AC Useful stuff-Buffers/Pipeline/Distressed/Missing/WT/LTV

ilmoro
Member of DD Central

'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd

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AC Useful stuff-Buffers/Pipeline/Distressed/Missing/WT/LTV Mar 31, 2015 7:12:20 GMT Ton ⓉⓞⓃ, cyrilmadrid, and 3 more like this

Quote

Post by ilmoro on Mar 31, 2015 7:12:20 GMT

Old thread, not up to date though some info may be relevant.

How it works (brief guide)

p2pindependentforum.com/post/83919/thread by Chris (AC Technical Director)
p2pindependentforum.com/post/92478/thread by Chris (AC Technical Director)

Default data

www.assetzcapital.co.uk/key-investing-information/defaults-and-losses/

FSCS protection

www.assetzcapital.co.uk/blog/show/86/2016/05/19/fscs-protection

Change Log (platform updates)

p2pindependentforum.com/post/71008/thread

Buffer list

List of loans with buffers mentioned in CR, only includes loans where a contingency buffer is specified not those where interest is retained to service actual repayments

* based on info available/value of buffer calculated on repayments due to lenders only, excludes AC fees as unknown (rounded down to nearest £ (exhausted)).
loan covered by AC indemnifying borrowers for losses up to the value of proposed buffer (see activity updates 17/9/15 or 18/9/15 on specific loan for actual sum covered)
non existent or reduced buffer

Loan	Buffer size	Est value*	Used*	Comments
#45	12 months	£0	10/14, 6/15, 7/15, 8/15, 9/15, 10/15, 11/15	Buffer empty, not being replenished, loan in arrears
~~#46~~	~~6 months~~	~~£5100~~	~~Mar 15?~~	~~To be built over first 4 months LOAN REPAID~~
#54	6 months	£2500	No, AC forgot	Retained at drawdown. Borrower paid before AC was reminded of buffer and could call on.
~~#68~~	~~6 months~~	0	~~Yes~~	~~Retained at drawdown, used to make initial interest payments not as buffer despite CR definition. LOAN REPAID~~
#74	6 months	£25k	No	£25k interest buffer (6 months equivalent at standard rate, 4 at default)
#81	3 months	£4961	No	Retained at drawdown
#86	3 months	£0	1H/15, 11/15,12/15, 1/16	Buffer exhausted, borrower not replenishing. Retained at drawdown, used early 2015, replenished by borrower by Aug 2015,
#110	3.9 months*	£3037	No	£ months interest retained at drawdown. *Capital repayment made in Nov resulting in lower interest payments, buffer maintained at same level so now provides extended cover of just under 4 months
#113	3 months	0	No	Administrative error at drawdown meant that buffer was not retained so does not exist
#123	3 months	£0	4/15, 5/15, 6/15, 7/15, 8/15, 9/15, 10/15, 11/15, 12/15	Retained at drawdown, buffer currently empty, borrower had previously maintained at 1 month with late payments,
#136	NA	0	No	Rent deposit & 50% of rents to be retained, never established as no tenants
#157	3 months	£4046	No	Retained at drawdown
#158	3 months	£4331	No	Retained at drawdown
#162	2 months	£12833	No	Retained at drawdown
#163	2 months	£9395	No	Retained at drawdown
#166	NA	0	No	3 months buffer to be built up from profits from sales, receiving 100% until fully established. No sales yet.
#173	3 months	£6496	No	Retained at drawdown to cover any void periods, to be replenished if used.
#198	6 months	£11999	No	6 months interest to be deposit into Trust account prior to drawdown to cover interest due during a restricted marketing period recovery. However, Q&A reveals it can be used to cover late payments.
#202	3 months	£4108	No	Retained at drawdown. See CR statement on operation of this buffer
#209	3 months	£4241	No	Retained at drawdown. To cover any rental voids and in the event of use to be replenished from borrowers own resources within 14 days
#210	3 months	£7718	No	3 months interest repayments cover, from year 2 will cover capital repayments in addition so cover reduced to 2.4 months from Jan 17
#218	6 months	£17812	No	Retained at drawdown
#224	5 months	£2333	No	Reatined at drawdown, first 2 months interest payments to be made form buffer, 3 months will be retained as buffer for rest of laon

#66 £50k deposit to cover 6 months rent to council

Distressed loans table

p2pindependentforum.com/post/45648/thread

A list of loans in default or worse and also distressed loans fully recovered (pink access required)

Missing Links

p2pindependentforum.com/post/26318/thread

List of loans from old platform that are no longer viewable thanks Ton ⓉⓞⓃ (pink access required)

Hard LTV

p2pindependentforum.com/post/42151/thread

Please read the original poster's comments on access (pink access required)

Wind Turbine Comparison Table

p2pindependentforum.com/post/19591/thread

List of all the Wind loans thanks Ton ⓉⓞⓃ (pink access required)

Last Edit: Apr 6, 2019 8:47:34 GMT by ilmoro

Minor shareholder in AC, BO, FO, CP, WA, Pfi, Ccube, Sdrs, AE, ABL. AC beta test. LAG, MTAG, FSAG

PLEASE NOTE : All opinions and observations made on this forum are my own view and made in a personal capacity. I have no links to any platform nor am I a financial professional so posts should not be considered financial advice or promotion. I accept no responsibility or liability for the accuracy, content, completeness, legality, or reliability of the information contained in my posts.

pepperpot Posts: 959 Likes: 1,065	AC Useful stuff-Buffers/Pipeline/Distressed/Missing/WT/LTV Mar 31, 2015 11:54:52 GMT Quote Select Post Deselect Post Link to Post Back to Top Post by pepperpot on Mar 31, 2015 11:54:52 GMT For those registered to go 'Pink', links to the wind turbine comparison table and "missing links" threads. (thanks Ton ⓉⓞⓃ)

Ton ⓉⓞⓃ
Administrator

I'm a mini A.C. & Loanpad shareholder, used to be on A.C. & Zopa. Investor on SoMo & Seedrs

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AC Useful stuff-Buffers/Pipeline/Distressed/Missing/WT/LTV Mar 31, 2015 14:25:37 GMT Mousey and dan1 like this

Quote

Post by Ton ⓉⓞⓃ on Mar 31, 2015 14:25:37 GMT

Mar 31, 2015 11:54:52 GMT pepperpot said:

For those registered to go 'Pink', links to the wind turbine comparison table and "missing links" threads.

(thanks Ton ⓉⓞⓃ )

The WT's table is no longer updated, so do check the facts before buying.

Here's a table about the progress of AC as a business, I make no claims for it. I'm failible so if you see any errors please tell me and I'll try an update/correct as I see fit. I still need to give some more explanation about the figures but simply a few columns come from the AC website before login and the rest when logged in. I take these readings almost always in the evening but at no specific time. I'm sure someone could automate this.

The top part of the table shows the figures for the first date in the month for the last few years the bottom part of the table is the current month only; day by day. I still need to add a little more explanation you can PM any questions, but most of it is fairly obvious (Ed. 14.2.19)

Whist I get the figures daily, I'm a bit lazy and don't always update the details here on a daily basis but I should put the figures up at some point.

The "Retail DD" column is now no longer used, just ignore it. The "QAA/30DAA/90DAA/Total" Shows the figures for each of these a/c's (accounts) followed by the grand total; which is prefixed with a "T" rather than a £ sign. There are a couple of dates in late 2016 where there are no figures, I believe the site was not accessible on one occasion the other i missed it.

I've always tended to think that the "Contracts Signed" column was one of the most instructive as it tends to show the health of the loan proposal pipeline. For example these were the figures in late 2016: 0/4/54 this relate in order to: New Contracts signed/Up coming Loans/Pipe Line. These titles are taken from investors.assetzcapital.co.uk/loans/coming-soon page. They are spot figures and not totals for the month.

The "Lent Total / monthly lent" column normally gives two figures the grand total lent followed by the total for the previous month, e.g. 1.11.16 has a monthly lent total of 23,347,768 - this is the total for Oct 2016 not Nov. Though because of rounding I've not updated this figure since 1.4.20 i.e. the total figure is "stuck" an £1bn

The table has become a little messy over time I need to tidy it a bit. <---I'm in the process of tidying please be patient.

Date	No. of Lenders	£bn Total Lent	£m Total Interest	Total Active Loans / Repaid Loans	New Contracts / UpComing / Pipeline	£m QAA / 30DAA / 90DAA / Total / MLA
1.12.22	41,518	1.5bn	219	338/907	0/0/13	37 40 53 T131 MLA51
2e	-	d	d	d	0/0/12	d
5	41,521	d	d	d	d	d
6	d	d	220	d	d	d
7	41,526	d	d	d	0/0/10^w2	d
8	d	d	d	d	0/0/10	d
9	41,527	d	d	d	0/0/9	37 40 54 T132 MLA51
12	41,530	d	d	337/908	0/0/10^r1	d
13	41,534	d	d	d	0/0/10	d
14	41,535	d	d	d	0/0/9^w1	d
15 AC withdraws from p2p a/c's frozen	d	d	d	d	0/0/6	d
16			d	335/910	d	37 40 54 T132 MLA50
19			d	d	0/0/3	d
20				d	d
21			221	d	d	37 39 53 T130 MLA50
22			d	334/911	d	d
23			d	d	d	38 39 53 T131 MLA50
26			d	d	0/0/2	d
30			d	d	d	40 37 53 T130 MLA50
Date	No. of Lenders	£bn Total Lent	£m Total Interest	Total Active Loans / Repaid Loans	New Contracts / UpComing / Pipeline	£m QAA / 30DAA / 90DAA / Total / MLA

Monthly Historic List is in the post below.

BLUE= Non-Normal Market Conditions started 28thNov2022 pm

15.12.22 AC withdraws from the p2p market

p=partial, ()=repaid, d=ditto, wk=weekend, bh=Bank Holiday, e=most or all figures estimated, c=correction, 2=1loan went straight to Upc so I've counted it in both new & Upc Or new loan went straight to Live and hasn't previously been visible on the site and thus I've counted it in other columns too (24.8.22). *also £100k personal limit, 3=AC have changed the presentation format of the info Dec2017, **=inexplicable jump in Tot Int. from 31.3.19 to 1.4.19 or other dates, another one from 30.4.19 to 1.5.19, Tot Loans column=from 1.10.19 it's the no. of loans in the loan book, previously it was no.of Borrowers. ***=inexplicable change or jump in figures 4=A re-entry of a previously listed loan. few times this month (Feb2020) proposals have re-entered the pipeline after being taken off earlier in the month (7loans re-entered on 15.1.2020). Newly coded site for May1st 2020 leading to two sets of sightly diff.figures. 5=June2020 AC funding round - mentions the loan book is at ~£400m. 6=(7.7.20)Seems to be a correction or a loan was removed for a short time from the list. 7=(1.8.20) during July loans have been disappearing from the PL. 8=AASM opened in August 2020-movement of units/cash to QAA. R=Loan(s) making a Re-entry. 8=Big jump in this figure (31.3.21). 9=Total Lent now includes ACLL (i.e. CBILS via Assetz Capital Lending Limited)lateApril2021. w=one or more loans/proposals withdrawn before drawdown from Upcoming/Pipeline. D=Disappearing loan/proposals followed by number if more than one from Pipeline. ?=A discrepancy seems to have crept in perhaps from AC or myself, in other words the figures don't quite add up. Bold=The figures in the table have shown a change since the last entry, including month end compared to the new month start in the next table.
p2pindependentforum.com/thread/929/usage?page=1
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Last Edit: Dec 30, 2022 20:45:51 GMT by Ton ⓉⓞⓃ

"Stupidity is a very specific cognitive failing. Crudely put, it occurs when you don’t have the right conceptual tools for the job. The result is an inability to make sense of what is happening and a resulting tendency to force phenomena into crude, distorting pigeonholes."260
&

Ton ⓉⓞⓃ
Administrator

I'm a mini A.C. & Loanpad shareholder, used to be on A.C. & Zopa. Investor on SoMo & Seedrs

Posts: 3,202

Likes: 1,136

AC Useful stuff-Buffers/Pipeline/Distressed/Missing/WT/LTV May 8, 2015 21:27:36 GMT

Quote

Post by Ton ⓉⓞⓃ on May 8, 2015 21:27:36 GMT

Cf above post.

Historic List

I'VE MADE AN ERROR IN THE BELOW TABLE,CURRENTLY TOTAL LENT IS 1.5BN (9.9.22) NOT 1.4BN AS IT STATES BELOW. I'LL CORRECT THIS WHEN I CAN

Date	Lender Total	Lent Total / monthly total	Retail DD	Total Int.	Total Borrowers	Contracts Signed	£ QAA/30DAA /90DAA/Total
1.10.16	14,884	£152,662,256		£13,924,518	457	0/4/54	£17,824,349 £19,114,039
1.11.16	15,547	£176,010,024 23,347,768		£14,810,385	249	-	-
1.12.16
1.1.17	16,598	£194,423,660		£16,697,803	282	0/1/52	£22,282,643 £25,488,914
1.2.17	17,219	£213,573,908 19,150,248		£17,702,048	300	4/2/47	£23,533,282 £26,850,250
1.3.17	17,771	£216,450,349 2,876,441		£18,705,419	309	1/2/47	£22,624,768 £29,000,084
1.4.17	18,330	£230,797,793 14,347,444		£19,860,240	327	0/3/51	£19,935,132 £30,386,012
1.5.17	18,984	£247,589,760 16,791,967		£21,035,380	338	1/1/68	£18,865,092 £29,180,636 £9,227,714
1.6.17	19,600	£259,029,279 11,439,519		£22,334,938	350	0/2/71	£19,189,965 £24,839,248 £24,009,274
2.6.17	19,641	£259,629,279 600,000		£22,369,874	352	1/2/71	£19,221,025 £24,767,127 £24,435,495
1.7.17	20,142	£295,214,648 35,585,369		£23,705	372	0/0/65	£21,388,288 £25,448,900 £25,733,151
1.8.17	20,754	£301,803,759 6,589,111		£25,109,755	382	1²/3/72	£26,530,953 £38,027,795 not shown
1.9.17	21,342	£316,485,896 14,682,137		£26,598,149	396	0/1/64	£30,637,952 £52,206,607
1.10.17	21,913	£342,269,927 25,784,031		£28,168,413	410	0/2/64	£31,246,265 £55,920,265
1.11.17	22,479	£361,852,744 19,582,817		£29,806,538	426	0/1/61	£34,759,084 £57,303,953
1.12.17	23,022	£385,522,476 23,669,732		£31,474,397	439	3/1/64	£36,826,753 £58,041,426
1.1.18³	23,599	405.7 20.2		33.1		0/0/61	£34,406,177 £58,660,004
1.2.18	24,466	423.1 17.4		34.9		1/2/61	£34,931,676 £61,205,420
1.3.18	25,027	434.8 11.7		36.7		2/1/72	£36,835,897 £60,119,924
1.4.18	25,876	466.8 32.0		38.8		0/1/75	£38,789,826 £62,656,303
1.5.18	26,706	509.1 42.3		40.7		1/2/64	£40,900,216 £67,499,455
1.6.18	27,332	525.2 16.1		43.0		0/0/73	£45,240,984 £73,454,118
1.7.18	27,908	546.2 21.0		45.3		0/0/78	£45,891,078 £78,592,702
1.8.18	28,555	581.2 35.0		47.8		1/0/74	£48,606,216 £83,401,865
1.9.18	29,258	606.8 25.6		50.3		2/2/73	£51,138,730 £88,089,783
1.10.18	29,964	624.1 17.3		53.0		1/0/67	£56,461,308 £95,231,950
1.11.18	30,767	649.9 25.8		55.9		2/2/83	£57,523,424 £103,361,986
1.12.18	31,305	676.1 26.2		58.9		0/0/87	£59,791,803 £104,728,957
1.1.19	31,723	697.4 21.3		62.0		0/1/72	£60,709,671 £104,418,550
1.2.19	32,288	711.0 13.6		65.0		1/1/77	£58,479,601 £105,243,697 T163,723,298
1.3.19	32,741	726.6 15.6		67.9		2/1/89	£57,504,985 £98,182,093 £12,087,214 T167,774,292
1.4.19	33,290	753.4 26.8		71.3		0/2/91	£58,488,597 £85,032,651 £29,600,364 T173,121,612
1.5.19	33,831	780.8 27.4		74.6**		5/3/88	£61,408,871 £84,687,930 £39,721,424 T185,818,225
1.6.19	34,339	794.2 13.4		78.1		0/1/98	£66,049,799 £88,203,280 £48,482,820 T202,735,899
1.7.19	34,724	819.6 25.4		81.5		0/0/95	£64,186,959 £84,084,330 £52,816,519 T201,087,808
1.8.19	35,081	848.9 29.3		85.1		3/1/104	£63,052,183 £82,736,713 £56,607,025 T202,395,921
1.9.19	35,705	863.0 14.1		88.8		0/3/102	£65,887,643 £83,483,255 £56,545,768 T205,916,666
1.10.19	36,150	894.4 31.4		92.4	549	2/2/90	£69,425,107 £82,894,070 £58,658,055 T210,977,232
1.11.19	36,657	909.8 15.4		95.8	564	0/1/88	£70,838,106 £79,714,735 £60,778,699 T211,331,540
1.12.19	37,077	924 14		99	576	0/0/92	£68,425,556 £79,144,686 £62,470,857 T210,041,099 MLA131
1.1.20	37,445	954 30		103	585	0/1/75	£72,494,041 £79,054,123 £64,646,010 T216,194,174 MLA129
1.2.20	37,760	972 18		107	596/488	0/1/37	£68,745,237 £77,345,047 £69,454,279 T215,544,563 MLA130
1.3.20	38,053	993 21		110	598/508	1/1/70	£68,154,357 £77,628,400 £72,881,685 T218,664,442 MLA127
1.4.20	38,383	1bn		114	590/524	0/0/67	£63 £75 £75 T213 MLA120
1.5.20	39,377	d		117	Legacy 577/537 Beta 577/543	Legacy 0/0/66 Beta 0/0/56	63 76 76 T215 MLA118
1.6.20	39,475	d		120	557/563	0/0/54	63 76 78 T217 MLA114
1.7.20	39,552	d		123	552/568	0/0/53	63 76 79 T218 MLA115
1.8.20	39,620	d		127	545/575	0/0/29⁷	63 75 80 T218 MLA114
1.9.20	39,704	d		130	531/589	0/0/19	⁸67 70 78 T215 MLA110
1.10.20	39,746	d		131	517/604	0/0/4	68 70 77 T215 MLA109
1.11.20	39,832	d		136	502/619	0/0/3	67 69 77 T213 MLA105
1.12.20	39,889	d		139	492/629	0/0/2	68 69 75 T212 MLA103
2.1.21	39,954	d		141	475/646	0/0/2	67 69 74 T210 MLA98
2.2.21	40,011	d		144	461/660	0/0/2	61 66 71 T198 MLA94
1.3.21	40,105	d		147	442/679	0/1/1	56 62 68 T186 MLA92
1.4.21	40,252	d		150	422/701	0/0/1	49 51 59 T159 MLA85
1.5.21	40,350	1.2bn⁹		152	412/711	0/0/1	45 50 58 T153 MLA83
1.6.21	40,424	d		155	400/725	0/0/4^{all R}	47 52 59 T158 MLA79
1.7.21	40,481	1.3bn		158	388/749	0/0/1	42 46 50 T138 MLA75
1.8.21	40,541	d		161	368/759	0/0/3	41 45 50 T136 MLA71
1.9.21	40,594	1.4bn		169	360/770	0/0/4	41 45 50 T136 MLA70
1.10.21	40,644	d		175	353/781	0/0/9	39 44 49 T132 MLA68
1.11.21	40,685	d		178	351/788	0/0/14	38 44 48 T130 MLA62
1.12.21	40,728	d		181	340/802	1/0/19	37 43 47 T127 MLA58
1.1.22e	40,777	d		183	334/817	0/1/13	37 42 47 T126 MLA56
1.2.22	-	d		186	334/824	0/0/14	36 42 46 T124 MLA56
1.3.22 e	40,923	d		189	329/833	0/0/18	35 41 46 T122 MLA55
1.4.22	40,984	d		d	324/845	1/0/29	35 41 45 T121 MLA52
1.5.22 e		d		195	323/853	5/1/43	34 40 44 T118 MLA52
1.6.22	41,101	d		198	326/862	0/0/40	33 39 44 T116 MLA51
1.7.22	41,148	d		201	333/869	0/0/41	34 41 46 T121 MLA52
1.8.22	41,216	d		203	337/874	1/1/37	35 42 47 T121 MLA54
1.9.22
1.10.22	41,370	d		213	340/882	0/1/43	37 43 51 T131 MLA54
1.11.22	41,443	d		217	343/900	0/0/23^w1	37 41 53 T131 MLA51
1.12.22 non-normal conditions 28.11.22	41,518	d		219	338/907	0/0/13	37 40 53 T131 MLA51
Date	Lender Tot.	£m Total Lent/ Monthly Lend	Retail	£m Tot Int.	Tot. Loans/ Repaid Loans	New Contracts signed/ Upc/PipeL	£m QAA/30DAA /90DAA/Total /MLA

p=partial, ()=repaid, d=ditto, w=weekend, bh=Bank Holiday, e=most or all figures estimated, c=correction, 2=1loan went straight to Upc so I've counted it in both new & Upc. *also £100k personal limit, 3=AC have changed the presentation format of the info Dec2017, **=inexplicable jump in Tot Int. from 31.3.19 to 1.4.19, another one from 30.4.19 to 1.5.19, Tot Loans column=from 1.10.19 it's the no. of loans in the loan book, previously it was no.of Borrowers. 4=A re-entry of a previously listed loan. few times this month (Feb2020) proposals have re-entered the pipeline after being taken off earlier in the month (7loans re-entered on 15.1.2020). Newly coded site for May1st 2020 leading to two sets of sightly diff.figures. 5=June2020 AC funding round - mentions the loan book is at ~£400m. 6=(7.7.20)Seems to be a correction or a loan was removed for a short time from the list. 7=(1.8.20) during July loans have been disappearing from the PL. 8=AASM opened in August 2020-movement of units/cash to QAA. R or r =Loan(s) making a Re-entry, the superscript shows the number of loans if more than one. 8=Big jump in this figure (31.3.21). 9=Total Lent now includes ACLL (i.e. CBILS via Assetz Capital Lending Limited)lateApril2021.
p2pindependentforum.com/thread/929/usage?page=1

p2pindependentforum.com/post/43912 [/quote] [/quote][/font][/quote][/quote][/quote][/quote][/quote][/quote][/quote][/quote][/quote]

Last Edit: Dec 9, 2022 20:17:29 GMT by Ton ⓉⓞⓃ

"Stupidity is a very specific cognitive failing. Crudely put, it occurs when you don’t have the right conceptual tools for the job. The result is an inability to make sense of what is happening and a resulting tendency to force phenomena into crude, distorting pigeonholes."260
&

crazi

Posts: 41

Likes: 62

AC Useful stuff-Buffers/Pipeline/Distressed/Missing/WT/LTV Jun 1, 2015 10:03:43 GMT

Quote

Post by crazi on Jun 1, 2015 10:03:43 GMT

Loan #45 - North East SPV - Leeds Commercial Property

This went on "pause" yesterday with absolutely no update or comments on the AC website. Does anyone have any idea why or any other information that could help unravel the mystery?

Is the tenant still operating?

Regards
Crazi

SteveT
Member of DD Central

Posts: 6,873

Likes: 7,918

AC Useful stuff-Buffers/Pipeline/Distressed/Missing/WT/LTV Jun 1, 2015 10:06:52 GMT

Quote

Post by SteveT on Jun 1, 2015 10:06:52 GMT

Jun 1, 2015 10:03:43 GMT crazi said:

Loan #45 - North East SPV - Leeds Commercial Property

This went on "pause" yesterday with absolutely no update or comments on the AC website. Does anyone have any idea why or any other information that could help unravel the mystery?

Is the tenant still operating?

Regards
Crazi

There's another thread with more about this, and more specific info on the AC Members board (which I'd suggest you join). Basically the tenant has gone into administration but it's unknown as yet whether there are implications for the loan. AC are investigating.

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AC Useful stuff-Buffers/Pipeline/Distressed/Missing/WT/LTV Jul 13, 2015 8:37:45 GMT

Quote

Post by supernumerary on Jul 13, 2015 8:37:45 GMT

Mar 31, 2015 7:12:20 GMT ilmoro said:

This thread is for useful info, links and resources that might otherwise get lost in the clutter.
Please post comments, requests, queries and info of a short term nature elsewhere. Thanks.

This seems a good place to start!

Jul 13, 2015 7:50:18 GMT @bobo said:

Super.

I know that AC has a protected fund in its Green fund that offer 7%, have a look.

Thanks to the ‘heads up’ by bobo on the Ratesetter Boards, I am now aware of an Assetz Capital protected fund.

I currently can’t find anything on the Assetz Capital website about it, but that may be due to my lack of ‘navigation’ skills.

Any help or advice would be MUCH appreciated.

Thank you.

Knowledge is key. Staying in the game, means staying healthy.

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chris Representative of Assetz Capital Posts: 3,658 Likes: 2,391	AC Useful stuff-Buffers/Pipeline/Distressed/Missing/WT/LTV Jul 13, 2015 8:43:12 GMT Quote Select Post Deselect Post Link to Post Back to Top Post by chris on Jul 13, 2015 8:43:12 GMT supernumerary here is the link you're looking for: www.assetzcapital.co.uk/our-investor-accounts/green-account/
	Former CTO of one of the platforms posting in a personal capacity.

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AC Useful stuff-Buffers/Pipeline/Distressed/Missing/WT/LTV Jul 13, 2015 9:14:40 GMT

Quote

Post by supernumerary on Jul 13, 2015 9:14:40 GMT

Jul 13, 2015 8:43:12 GMT chris said:

supernumerary here is the link you're looking for: www.assetzcapital.co.uk/our-investor-accounts/green-account/

That was an almost instant response. Thank you.

I have found this link for information about the Provision Fund for Assetz Capital;

www.assetzcapital.co.uk/our-investor-accounts/green-account/provision-fund/

Both Ratesetter and Saving Stream have the value of their provision funds published, up front, on their website.

www.ratesetter.com/lend/provisionfund

www.savingstream.co.uk/provision-fund

The Assetz Capital website states;

The balance and blend of the fund will vary over time at the discretion of the Directors of APFL. The Provision Fund is funded from four permitted sources

However, I am unable to 'navigate' to the section where you detail, [1] the current provision fund balance and [2] the Green funds' live loan book balance.

However, it may be the case, that you do not have those current two figures published, on your website.

Knowledge is key. Staying in the game, means staying healthy.

My personal gift of knowledge to ALL. Maintain the alkaline design of the human body, hence my avatar picture.

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AC Useful stuff-Buffers/Pipeline/Distressed/Missing/WT/LTV Jul 14, 2015 14:27:49 GMT

Quote

Post by chris on Jul 14, 2015 14:27:49 GMT

Hi supernumerary,

This wasn't such a quick reply! Missed the email notification saying you'd responded and only just checked the thread.

The provision fund currently covers approximately 3% of the current level of investment in the GEIA. We're putting together a new page to give full transparency on that.

Chris

Former CTO of one of the platforms posting in a personal capacity.

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AC Useful stuff-Buffers/Pipeline/Distressed/Missing/WT/LTV Jul 14, 2015 14:46:09 GMT chris likes this

Quote

Post by ilmoro on Jul 14, 2015 14:46:09 GMT

Jul 14, 2015 14:27:49 GMT chris said:

Hi supernumerary,

This wasn't such a quick reply! Missed the email notification saying you'd responded and only just checked the thread.

The provision fund currently covers approximately 3% of the current level of investment in the GEIA. We're putting together a new page to give full transparency on that.

Chris

Small point but on the GEIA section of the Dashboard behind the Read more mini link it says 5% cover, might need adjusting.

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PLEASE NOTE : All opinions and observations made on this forum are my own view and made in a personal capacity. I have no links to any platform nor am I a financial professional so posts should not be considered financial advice or promotion. I accept no responsibility or liability for the accuracy, content, completeness, legality, or reliability of the information contained in my posts.

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AC Useful stuff-Buffers/Pipeline/Distressed/Missing/WT/LTV Jul 14, 2015 18:04:26 GMT Ton ⓉⓞⓃ likes this

Quote

Post by supernumerary on Jul 14, 2015 18:04:26 GMT

Jul 14, 2015 14:27:49 GMT chris said:

Hi supernumerary,

This wasn't such a quick reply! Missed the email notification saying you'd responded and only just checked the thread.

The provision fund currently covers approximately 3% of the current level of investment in the GEIA. We're putting together a new page to give full transparency on that.

Chris

Hello Chris,

Thank you for taking the time to reply to my post. Well done to Assetz Capital for planning to update the website, to create a new page for the Provision Fund statistics.

I look forward to seeing it when it is completed. Hopefully, you will be able to detail and update regularly both the; [1] the current provision fund balance and [2] the Green funds' live loan book balance.

That will make interesting reading and analysis over time, as Assetz Capital build up the business.

Knowledge is key. Staying in the game, means staying healthy.

My personal gift of knowledge to ALL. Maintain the alkaline design of the human body, hence my avatar picture.

chris
Representative of Assetz Capital

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Likes: 2,391

AC Useful stuff-Buffers/Pipeline/Distressed/Missing/WT/LTV Jul 14, 2015 18:13:25 GMT

Quote

Post by chris on Jul 14, 2015 18:13:25 GMT

Jul 14, 2015 18:04:26 GMT supernumerary said:

Jul 14, 2015 14:27:49 GMT chris said:

Hi supernumerary,

This wasn't such a quick reply! Missed the email notification saying you'd responded and only just checked the thread.

The provision fund currently covers approximately 3% of the current level of investment in the GEIA. We're putting together a new page to give full transparency on that.

Chris

Hello Chris,

Thank you for taking the time to reply to my post. Well done to Assetz Capital for planning to update the website, to create a new page for the Provision Fund statistics.

I look forward to seeing it when it is completed. Hopefully, you will be able to detail and update regularly both the; [1] the current provision fund balance and [2] the Green funds' live loan book balance.

That will make interesting reading and analysis over time, as Assetz Capital build up the business.

Indeed that is the plan. I have both as live figures so it's just a case of getting the page written and approved by our compliance team, and scheduled within a somewhat overloaded development team.

Former CTO of one of the platforms posting in a personal capacity.

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AC Useful stuff-Buffers/Pipeline/Distressed/Missing/WT/LTV Aug 11, 2015 10:18:48 GMT

Quote

Post by supernumerary on Aug 11, 2015 10:18:48 GMT

Jul 14, 2015 18:13:25 GMT chris said:

Indeed that is the plan. I have both as live figures so it's just a case of getting the page written and approved by our compliance team, and scheduled within a somewhat overloaded development team.

How is the development going on this? I appreciate it all takes time.

Knowledge is key. Staying in the game, means staying healthy.

My personal gift of knowledge to ALL. Maintain the alkaline design of the human body, hence my avatar picture.

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AC Useful stuff-Buffers/Pipeline/Distressed/Missing/WT/LTV Oct 7, 2015 20:49:41 GMT

Quote

Post by ilmoro on Oct 7, 2015 20:49:41 GMT

Finally got round to updating the loan buffer list which has been added to the bottom of the first post for easy access.

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PLEASE NOTE : All opinions and observations made on this forum are my own view and made in a personal capacity. I have no links to any platform nor am I a financial professional so posts should not be considered financial advice or promotion. I accept no responsibility or liability for the accuracy, content, completeness, legality, or reliability of the information contained in my posts.

AC Useful stuff-Buffers/Pipeline/Distressed/Missing/WT/LTV

Post by ilmoro on Mar 31, 2015 7:12:20 GMT

Post by pepperpot on Mar 31, 2015 11:54:52 GMT

Post by Ton ⓉⓞⓃ on Mar 31, 2015 14:25:37 GMT

Post by Ton ⓉⓞⓃ on May 8, 2015 21:27:36 GMT

Post by crazi on Jun 1, 2015 10:03:43 GMT

Post by SteveT on Jun 1, 2015 10:06:52 GMT

Post by supernumerary on Jul 13, 2015 8:37:45 GMT

Post by chris on Jul 13, 2015 8:43:12 GMT

Post by supernumerary on Jul 13, 2015 9:14:40 GMT

Post by chris on Jul 14, 2015 14:27:49 GMT

Post by ilmoro on Jul 14, 2015 14:46:09 GMT

Post by supernumerary on Jul 14, 2015 18:04:26 GMT

Post by chris on Jul 14, 2015 18:13:25 GMT

Post by supernumerary on Aug 11, 2015 10:18:48 GMT

Post by ilmoro on Oct 7, 2015 20:49:41 GMT