rscal
Posts: 902
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Post by rscal on Apr 1, 2019 13:27:06 GMT
Mid afternoon and not a peep out of the 20+ five year market repayments. Will I be waiting to this evening to request withdrawal (after the funds are added to holding)?
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Post by Deleted on Apr 1, 2019 13:32:00 GMT
It's the first of the month and a Monday so likely to be later than usual I imagine. There's been a warning message recently, but not today.
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robski
Member of DD Central
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Post by robski on Apr 1, 2019 15:44:49 GMT
Definately worse this month, I have some old loans that even on bad days are starting to trickle in by lunchtime, nothing
I m expecting to see some loans repaid early in my ISA account as whats due to day is way more than it should be, but when I look at repaid loans, diddly squat in there.
Maybe something has gone wrong this time as opposed to just running slowly
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robski
Member of DD Central
Posts: 772
Likes: 462
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Post by robski on Apr 1, 2019 15:45:31 GMT
Doh and after typing that and going back to RS, I now have some money appearing in my everyday account
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Stonk
Stonking
Posts: 735
Likes: 658
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Post by Stonk on Apr 1, 2019 17:56:59 GMT
Payments on 5 Year are very very very slow today.
Payments on older loans are credited first, and I've got a good spectrum of old to new due today. I can gauge the repayment job by which ones have paid, and as yet (almost 7pm) only one of them has done so.
Annoying, since there's a sizable early repayment coming too, which I would want to withdraw ASAP but I doubt it will be possible before midnight.
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Post by oppsididitagain on Apr 23, 2019 21:06:54 GMT
I understand its a long weekend and RS have to process 4 days worth of loans, however its 22.00 and Im still waiting for loan repayments to be processed.
As predicted and raised in the meeting last September, the new way of processing the rolling market is creating a lot more work and frustrating the lenders.
Time for a change of platform me thinks...
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rscal
Posts: 902
Likes: 492
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Post by rscal on Jun 3, 2019 13:43:18 GMT
Just a repost. Still waiting at 14.30 16.30 19.00 for the first of my 18 five year repayments due this fine Monday afternoon to appear.
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Stonk
Stonking
Posts: 735
Likes: 658
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Post by Stonk on Jun 3, 2019 16:58:07 GMT
Just a repost. Still waiting at 14.30 16.30 for the first of my 18 five year repayments due this fine Monday afternoon to appear.
Last Tuesday, following the bank holiday, the repayments did not complete until well after midnight. Most of my repayment transactions due on the 28th are dated in the transaction list on the 29th. These delays are nothing new per se, but it is getting steadily worse: delays into the very late evening are becoming common. I half-expect the same today. There's no extra day to contend with, but the fact it's the first payment of the month always drastically slows things down.
6pm and I've had no payments yet for today, even on some of my very oldest loans, which always come in first.
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Post by erniec on Jun 3, 2019 18:09:05 GMT
Some processing is happening. I said goodbye to my last 3 year loan around 6:30:  |
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rscal
Posts: 902
Likes: 492
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Post by rscal on Jun 3, 2019 19:35:40 GMT
Some processing is happening. I said goodbye to my last 3 year loan around 6:30: It's starting for me now, finally after 20.30.
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smezz
Posts: 180
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Post by smezz on Jun 3, 2019 20:53:15 GMT
Still nothing for me on 5 year.
Don't forget it is this feature which causes the best rates (once the money waiting to be lent gets down to about £3M).
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Post by propman on Jun 4, 2019 8:56:01 GMT
Still nothing for me on 5 year. Don't forget it is this feature which causes the best rates (once the money waiting to be lent gets down to about £3M). But that requires lending to happen. Currently only £2.8m lent since Saturday.
- PM
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coogaruk
Hello everyone! Anyone remember me?
Posts: 703
Likes: 463
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Post by coogaruk on Jun 4, 2019 12:33:43 GMT
Still waiting for today's repayments as I write. Unusual for a Tuesday?
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Stonk
Stonking
Posts: 735
Likes: 658
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Post by Stonk on Jun 4, 2019 12:55:04 GMT
Still waiting for today's repayments as I write. Unusual for a Tuesday?
Unusual, but not unprecedented. Yesterday was extremely delayed, and presumably this has had a knock-on effect into today.
If I were to hazard a guess, I would say they have a scheduled task to start the days payments at, say 2am. If that job takes so long that it's still running by the next time it's due to run, then it doesn't start a second instance. So today's payment run would then have to be started manually, which means later (maybe when someone arrives at the office), and slower because there's more database activity during daytime. Just my guess ... been there, done that!
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Post by propman on Jun 4, 2019 15:55:39 GMT
Have yesterday's repayments been placed on the market yet? Looking at the modest lending it seems unlikely that this is the case, if so, sometime there will be a huge amount put on at current MR of 5.2%.
- PM
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