robski
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Post by robski on Nov 4, 2019 15:47:07 GMT
Actually to add, it seems RS put far less into 5YR and that has caused a big "blob" to form there at MR
In the mean time the old "blob" from access has gone and now the lending on that "pool" is outstripping supply. By supply I mean whats feeding back in, there is liquidity, but its at higher rates than currently in 5 year
I am starting to like the new pool. It means I now have 2 markets to look at (Max/% yr) where as I only really had 5 year
I am relatively happy to lend on which ever has better rates.
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cb25
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Post by cb25 on Nov 4, 2019 16:34:21 GMT
After this morning's disappearing trick with £300K+ at 6.7% on the 1yr, a couple of hours ago I noticed £300K at 4.7% on the 1 yr (suggesting 6.7% was a typo?). Anyway, it appears to have taken all lender money at 5.3% and below and is currently matching at 5.4%.
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aju
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Post by aju on Nov 4, 2019 17:22:22 GMT
After this morning's disappearing trick with £300K+ at 6.7% on the 1yr, a couple of hours ago I noticed £300K at 4.7% on the 1 yr (suggesting 6.7% was a typo?). Anyway, it appears to have taken all lender money at 5.3% and below and is currently matching at 5.4%. Yep it took my 5.4% in last 1h or so - makes one wish I was watching at that point. I think its so interesting how one cannot afford to be complacent in getting the better rates. Just wish I could get the pattern to when its likely to go.
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Post by Deleted on Nov 4, 2019 17:27:33 GMT
I wonder if we should have a thread just for notifications of higher rates and then a new post email would alert us. No discussions, just updates on current rates.
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mary
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Post by mary on Nov 4, 2019 18:41:18 GMT
Yep it took my 5.4% in last 1h or so - makes one wish I was watching at that point. I thin kits so interesting how one cannot afford to be complacent in getting the better rates. Just wish I could get the pattern to when its likely to go. Matched at 5.6% and also got a matched email!
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aju
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Post by aju on Nov 4, 2019 19:31:04 GMT
I wonder if we should have a thread just for notifications of higher rates and then a new post email would alert us. No discussions, just updates on current rates. I like your style.. count me in.
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upperdeane
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Post by upperdeane on Nov 4, 2019 21:26:19 GMT
Yep it took my 5.4% in last 1h or so - makes one wish I was watching at that point. I thin kits so interesting how one cannot afford to be complacent in getting the better rates. Just wish I could get the pattern to when its likely to go. Matched at 5.6% and also got a matched email! Maybe emails are back today. I didn't get one a couple of days ago when I matched in the one year.
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Post by Deleted on Nov 4, 2019 21:39:29 GMT
I didn't get an email for all but one of my matches in 1 year today.
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Post by bernythedolt on Nov 4, 2019 22:48:08 GMT
Matches in 1yr today: 4 Emails confirming same: 0 At least mine was consistent. 
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cb25
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Post by cb25 on Nov 5, 2019 13:47:31 GMT
I've just had 1yr matches @ 5.6%. Queue has £102K of Borrower money (at 4.1%) which would be enough to scoop up all Lender money <= 5.8% (Edit: Borrower queue has now gone)
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aju
Member of DD Central
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Post by aju on Nov 5, 2019 15:55:51 GMT
I've just had 1yr matches @ 5.6%. Queue has £102K of Borrower money (at 4.1%) which would be enough to scoop up all Lender money <= 5.8% (Edit: Borrower queue has now gone) Mine was placed earlier, approx 9am @ 5.8% and its now got 593.3k in front of it - this morning it had 223k.
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cb25
Posts: 3,521
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Post by cb25 on Nov 5, 2019 16:10:16 GMT
I've just had 1yr matches @ 5.6%. Queue has £102K of Borrower money (at 4.1%) which would be enough to scoop up all Lender money <= 5.8% (Edit: Borrower queue has now gone) Mine was placed earlier, approx 9am @ 5.8% and its now got 593.3k in front of it - this morning it had 223k. I had noticed the Borrower queue a few hours ago, so invested some new money and placed the bids a bit conservatively.
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woodie
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Post by woodie on Nov 5, 2019 16:27:42 GMT
Matched in 1yr this afternoon at 5.7%  |
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Post by Badly Drawn Stickman on Nov 6, 2019 18:01:56 GMT
I wonder if we should have a thread just for notifications of higher rates and then a new post email would alert us. No discussions, just updates on current rates. Given the title of this thread, that is a very good idea. I read the forum using the recent post function so these type of headings are always disappointing. My suggestion would be somebody starting a thread simply titled Latest rates, all posts made could be deleted when the particular peak has disappeared. The down side of this being your email alert would not work (unless you started the thread) maybe somebody could suggest a better model, but it would probably be a popular feature.
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aju
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Post by aju on Nov 7, 2019 15:00:13 GMT
The 1Y just got 57k added in @ 4.6% - I've set our levels in the 1Y at 5.7% might take a little while to reach that though at the moment. 5.7% has a 750k headroom at the moment.
As I write its lending but very slowly .... approx 1k per minute
a minute later it dropped 140.6k offers into 4.8% and a minute later half that was gone and my 5.7% headroom level dropped to 743k
Update: 60k odd has been chipped of the 4.9% in last 30 minutes or so, its down to 427k, there 110k at 5% once thats dropped off....
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