rogerthat
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Post by rogerthat on Nov 29, 2023 11:52:24 GMT
'We are writing to let you know that additional funds will be available in your Account within the next business day, following a sale of defaulted loans by Funding Circle on 27 November 2023' See what you mean...are you suggesting that those funds from the sale are NOT already on the system ? Yes - not sure though. Wowzer..gone from c£33 to £173.54 so presumably the difference is the debt sale now withdrawn but left 4p for the cleaners Shame I still can't get into transaction statements
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benaj
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Post by benaj on Nov 29, 2023 11:59:55 GMT
At least their emails are easy to read than any administrator updates. Found extra £8 across my FC accounts today after clicking withdraw button yesterday.
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Post by df on Nov 29, 2023 13:07:47 GMT
£17.91. I didn't expect that much when received the e-mail yesterday, I thought it will be a few pence. This brought my XIRR up to 4.26% (this includes intro £50 bonus and some profit from trading on SM).
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Post by carol167 on Nov 29, 2023 13:43:03 GMT
I wonder how many pennies it will be.
Do you get a prize if it goes over a quid ?
Blimey, £20.33. I feel rich, or something...
Feels odd that I feel a bit celebratory when in fact it represents a crystalisation of losses.
Oh well.
Overall I made 6.8% and a bit over 4.5k profit, so can't grumble.
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Post by investor1925 on Nov 29, 2023 14:02:38 GMT
Interesting................
Never got the email, which is unusual for FC and me, but have over £100 in my 2 accounts, & the amount is still going up.
Long may it last haha
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keitha
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2024, hopefully the year I get out of P2P
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Post by keitha on Nov 29, 2023 14:09:33 GMT
mine has finally stopped changing
the recovery represents 13.58% of outstanding live defaults :- defaults not previously sold or marked as no recovery possible
however until I can get at transactions I can't see if that's most of my defaults dealt with or not. from a quick download of the tax statement it doesn't appear any defaulted since April 23 have been sold.
edit at 18:00
still a static amount, but still unable to access transactions
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agent69
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Post by agent69 on Nov 30, 2023 9:03:18 GMT
£1.73
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rogerthat
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Post by rogerthat on Nov 30, 2023 10:55:52 GMT
Don't spend it all at once but then your debts might have been low to start with As it happens having left a generous 4p tip for the cleaners..that has now increased by a factor of not much to not much more..to wit..21p..so either FC have found something under the carpet or its a recovery..be handy if the site was actually working properly, so I could find out.
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keitha
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Post by keitha on Nov 30, 2023 12:51:40 GMT
mines is over £50 and still after 2 days can't see the transactions, pretty poor performance, we've had previous debt sales that were far smoother
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benaj
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Post by benaj on Nov 30, 2023 13:57:24 GMT
Don't spend it all at once but then your debts might have been low to start with As it happens having left a generous 4p tip for the cleaners..that has now increased by a factor of not much to not much more..to wit..21p..so either FC have found something under the carpet or its a recovery..be handy if the site was actually working properly, so I could find out. Tips for cleaners, at that amount, they found it offensive considering some charges 1 Alan Turing per hr.
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keitha
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Post by keitha on Nov 30, 2023 18:13:47 GMT
18:00 on 30th
the page took too long to respond
probably because lots of people trying to access transactions
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Post by investor1925 on Nov 30, 2023 21:00:12 GMT
Transactions might not be working (I’m happy to wait a couple of days for that) but withdrawals are.
Mine arrived in the bank same day, today, as per normal service. Now earning interest again,
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keitha
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Post by keitha on Nov 30, 2023 21:40:00 GMT
Well it looks to me like they've dumped everything that might be recoverable, the ones I have nothing on are ones I had mentally marked as un recoverable
most have been sold off at < 20% of what was owed ( including those defaulted in the last few months)
I had 36 "live" defaults, down to 6
40962 MXXXXXN press has returned 18.66% this had a comment in 2020 that the PG was bankrupt as well as company and little chance of a recovery so although it was a small amount it's more than I expected to ever get.
average return on defaults 44.5%
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rogerthat
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Post by rogerthat on Dec 1, 2023 0:32:11 GMT
Burning the midnight oil..for those that enter Friday..the Transaction statements are working again...albeit slowly...in Fact It's still not sorted..takes an age to download a statement file..e.g. November...and even if I change the month to October..it still downloads November. The Maintenance sign seems to have disappeared completely but whoever has supposed to have fixed it...clearly hasn't
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keitha
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Post by keitha on Dec 1, 2023 19:58:39 GMT
Transactions might not be working (I’m happy to wait a couple of days for that) but withdrawals are. Mine arrived in the bank same day, today, as per normal service. Now earning interest again, mine too I've left a remnant in because that remnant with what remains to pay out should make another £100.
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