Ukmikk
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Post by Ukmikk on Oct 20, 2017 15:02:41 GMT
It's unwanted lots that are up for sale according to platform message. Automatic allocation has not operated afaics. Where do I find platform messages? The email I received describes it as a new loan, potentially dangerous as proved above.
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star dust
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Post by star dust on Oct 20, 2017 15:17:07 GMT
It's unwanted lots that are up for sale according to platform message. Automatic allocation has not operated afaics. Where do I find platform messages? The email I received describes it as a new loan, potentially dangerous as proved above. My pre-purchase allocation happened before the excess went up for sale, I got an email telling me that amount I 'reserved' had been Auto-lent followed by another about the 'new' loan which turned out to be the excess. The allocation I had ordered shows in my recent loans. When you go to the 'buy now' bit it will show you that you already have some (assuming you asked for some first time round) then quite unusually you will have to tick a box saying you agree to some terms (it was at this point I paused), don't know what you get afterwards. All a bit misleading though, and if you're in the usual rush to buy before it evaporates, especially if you just clicked straight through on the email link, you could easily buy before you realised as I presume happened to registerme .
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Post by beeje13 on Oct 20, 2017 15:19:22 GMT
Yes, agree, the wording of the email I got is slightly misleading, describing it as a new loan for today.
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stub8535
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personal opinions only. Not qualified to advise on investment products.
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Post by stub8535 on Oct 20, 2017 15:34:13 GMT
It's unwanted lots that are up for sale according to platform message. Automatic allocation has not operated afaics. Where do I find platform messages? The email I received describes it as a new loan, potentially dangerous as proved above. Go to the loan by pressing the manual buy button and it's at the top of the page.
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Ukmikk
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Post by Ukmikk on Oct 20, 2017 15:35:43 GMT
Ahhh thanks @star dust, it looks as though the different messages depend on whether you auto buy on business loans or not (I do not, but did manually buy on this one).
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registerme
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Post by registerme on Oct 20, 2017 15:38:11 GMT
ashwinp, no biggy (from my perspective anyway), but you might want to read up a few posts for some feedback.
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Ukmikk
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Post by Ukmikk on Oct 20, 2017 15:40:33 GMT
Where do I find platform messages? The email I received describes it as a new loan, potentially dangerous as proved above. Go to the loan by pressing the manual buy button and it's at the top of the page. Nope, still can't see a message. Unless you're referring to online chat?
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stub8535
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personal opinions only. Not qualified to advise on investment products.
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Post by stub8535 on Oct 20, 2017 15:43:14 GMT
Go to the loan by pressing the manual buy button and it's at the top of the page. Nope, still can't see a message. Unless you're referring to online chat? Loans Available on Resale Sort by loan typeLoan ReferenceEffective LTV* (purchased today)Effective LTV* (loan start date)Start DateDue DateMonthly Interest RateAlready Purchased?Available to Purchase2DFDC3F3D Top of page where loan is displayed after clicking the orange buy button on the home page
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Ukmikk
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Post by Ukmikk on Oct 20, 2017 16:01:37 GMT
Nope, still can't see a message. Unless you're referring to online chat? Loans Available on Resale Sort by loan typeLoan ReferenceEffective LTV* (purchased today)Effective LTV* (loan start date)Start DateDue DateMonthly Interest RateAlready Purchased?Available to Purchase2DFDC3F3D Top of page where loan is displayed after clicking the orange buy button on the home page Still no message either on my PC or my phone. Maybe you're a privileged investor..
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stub8535
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personal opinions only. Not qualified to advise on investment products.
Posts: 1,442
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Post by stub8535 on Oct 20, 2017 16:13:12 GMT
Loans Available on Resale Sort by loan typeLoan ReferenceEffective LTV* (purchased today)Effective LTV* (loan start date)Start DateDue DateMonthly Interest RateAlready Purchased?Available to Purchase2DFDC3F3D Top of page where loan is displayed after clicking the orange buy button on the home page Still no message either on my PC or my phone. Maybe you're a privileged investor.. Your tech wins when viewing overdue loans though as I cannot see or click through to my individual loans on my phone or note. Guess I will need to borrow one of my kids' laptops. Shame they are at uni with them. Ah well! I can always message the platform tying up their sweet staff for a while in order to get the required data.
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Ukmikk
Member of DD Central
Posts: 445
Likes: 298
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Post by Ukmikk on Oct 20, 2017 17:03:07 GMT
Still no message either on my PC or my phone. Maybe you're a privileged investor.. Your tech wins when viewing overdue loans though as I cannot see or click through to my individual loans on my phone or note. Guess I will need to borrow one of my kids' laptops. Shame they are at uni with them. Ah well! I can always message the platform tying up their sweet staff for a while in order to get the required data. My loan portfolio page doesn't even show the loan ref let alone allow me to click through on it. I'm on a losing streak..
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stub8535
Member of DD Central
personal opinions only. Not qualified to advise on investment products.
Posts: 1,442
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Post by stub8535 on Oct 20, 2017 17:55:30 GMT
Your tech wins when viewing overdue loans though as I cannot see or click through to my individual loans on my phone or note. Guess I will need to borrow one of my kids' laptops. Shame they are at uni with them. Ah well! I can always message the platform tying up their sweet staff for a while in order to get the required data. My loan portfolio page doesn't even show the loan ref let alone allow me to click through on it. I'm on a losing streak.. Have you reported the issue ukmikk? I get similar but I have noticed that the page refresh is often considerably slower to complete than normal on several screens recently. Effect not there on other platforms. Anyone else having similar difficulties to ukmikk or myself?
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Nomad
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Post by Nomad on Oct 29, 2017 8:00:18 GMT
Humour me, what is the asset? "A collection of 33 antique books, manuscripts, works on paper and etchings". Still 55K available...
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star dust
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Post by star dust on Nov 10, 2017 15:07:44 GMT
There is a second charge loan on the platform right now ~ £7k left total LTV <60% monthly rate 1.05% - secured on some paintings. Not provision fund protected or auto-allocated at all.
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theshape
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Post by theshape on Nov 17, 2017 12:35:25 GMT
Flurry of activity this morning. I only keep a small balance on Unbolted as I'm building my investment slowly but I got 8 auto-lend notifications.
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