Post by cobi on Mar 26, 2019 11:30:31 GMT
I thought I had qualified for the John Lewis promotional offer from Funding Circle but they have rejected it. I would appreciate opinions on whether their T&Cs disqualify me.
Here is their response
Looking into your account, I can see that you transferred £20,000 into your account on the 16th November, however during the promotional period you also withdrew £10,000.00 from your account on the 23rd October 2018. The promotional offer was based upon the net increase of transfers into your account. Because of the withdrawal that you made during the promotion, unfortunately you have not qualified for a reward on this occasion.
Here are the T&Cs
Funding Circle Autumn 2018 Investor Promotion
This promotion is open to all Funding Circle investors (each, an “Investor”).
Subject to these terms and conditions if, after the Start Date, an Investor makes a Qualifying Deposit on or before the Deposit Date they will receive a Reward from Funding Circle.
In these promotional terms and conditions:
“Deposit Date” means 23:59 on 16 November 2018;
“Investment Period” means the two month period starting at 00:00 on 17 November 2018 and ending at 23:59 on 16 January 2019;
“Qualifying Deposit” means the net deposit of at least £15,000 by an Investor into their Funding Circle investor account(s) on or before the Deposit Date, where lending is activated for the duration of the Investment Period; and
"Reward" means for Investors whose Qualifying Investment is:
between £15,000-£19,999 (inclusive), an Amazon Echo;
between £20,000-£29,999 (inclusive), £200 of John Lewis vouchers; and
£30,000 or more, an Apple iPad 32GB Wi-Fi;
or, in Funding Circle’s discretion, a reward of equivalent value.
"Start Date" 21:00 on 16 October 2018.
Any deposits made into the Investor’s account as a result of an ISA transfer authority form received by Funding Circle prior to the Start Date will not count towards the Qualifying Deposit.
If after the Start Date the Investor transfers some or all of the Qualifying Deposit from other ISA providers, they must provide Funding Circle with all ISA transfer authority forms on or before the Deposit Date.
The Qualifying Deposit may be split across multiple accounts held by the Investor (for example, a Classic Account and an ISA) provided that the log-in credentials for each account are the same.
If the Investor opens a Funding Circle ISA by transferring some or all of the Qualifying Deposit from other ISA providers, they must provide Funding Circle with all ISA transfer authority forms on or before the Deposit Date.
The Reward will be sent to the postal address registered to the Investor’s account, and Funding Circle will endeavour to do this within 30 days after Investment Period. Funding Circle accepts no liability for any delay to the delivery of the Reward.
Funding Circle instructs a third-party, Avinity Limited, for the distribution of Rewards to Investors. In order to receive the Reward, the Investor consents to Funding Circle sharing their personal data (name, email and postal address) with Avinity for the purpose of distributing the Reward.
Only one Reward will be given per Investor.
No cash alternative to the Reward is available.
Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
Funding Circle does not accept any liability in respect of any Reward, but Investors who receive a Reward shall have the benefit of the original equipment manufacturer warranties provided manufacturer procedures are followed.
Apple and Amazon devices are given away on behalf of Funding Circle Limited. Amazon.com Inc or Apple Inc are not participants in or sponsors of this promotion and all related [Amazon and Apple] logos are trademarks of Amazon.com Inc. or Apple Inc (as applicable).
Updated on 17 October 2018
Here is their response
Looking into your account, I can see that you transferred £20,000 into your account on the 16th November, however during the promotional period you also withdrew £10,000.00 from your account on the 23rd October 2018. The promotional offer was based upon the net increase of transfers into your account. Because of the withdrawal that you made during the promotion, unfortunately you have not qualified for a reward on this occasion.
Here are the T&Cs
Funding Circle Autumn 2018 Investor Promotion
This promotion is open to all Funding Circle investors (each, an “Investor”).
Subject to these terms and conditions if, after the Start Date, an Investor makes a Qualifying Deposit on or before the Deposit Date they will receive a Reward from Funding Circle.
In these promotional terms and conditions:
“Deposit Date” means 23:59 on 16 November 2018;
“Investment Period” means the two month period starting at 00:00 on 17 November 2018 and ending at 23:59 on 16 January 2019;
“Qualifying Deposit” means the net deposit of at least £15,000 by an Investor into their Funding Circle investor account(s) on or before the Deposit Date, where lending is activated for the duration of the Investment Period; and
"Reward" means for Investors whose Qualifying Investment is:
between £15,000-£19,999 (inclusive), an Amazon Echo;
between £20,000-£29,999 (inclusive), £200 of John Lewis vouchers; and
£30,000 or more, an Apple iPad 32GB Wi-Fi;
or, in Funding Circle’s discretion, a reward of equivalent value.
"Start Date" 21:00 on 16 October 2018.
Any deposits made into the Investor’s account as a result of an ISA transfer authority form received by Funding Circle prior to the Start Date will not count towards the Qualifying Deposit.
If after the Start Date the Investor transfers some or all of the Qualifying Deposit from other ISA providers, they must provide Funding Circle with all ISA transfer authority forms on or before the Deposit Date.
The Qualifying Deposit may be split across multiple accounts held by the Investor (for example, a Classic Account and an ISA) provided that the log-in credentials for each account are the same.
If the Investor opens a Funding Circle ISA by transferring some or all of the Qualifying Deposit from other ISA providers, they must provide Funding Circle with all ISA transfer authority forms on or before the Deposit Date.
The Reward will be sent to the postal address registered to the Investor’s account, and Funding Circle will endeavour to do this within 30 days after Investment Period. Funding Circle accepts no liability for any delay to the delivery of the Reward.
Funding Circle instructs a third-party, Avinity Limited, for the distribution of Rewards to Investors. In order to receive the Reward, the Investor consents to Funding Circle sharing their personal data (name, email and postal address) with Avinity for the purpose of distributing the Reward.
Only one Reward will be given per Investor.
No cash alternative to the Reward is available.
Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
Funding Circle does not accept any liability in respect of any Reward, but Investors who receive a Reward shall have the benefit of the original equipment manufacturer warranties provided manufacturer procedures are followed.
Apple and Amazon devices are given away on behalf of Funding Circle Limited. Amazon.com Inc or Apple Inc are not participants in or sponsors of this promotion and all related [Amazon and Apple] logos are trademarks of Amazon.com Inc. or Apple Inc (as applicable).
Updated on 17 October 2018
just in it to make a buck for themselves that is why everyone left them a couple of years ago. And they have had terrible recoveries which have been 
