travolta
Member of DD Central
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Post by travolta on Mar 18, 2021 16:40:07 GMT
Property , Shares and Elfin Market. Also sold Gold at top of the market. What is your experience like with Elfin? Can't really recommend it . Very static,money sitting around doing nothing .
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Post by Ace on Mar 18, 2021 16:43:50 GMT
What is your experience like with Elfin? Can't really recommend it . Very static,money sitting around doing nothing . Just checked mine. I'm 90% on loan. A new investment from 2 days ago is 100% lent out.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Mar 18, 2021 18:00:32 GMT
Can't really recommend it . Very static,money sitting around doing nothing . Just checked mine. I'm 90% on loan. A new investment from 2 days ago is 100% lent out. Doing better than me, currently 82%, though slightly distorted by one that finishes next month so will not be being reinvested automatically by EM (seems to be how it works), about 85% across other investments, nice 8% AER. So far performing above expectations, though only a modest imvestment.
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travolta
Member of DD Central
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Post by travolta on Mar 18, 2021 21:12:15 GMT
Can't really recommend it . Very static,money sitting around doing nothing . Just checked mine. I'm 90% on loan. A new investment from 2 days ago is 100% lent out. :-(
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travolta
Member of DD Central
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Likes: 1,172
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Post by travolta on Mar 18, 2021 21:12:49 GMT
Can't really recommend it . Very static,money sitting around doing nothing . Just checked mine. I'm 90% on loan. A new investment from 2 days ago is 100% lent out. :-(
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 10,877
Likes: 11,102
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Post by ilmoro on Mar 18, 2021 21:35:41 GMT
Just checked mine. I'm 90% on loan. A new investment from 2 days ago is 100% lent out. :-( What period are in investing for? Im in 6m & 1yr earning far above advertised rates and with limited cash drag.
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Post by df on Mar 18, 2021 21:35:46 GMT
Just checked mine. I'm 90% on loan. A new investment from 2 days ago is 100% lent out. Doing better than me, currently 82%, though slightly distorted by one that finishes next month so will not be being reinvested automatically by EM (seems to be how it works), about 85% across other investments, nice 8% AER. So far performing above expectations, though only a modest imvestment. It's 1 moth anniversary for mine, started with 100% and now it's 79%.
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travolta
Member of DD Central
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Post by travolta on Mar 20, 2021 16:02:35 GMT
I'm in for 6 months . There has been little take up ,only about 10%.
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Greenwood2
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Post by Greenwood2 on Mar 22, 2021 12:55:35 GMT
I'm in for 6 months . There has been little take up ,only about 10%. In the last month of an investment the % on loan starts to drop as they invest for a minimum of one month (but you get a bonus payment at the end probably due to the dead period at the start of the investment). If that isn't the case, and you only have 10% invested I would query it with EM, as everyone else seems to be reporting 80% to 100% invested.
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badersleg
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Post by badersleg on Mar 23, 2021 20:44:22 GMT
Has anyone successfully transferred a RS ISA to a stocks and shares provider ( Hargreaves etc) whilst keeping it in the ISA wrapper?
I don't think Vanguard can accept them but do Hargreaves? I've asked them but they haven't got back yet.
Thanks in advance. Tim
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adrianc
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Post by adrianc on Mar 23, 2021 21:40:35 GMT
Has anyone successfully transferred a RS ISA to a stocks and shares provider ( Hargreaves etc) whilst keeping it in the ISA wrapper?
I don't think Vanguard can accept them but do Hargreaves? I've asked them but they haven't got back yet. I transferred an Assetz IffySA to II, still in the wrapper, with relatively little problem. It went into Vanguard funds once there.
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ashtondav
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Post by ashtondav on Mar 24, 2021 12:20:53 GMT
HL definitely accept ifisa transfers. Obviously it all has to be in cash.
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badersleg
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Post by badersleg on Mar 24, 2021 14:58:59 GMT
HL definitely accept ifisa transfers. Obviously it all has to be in cash. Thanks. I've already got a HL account so that should make it simpler. I'm going to be putting withdrawn money back into my Ratesetter ISA to keep it tax free, then shift it over to HL using the transfer form. Regards, Tim
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morris
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Post by morris on Mar 24, 2021 16:41:59 GMT
Iweb also accept IFISA transfers. I did an search by ISA manager for transfers on the Iweb website and ratesetter showed up.
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Post by kowalski on Mar 24, 2021 20:04:42 GMT
I found that some places don't accept IFISAs so I ended up moving it via a cash ISA which I kept open only for a few days.
I think you can only open one cash isa a tax year so it may be a problem if you have opened one this tax year and it doesn't accept transfer ins.
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