benaj
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Post by benaj on Aug 8, 2019 16:54:58 GMT
And don't use Internet Explorer!
can do everything I could before, but more screens and time consuming...
Yep, tried Internet Explorer 11 on Windows 10, the new UI tweak won't show the market rate in the "Set your rate" pop up window. It does work on Microsoft Edge 18 on Windows 10, or any Up-to-Date Web Browser on Windows 10.
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aju
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Post by aju on Aug 8, 2019 17:29:02 GMT
Ew... <expletive deleted>? Totally impossible to set a rate in the 5yr market ...No drop down options seem to work, just offers Rolling Mtk ... Anybody cracked this yet? RS must be weeping too. Hmm! I wonder if this new function means that less people are lending at the moment, perhaps the rate will improve later tonight as no one can understand the new I/F ... might be an opportunity
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djay
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Post by djay on Aug 8, 2019 17:54:25 GMT
I'm just so fed up that I have just decided to leave looking at RS alone for a while, hopefully I will wake up from this bad dream in a few weeks and it will all be over.
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trevor
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Post by trevor on Aug 8, 2019 18:10:50 GMT
Set your rate not working for me on iPad Safari. Like a number above I'm fed up with the constant changes. Seems to be change for changes sake. Some software engineers trying to justify their jobs. If it ain't broke don't fix it.
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benaj
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Post by benaj on Aug 8, 2019 18:18:25 GMT
Set your rate not working for me on iPad Safari. Like a number above I'm fed up with the constant changes. Seems to be change for changes sake. Some software engineers trying to justify their jobs. If it ain't broke don't fix it. iOS 12.3? I tried the safari on the iPad on iOS 12.3.1, it’s fine.
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travolta
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Post by travolta on Aug 8, 2019 18:31:04 GMT
Dunnit. Sorry about the swearing, Saintly patience well tried. Use Google Chrome. Dear RS could you please include Internet Expl. on your remit . Thankyou .
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travolta
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Post by travolta on Aug 8, 2019 18:50:15 GMT
Dunnit. Sorry about the swearing, Saintly patience well tried. Use Google Chrome. Dear RS could you please include Internet Expl. on your remit . Thankyou . and now, attempting to feed Mr Travolta's 5 year a/c (via Chrome) at a modest 5.7, it will only permit modification of rate on the Rolling Thingy. LITTLE PINK PEN huh! Going to have a bath and a glass of madeira.
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star dust
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Post by star dust on Aug 8, 2019 18:51:44 GMT
Having seen multiple posts about this over a couple of threads I thought I'd login to see what it was all about. I'm going to run a bit against the grain here, but I actually like it and think it's an improvement with the exception that you seem to have to choose the amount to invest first, and once the rate is selected you then have two confirmatory clicks on "invest" to set the order on the main screens as well.
With regard to setting the rate the pop-up box worked on Firefox (no mean feat as there are quite a few websites that fall over on Firefox because of pop-ups); you can easily switch between the different markets just by pulling down the top button for the different markets; you can see the whole market while you're doing it; you don't have to keep clicking to increase the rate you can just type over it in the box; one big but though - I got to this "Your Rate cannot be higher than 10.0%" this happens in all markets.
Sooo the person/s with £88 @10.4% in rolling; £54 @20.0% and £40.0 @90% in 5 year be warned if you cancel you won't be able to set them again .
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aju
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Post by aju on Aug 9, 2019 9:44:05 GMT
Having seen multiple posts about this over a couple of threads I thought I'd login to see what it was all about. I'm going to run a bit against the grain here, but I actually like it and think it's an improvement with the exception that you seem to have to choose the amount to invest first, and once the rate is selected you then have two confirmatory clicks on "invest" to set the order on the main screens as well.
With regard to setting the rate the pop-up box worked on Firefox (no mean feat as there are quite a few websites that fall over on Firefox because of pop-ups); you can easily switch between the different markets just by pulling down the top button for the different markets; you can see the whole market while you're doing it; you don't have to keep clicking to increase the rate you can just type over it in the box; one big but though - I got to this "Your Rate cannot be higher than 10.0%" this happens in all markets.
Sooo the person/s with £88 @10.4% in rolling; £54 @20.0% and £40.0 @90% in 5 year be warned if you cancel you won't be able to set them again . I wondered if the relend settings might be different as I thought it might be more likely that those high rates were set on relends than as a direct lending option and those settings are not allowed above 10%. Let's hope they have that blocking setting on a range from the MR then rather than a fixed max otherwise the system is gonna get real confused if the rates start inflating wildly - bit of a wildly positive outlook I know.
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Post by propman on Aug 9, 2019 11:49:21 GMT
I wondered if the relend settings might be different as I thought it might be more likely that those high rates were set on relends than as a direct lending option and those settings are not allowed above 10%. Let's hope they have that blocking setting on a range from the MR then rather than a fixed max otherwise the system is gonna get real confused if the rates start inflating wildly - bit of a wildly positive outlook I know.Answering the bold, I think that is likely to be really bad news as it will only happen when sterling in freefall or RS in trouble, but would love to be proved wrong!
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aju
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Post by aju on Aug 9, 2019 11:55:44 GMT
I wondered if the relend settings might be different as I thought it might be more likely that those high rates were set on relends than as a direct lending option and those settings are not allowed above 10%. Let's hope they have that blocking setting on a range from the MR then rather than a fixed max otherwise the system is gonna get real confused if the rates start inflating wildly - bit of a wildly positive outlook I know.Answering the bold, I think that is likely to be really bad news as it will only happen when sterling in freefall or RS in trouble, but would love to be proved wrong! Has happened in my lifetime though, back in the mid 80's the base rate hit high levels - our mortgage rate was 14.5% I seem to remember - the base rates were quite high as well see here. e.g. 11 Jul 1984 12.00% it can happen and under the blues as well! Edit: Apparently it happened when the "blues" crashed out of the ERM (1992) but I think that was just a little blimp - Mr Portillo suggested it was in the region of 14%-15% or so when questioning Ken Clark in his recent documentary 2 parter on the Tories and Mr Clark suggested it was only a short blip ... Curious it does not show up in the figures that I checked. Edit: Wiki suggest that it was muted to move it to 15% on the 16th Sep 1992 having already moved it from 10-12% earlier in that day. Wiki says it needs a citation but just watching portillo quiz clarke who were both there on that day probably will fulfil that bit.
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Post by propman on Aug 9, 2019 16:36:44 GMT
1990 was sterling in freefall, 80s was too close to stagflation and a different world of hyperinflation (I think 26% RPI at one point, sterling was not great, but that was partly offset by issues in US at the time as well). When we hit regular 8% then there will be plenty of time for RS to add the increases absent a really bad position (although i do know people assuming that is what 31/10 may be!)
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Post by bgreenwood2000 on Aug 9, 2019 18:10:15 GMT
I took out my first mortgage at 11.5% in 1987. In 1992, around the time of Black Wednesday, I think we were paying 14.5%. Not long before I had switched my bank to one paying 9% on the current account.
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aju
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Post by aju on Aug 10, 2019 8:18:27 GMT
I took out my first mortgage at 11.5% in 1987. In 1992, around the time of Black Wednesday, I think we were paying 14.5%. Not long before I had switched my bank to one paying 9% on the current account. I can relate to that as we had a mortgage in 1988 I think was at 7% and in one swift move our mortgage interest rate was doubled to 14/15%. We had just moved into a new house and extended our mortgage by some considerable amount too. To cap all that I been promoted from an engineering role getting decent overtime to a managerial role still doing extra time but only getting was was called "Time off in lieu", I was effectively earning less money at the worst time and still working extra time. Of course we coped and whilst Mrs Aju was still looking after the children and I was working in the city (London) we had to improvise by taking in foreign language students amongst other things. Fortunately I was fast tracked in terms of incremental pay rises quite a bit - I had knowledge that was in great demand at the time - so it all worked out well. The thing is in those days inflation was working for us in the sense that pay rises would be keeping with inflation and so the game was to always punt for the most you could get on ones mortgage as the inflation would soon bring up the wages and meet the payments easier. Sadly in time the company caught on to on to low pay rises and increased bonuses as this was a saving in terms of the pension for them - bonuses were non pensionable items.
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Post by gravitykillz on Aug 10, 2019 13:03:01 GMT
I took out my first mortgage at 11.5% in 1987. In 1992, around the time of Black Wednesday, I think we were paying 14.5%. Not long before I had switched my bank to one paying 9% on the current account. I can relate to that as we had a mortgage in 1988 I think was at 7% and in one swift move our mortgage interest rate was doubled to 14/15%. We had just moved into a new house and extended our mortgage by some considerable amount too. To cap all that I been promoted from an engineering role getting decent overtime to a managerial role still doing extra time but only getting was was called "Time off in lieu", I was effectively earning less money at the worst time and still working extra time. Of course we coped and whilst Mrs Aju was still looking after the children and I was working in the city (London) we had to improvise by taking in foreign language students amongst other things. Fortunately I was fast tracked in terms of incremental pay rises quite a bit - I had knowledge that was in great demand at the time - so it all worked out well. The thing is in those days inflation was working for us in the sense that pay rises would be keeping with inflation and so the game was to always punt for the most you could get on ones mortgage as the inflation would soon bring up the wages and meet the payments easier. Sadly in time the company caught on to on to low pay rises and increased bonuses as this was a saving in terms of the pension for them - bonuses were non pensionable items. I wouldn't mind paying 14% interest if I could get a 4 bed house in west london for 80k. That was roughly the cost of property around that time!
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