p2p2p
Member of DD Central
Posts: 123
Likes: 114
|
Post by p2p2p on Mar 18, 2019 22:56:06 GMT
I'd sold everything I could from FC, and was left with some 400 in loans, 3500 in bad debt. I logged into today and found £270 cash, presumably from a recovery. I have the loan part number, but I can't see any way to see what loan it was related to, to see what fraction was recovered, or anything else.
Have they made it a complete black box now?
|
|
dawn
Member of DD Central
Posts: 308 
Likes: 275
|
Post by dawn on Mar 19, 2019 8:08:37 GMT
From the Loan Portfolio tab, under My Loan Parts - select download all loanparts. Open the downloaded spreadsheet and look for your loan part number - in column A - the loan ID will be in column D. You can then look up the ID under the comments section (also on Loan Portfolio tab) to find out if a comment has been added.
|
|
Stonk
Stonking
Posts: 735 
Likes: 658
|
Post by Stonk on Mar 19, 2019 9:43:24 GMT
A bit easier:
From the "My Portfolio" page, in the "My Loan Parts" section, choose the tab "Loan parts" rather than the default "Loans". This gives you a table containing both loan part IDs and loan IDs, and it is clickable to open the loan details page.
|
|
p2p2p
Member of DD Central
Posts: 123
Likes: 114
|
Post by p2p2p on Mar 19, 2019 10:32:45 GMT
If the loan part does not appear in the loan parts section, does that mean that recovery was complete? From the sum involved it could be, as I never invested more than 300, so 276 could be after a few repayments.
|
|
Stonk
Stonking
Posts: 735
Likes: 658
|
Post by Stonk on Mar 19, 2019 11:36:30 GMT
If the loan part does not appear in the loan parts section, does that mean that recovery was complete? From the sum involved it could be, as I never invested more than 300, so 276 could be after a few repayments.
I guess that could be the explanation. I thought defaults stayed visible for ever, because they never seem to change (e.g., recoveries received do not cause the displayed defaulted amount to reduce). But I have never had a *complete* recovery, so I cannot check to see what happens. Lucky you if you had a full recovery!
I've had a few where there has been a partial recovery and the matter is considered settled and closed -- those ones remain visible.
Try the downloaded CSV files approach suggested by dawn to see if there's any mention of your loan parts in there.
|
|
dawn
Member of DD Central
Posts: 308
Likes: 275
|
Post by dawn on Mar 19, 2019 13:32:43 GMT
A bit easier:
From the "My Portfolio" page, in the "My Loan Parts" section, choose the tab "Loan parts" rather than the default "Loans". This gives you a table containing both loan part IDs and loan IDs, and it is clickable to open the loan details page.
Only easier to do it on the screen if you have a few loan parts - I have over 100 pages of them so scrolling slowly through to find the right one is tedious. Otherwise this is the same as my suggestion.
|
|
adrianc
Member of DD Central
Posts: 8,948
Likes: 4,787
|
Post by adrianc on Mar 21, 2019 14:43:23 GMT
At a guess, 6552. It's just had a very big recovery - just under 70% of total original loan part value plus just over 19% of value in back interest, paying capital + interest in full. The loan guarantor died a little while back, and the family have just bought their house, releasing substantial funds.
If Flutes of Champagne have managed to pull a similar trick on another one as well, then...! (Next: London?)
|
|
neal
Member of DD Central
Posts: 87
Likes: 55
|
Post by neal on Apr 17, 2019 13:48:22 GMT
Oh I best log in and see if that is one of the loans that defaulted before I sold everything I could...
|
|
