benaj
Member of DD Central
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Post by benaj on Mar 7, 2019 21:12:29 GMT
Does anyone know a way to find out loan book history of a FC account? How do you keep track of record of capital & interest of a particular loan once the loan is fully repaid?
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Stonk
Stonking
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Post by Stonk on Mar 7, 2019 22:02:07 GMT
Does anyone know a way to find out loan book history of a FC account? How do you keep track of record of capital & interest of a particular loan once the loan is fully repaid?
If you know the loan part ID, you can track down all payments on it by looking through your statements. They are downloadable as CSV files a month at a time, so this isn't as totally awful as it first sounds.
If you do not know the loan part ID, then some of the other downloads available can link the loan ID to a loan part ID. If the loan has fully repaid as planned then it might have totally vanished from the downloads, but even then you may still be able to use some informed detective work to link the two together.
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benaj
Member of DD Central
Posts: 4,857
Likes: 1,591
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Post by benaj on Mar 7, 2019 22:36:06 GMT
Thanks Stonk . I wanted to find out the repayment history of a property loan #52559. I received the capital + final interest on this week. The loan was offered on March 2018, prior the final repayment in March in 2019, the previous repayment was made in Sep 2018. The final repayment interest is the same as Sep 2018. I cannot find any loan comments regarding this loan 52559. Without seeing the repayment schedule of this loan, I wonder if this is a mistake, or the #52559 borrower has not repaid any interest for this loan extension. Is there a way to see the key information of a repaid loan? EDIT: After doing detective work suggested by Stonk, I managed to find the late interest by tracking part ID, so the borrowers repaid capital and interest in full.  I wish FC could have provide good loan book history to save us the trouble. |
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I wish FC could have provide good loan book history to save us the trouble.