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Post by dan1 on Apr 21, 2017 7:09:48 GMT
An early one today, 0.85%, £322.30 left
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IFISAcava
Member of DD Central
Posts: 3,661
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Post by IFISAcava on Apr 21, 2017 7:23:49 GMT
An early one today, 0.85%, £322.30 left Every little helps in getting fully invested - cheers!
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littonowl
Member of DD Central
Posts: 398
Likes: 355
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Post by littonowl on Apr 21, 2017 9:13:50 GMT
I have at least 10 overdue at present, and 3 or 4 of those have been consigned to auction, with high LTV's, i'm interested to see what happens if they fall well short They breakdown the order of repayment on the site, iirc Unb take their fee last, aligning platform to recoveries and a significant selling point. Edit: Provision trust - loan pricipal only; Gold trust covers interest too. "The funds received - less the charge for selling it - are used to pay off the outstanding principal and interest". "Unbolted only receive their fees if the lender receives their full interest and until then shares in the losses". Unb add any of their fees for that loan to the recovery shortfall (which may or may not cover some or all of the interest) The provision trust is available for any principal loss and is topped up "from Unbolted's own fees, the equivalent of 1% of the principal of every loan made". Gold trust has derivatives for fall in gold/silver price and aims for zero losses of cap/int. Thanks for this elliotn, very useful to know and gives me even more assurance we are in good hands, here at Unbolted. A recent blog post of theirs, highlighted they're a pretty ethical company, and one I'm happy to support with more funds in future (my BM money will be coming here..): unbolted.com/uk/blog/thinking-pawning-your-assets-unbolted-offers-cheaper-more-discrete-alternative/
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Post by dan1 on Apr 25, 2017 8:33:14 GMT
New 0.85% loan £146 left
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Post by dan1 on Apr 25, 2017 8:35:09 GMT
All gone, lasted about a minute
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n
Member of DD Central
Yet another Nick
Posts: 879
Likes: 461
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Post by n on Apr 25, 2017 8:43:10 GMT
All gone, lasted about a minute I logged in as soon as I had a 'repaid' email and snaffled the £146 before seeing the email your post generated. I think that is the first time I have managed to re-invest in a renewal of a sub £500 loan.
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Post by dan1 on May 2, 2017 10:45:04 GMT
New loan 0.65% £216.30 left
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nush
Member of DD Central
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Post by nush on May 2, 2017 10:59:30 GMT
New loan 0.65% £216.30 left sadly i only got the £16.30 part of it. thanks anyway
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Post by dan1 on May 2, 2017 12:44:24 GMT
New loan 0.85% only £120.25 left
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Post by dan1 on May 3, 2017 10:40:58 GMT
Two new loans on sale, 0.85% & 0.65%
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Ukmikk
Member of DD Central
Posts: 445
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Post by Ukmikk on May 3, 2017 11:02:20 GMT
Two new loans on sale, 0.85% & 0.65% I don't know how you catch these, I always seem to miss them! Thanks for the heads up, I'll keep trying!
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Post by dan1 on May 3, 2017 11:03:55 GMT
Two new loans on sale, 0.85% & 0.65% I don't know how you catch these, I always seem to miss them! Thanks for the heads up, I'll keep trying! OCD - has its benefits!
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n
Member of DD Central
Yet another Nick
Posts: 879
Likes: 461
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Post by n on May 3, 2017 11:10:11 GMT
Two new loans on sale, 0.85% & 0.65% I don't know how you catch these, I always seem to miss them! Thanks for the heads up, I'll keep trying! Bear in mind that there could be other silent watchers!
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Post by dan1 on May 3, 2017 12:37:17 GMT
Another 0.85% with £243 left
Edit: And all gone
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littonowl
Member of DD Central
Posts: 398
Likes: 355
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Post by littonowl on May 3, 2017 12:46:58 GMT
Thanks dan1, got one for once! Used up my remaining pennies, now need to raid the piggy bank for fresh funds...
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