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Post by GSV3MIaC on Jun 19, 2015 15:22:35 GMT
Hmm, that FT link seems to want me to pay to read it .. any chance of a free summary, or a link that doesn't go via 'please subscribe'?
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Post by uncletone on Jun 19, 2015 17:15:01 GMT
Hmm, that FT link seems to want me to pay to read it .. any chance of a free summary, or a link that doesn't go via 'please subscribe'? One has heard that if you had a quote from the article to hand, one might google that quote and find a satisfactory piece of reading. One would never try it oneself, of course...
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Post by westonkevRS on Jun 19, 2015 18:53:08 GMT
Hmm, that FT link seems to want me to pay to read it .. any chance of a free summary, or a link that doesn't go via 'please subscribe'? Basically the monied institutions have all realised that I2P is a jolly good money making idea. Especially when mixed with leverage, business lending (which tends to have higher rates) and higher risk customers. The previously P2P companies have realised this will give them quick fix injection of capital to grow rapidly like the US, whilst allowing the institution to take the risk (and retail peers the liquidity when needed). Currently, as reported by the FT, RateSetter is the only hold out from this rush of funds. It isn't that we don't want Instutional money, just that we won't bend the rules and give an advantage over the retail lender (the "little man"). This can be in terms of choosing prime loans, speed or rates. I expect you to be cynical and untrusting of this claim, as we will have institutional lending eventually, they are nice honest intelligent people. But it must be on a level playing field that we think fair to our core customer retail base. Therefore we've not been an easy target. @ westonkevRS
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Post by GSV3MIaC on Jun 19, 2015 20:54:15 GMT
Hmm, that FT link seems to want me to pay to read it .. any chance of a free summary, or a link that doesn't go via 'please subscribe'? One has heard that if you had a quote from the article to hand, one might google that quote and find a satisfactory piece of reading. One would never try it oneself, of course... That's cute ... google can take me directly to the same URL without any need to signup/pay .. putting the google derived URL directly into the address bar and I'm back to barred. I assume the FT server is checking the 'referrer' header info and going 'hmm, google .. better let it through then' ?! Thanks Uncle, you learn summat new every day!!
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Jun 28, 2015 12:57:10 GMT
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mv
Member of DD Central
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Post by mv on Jun 28, 2015 14:10:40 GMT
The DM is obsessed with 'city superwoman' Nicola Horlick
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 10,788
Likes: 11,007
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Post by ilmoro on Jun 28, 2015 16:00:56 GMT
The DM is obsessed with 'city superwoman' Nicola Horlick Yep! westonkevRS should tell Rhydian he needs to up his game. Being the (allegedly)biggest player on the block just aint glamorous enough
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Post by westonkevRS on Jun 28, 2015 16:33:38 GMT
The DM is obsessed with 'city superwoman' Nicola Horlick Money & Co's documentation for their fund raising from lenders make interesting reading, for the cynical amongst us.... I found my copy left on a train seat, by pure coincidence.... Their staff costs have been (in my opinion) very high for the number of employees they have, somebody must be on a nice retainer.....
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pikestaff
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Post by pikestaff on Jun 28, 2015 16:37:53 GMT
One has heard that if you had a quote from the article to hand, one might google that quote and find a satisfactory piece of reading. One would never try it oneself, of course... That's cute ... google can take me directly to the same URL without any need to signup/pay .. putting the google derived URL directly into the address bar and I'm back to barred. I assume the FT server is checking the 'referrer' header info and going 'hmm, google .. better let it through then' ?! Thanks Uncle, you learn summat new every day!! It does not work only with Google. I just checked and it works with Bing as well, but not with Yahoo! UK. (It must be years sears since I last used Yahoo!) So I guess that the firewall lets through direct links from any search engine that the FT wants a relationship with.
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Post by Financial Thing on Jul 6, 2015 9:15:00 GMT
Kev, if Ratesetter profited a whopping £109k in 2014 and lost £400k in 2013, how is their business model sustainable and whats the profit projection for 2015?
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Post by westonkevRS on Jul 6, 2015 9:18:26 GMT
Kev, if Ratesetter profited a whopping £109k in 2014 and lost £400k in 2013, how is their business model sustainable and whats the profit projection for 2015? The annual accounts are finished (and I think audited), it's just timing when Finance decide to publish/release to Companies House. I'm not going to disclose any of it's contents. @ westonkevRS
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Post by Financial Thing on Jul 6, 2015 9:47:44 GMT
Understood Kev. Will look forward to seeing the results. Could you make a post when these become available?
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c88dnf
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Post by c88dnf on Jul 6, 2015 12:05:07 GMT
Understood Kev. Will look forward to seeing the results. Could you make a post when these become available? Just register for Companies House's monitoring service and they'll automatically advise you when new data is made available by Ratesetter (official name Retail Money Market Ltd - company number 07075792), or any other company for that matter. wck2.companieshouse.gov.uk//wcframe?name=accessCompanyInfo
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Post by westonkevRS on Jul 26, 2015 10:26:15 GMT
Another quality partner eMoov to join giffgaff and CommuterClub: www.altfi.com/article/1219_ratesetter_strikes_deal_with_emoov" The consumer lending platform has announced a partnership with eMoov – one of the UK’s top online estate agents. eMoov allows homeowners to sell properties online – and typically charges an up-front fee for the trouble. From now on, however, RateSetter will be providing the option of point of sale finance to users of the eMoov network, effectively delaying the fee until the property sale completes. The move is designed to offer eMoov users greater control over the inevitable costs of selling a property." @ westonkevRS. link.ratesetter.com/8Ls46js www.linkedin.com/profile/view?id=19236219
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Post by p2plender on Jul 26, 2015 11:03:12 GMT
Flowgroup, not sure that's a great move by Zopa.
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