toffeeboy
Member of DD Central
Posts: 504
Likes: 362
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Post by toffeeboy on May 7, 2019 11:50:36 GMT
www.kiva.org/bonus/learnmoreInvite friends to join Kiva. For every friend successfully invited to Kiva, there's $25 free credit to help more, right? Not really, you choose where the sponsors $25 is leant. It is never actually yours although at least it gets more loans made, there is a limit to the amount available though.
It can't be withdrawn and repayments go back to the original sponsor who made the loan to the borrower.
Personally I don't see the need to encourage people to recommend Kiva, surely the fact that we are hopefully helping others out is enough reward enough with out the need to be encouraged to get others to join us.
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Post by Deleted on May 18, 2019 13:15:20 GMT
Team p2plenders total loans are now up to $17,575. Well done guys.
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benaj
Member of DD Central
Posts: 4,855
Likes: 1,591
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Post by benaj on Jul 21, 2019 19:47:02 GMT
Has anybody lent to someone from Colombia or Palestine?
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Post by martin44 on Jul 21, 2019 19:58:44 GMT
i lent in the past, not sure if i ever got a return, tbh i never wanted one.. just happy to see others getting the benefit of my ill wanted gains... i think ill give again now..
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pom
Member of DD Central
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Post by pom on Jul 23, 2019 8:16:05 GMT
Has anybody lent to someone from Colombia or Palestine? Palestine yep, Columbia not yet - why? i lent in the past, not sure if i ever got a return, tbh i never wanted one.. just happy to see others getting the benefit of my ill wanted gains... i think ill give again now.. Go for it.... team total is at $19125 now...
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benaj
Member of DD Central
Posts: 4,855
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Post by benaj on Jul 23, 2019 8:53:56 GMT
Has anybody lent to someone from Colombia or Palestine? Palestine yep, Columbia not yet - why? I wanted to try something new, countries which I haven't lent before.
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benaj
Member of DD Central
Posts: 4,855
Likes: 1,591
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Post by benaj on Nov 11, 2019 12:01:53 GMT
Personal Kiva loan stats vs "Avg Kiva lender"
Actual Default rate: Personal: 2.3% Avg Kiva Lender: 1.73%
Delinquency rate: Personal: 2.01% Avg Kiva Lender: 10.64%
Amount defaulted: Personal: $19.51 Avg Kiva Lender: $5.75
Personal % of loans in arrears vs Personal Delinquency rate Arrears: 4.6% Delinquency rate: 2.01%
Expected personal default rate: 6.9%-12%
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pom
Member of DD Central
Posts: 1,922
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Post by pom on Nov 20, 2019 11:52:08 GMT
Personal Kiva loan stats vs "Avg Kiva lender" Actual Default rate: Personal: 2.3% Avg Kiva Lender: 1.73% Delinquency rate: Personal: 2.01% Avg Kiva Lender: 10.64% Amount defaulted: Personal: $19.51 Avg Kiva Lender: $5.75 Personal % of loans in arrears vs Personal Delinquency rate Arrears: 4.6% Delinquency rate: 2.01% Expected personal default rate: 6.9%-12% Looks like you've been very unlucky - I assume that default was perhaps one bad loan? I've been lending with them over 10yrs on an admittedly very small scale for most of that, but have done rather better than average as I still have zero defaults/delinquency, and only $2.59 lost via currency loss (which is less than the average rate wise, albeit more than the average absolute value)
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Steerpike
Member of DD Central
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Post by Steerpike on Jan 31, 2020 16:46:08 GMT
Just logged in to recycle credit and noted that the P2P Team is up to 50 members, 909 loans, and total amount funded $23,625
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keitha
Member of DD Central
2024, hopefully the year I get out of P2P
Posts: 3,865
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Post by keitha on Jan 31, 2020 18:38:34 GMT
just $50 short of $14,000 come on guv chug chug -)
not now we're not
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daveb
Member of DD Central
Posts: 236
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Post by daveb on Feb 3, 2020 16:05:18 GMT
What is the advantage to lending through the P2P team as opposed to just joining up yourself?
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Post by Deleted on Feb 3, 2020 16:40:40 GMT
nothing. You can join any team you like and as many teams as you like. It is up to you.
Some people like to join things and some like to beat their own path.
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daveb
Member of DD Central
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Likes: 194
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Post by daveb on Feb 3, 2020 19:05:54 GMT
cheers
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benaj
Member of DD Central
Posts: 4,855
Likes: 1,591
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Post by benaj on Feb 10, 2020 11:02:56 GMT
Anyone experience sudden increase of delinquency? Personal Kiva loan stats vs "Avg Kiva lender" Delinquency rate: Personal: 2.01% Avg Kiva Lender: 10.64% Personal % of loans in arrears vs Personal Delinquency rate Arrears: 4.6% Delinquency rate: 2.01% My latest stats:- Delinquency rate: Personal: 3.75% Avg Kiva Lender: 11.51% Personal % of loans in arrears vs Personal Delinquency rate Arrears: 11.7% Delinquency rate: 3.75%
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