yesterday, but it seems I've got ashtondav 's bung in front of me so I'm not convinced I'm going to get matched. Take the 5.9%, you know it makes sense and it is just sitting there waiting.
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