msenanna
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Post by msenanna on Jan 18, 2018 20:36:56 GMT
I didn't get one, but my partner did... £2,712.72 is still available. Back from work late but was on emails early and got in a few pennies whilst there was still circa £3k available. Must say I was surprised it hadn't gone instantly but then if people don't have spare cash hanging around waiting to be invested I can see how I managed to get in there 3 hours after go live. If there is a Friday rush of new/renewal loans I'll probably run out of cash now! Off to transfer money into UB ready for Monday
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stub8535
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personal opinions only. Not qualified to advise on investment products.
Posts: 1,442
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Post by stub8535 on Jan 19, 2018 3:37:05 GMT
£2,712.72 is still available. Back from work late but was on emails early and got in a few pennies whilst there was still circa £3k available. Must say I was surprised it hadn't gone instantly but then if people don't have spare cash hanging around waiting to be invested I can see how I managed to get in there 3 hours after go live. If there is a Friday rush of new/renewal loans I'll probably run out of cash now! Off to transfer money into UB ready for Monday It's good that the limit was placed imho. It gave far more people the chance to invest. I too am down to my last couple of hundred for the Friday rush (I hope) I will wait for repayments now rather than transferring funds. Platform can't support my portfolio level going forwards but have outperformed expectations in the last 4 months. My thoughts were that I would be moving money out rather than in. L9ng mat it continue.
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Post by df on Jan 19, 2018 10:11:20 GMT
£2,712.72 is still available. Back from work late but was on emails early and got in a few pennies whilst there was still circa £3k available. Must say I was surprised it hadn't gone instantly but then if people don't have spare cash hanging around waiting to be invested I can see how I managed to get in there 3 hours after go live. If there is a Friday rush of new/renewal loans I'll probably run out of cash now! Off to transfer money into UB ready for Monday Yes, I'm sure if UB did instant deposits this loan would be gone in 10 minutes or less. I put some money in, but also spared some for today in hope that there will be some allocations. I'll probably need to transfer some money in for Monday, but I'll wait until 5.45pm to get a clearer picture. This month so far I get more returns than investments, even had to withdraw some cash last Monday.
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msenanna
Member of DD Central
Posts: 73
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Post by msenanna on Jan 19, 2018 12:43:49 GMT
It's good that the limit was placed imho. It gave far more people the chance to invest. I too am down to my last couple of hundred for the Friday rush (I hope) I will wait for repayments now rather than transferring funds. Platform can't support my portfolio level going forwards but have outperformed expectations in the last 4 months. My thoughts were that I would be moving money out rather than in. L9ng mat it continue. I hadn't clocked there was a limit, that would definitely make sense. I haven't been with UB for long enough to be receiving constant repayments and am still slowly building my portfolio so am still needing to transfer funds in on a regular basis. Not worked out my happy balance regarding what my weekly/monthly transfer needs to be so have the potential to get caught out if a loan like this pops up. Might need to increase my minimum balance to circumvent that happening.
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Post by df on Jan 19, 2018 13:19:42 GMT
It's good that the limit was placed imho. It gave far more people the chance to invest. I too am down to my last couple of hundred for the Friday rush (I hope) I will wait for repayments now rather than transferring funds. Platform can't support my portfolio level going forwards but have outperformed expectations in the last 4 months. My thoughts were that I would be moving money out rather than in. L9ng mat it continue. I hadn't clocked there was a limit, that would definitely make sense. I haven't been with UB for long enough to be receiving constant repayments and am still slowly building my portfolio so am still needing to transfer funds in on a regular basis. Not worked out my happy balance regarding what my weekly/monthly transfer needs to be so have the potential to get caught out if a loan like this pops up. Might need to increase my minimum balance to circumvent that happening. It's very difficult to establish a happy balance. I was always trying to keep it at £70-100, but increased in December when larger investment chunks started coming in. However, loans like this are rare and I wouldn't keep more idle cash on the platform in order to be ready for occasional surprises.
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Post by sannytwist on Jan 19, 2018 15:08:18 GMT
0 loans avaliable today, so hard to get any pennies into UB.
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stub8535
Member of DD Central
personal opinions only. Not qualified to advise on investment products.
Posts: 1,442
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Post by stub8535 on Jan 19, 2018 16:01:26 GMT
0 loans avaliable today, so hard to get any pennies into UB. Plenty of of posted for auction recovery though. I got an allocation earlier.
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Post by dan1 on Jan 19, 2018 16:06:13 GMT
0 loans avaliable today, so hard to get any pennies into UB. Plenty of of posted for auction recovery though. I got an allocation earlier. Same here stub8535. Btw, the 6 assets sent for auction were all part of the same loan
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stub8535
Member of DD Central
personal opinions only. Not qualified to advise on investment products.
Posts: 1,442
Likes: 945
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Post by stub8535 on Jan 19, 2018 16:13:49 GMT
Plenty of of posted for auction recovery though. I got an allocation earlier. Same here stub8535. Btw, the 6 assets sent for auction were all part of the same loan Hi dan1. Seems odd that they are notifying individual items if they are from the same loan number/ borrower. I could understand if it's multiple loans to same borrower under different loan numbers. I got 8 notifications, probably as I got lucky when the loans were issued😊
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Post by df on Jan 19, 2018 18:51:29 GMT
0 loans avaliable today, so hard to get any pennies into UB. I had 3 allocated today, £19.61 in total.
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Post by sannytwist on Jan 19, 2018 22:25:17 GMT
Yea l think l end up getting 2 /3 loans totalling around £20 or something like that. Upped my auto loan limits to £1000,£1000,£40
Think it made a very small difference, nevertheless its better than before.
What are people setting their auto loan limits to ?
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msenanna
Member of DD Central
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Post by msenanna on Jan 19, 2018 23:56:15 GMT
Yea l think l end up getting 2 /3 loans totalling around £20 or something like that. Upped my auto loan limits to £1000,£1000,£40 Think it made a very small difference, nevertheless its better than before. What are people setting their auto loan limits to ? I'm the last of the big hitters so my auto loan limits are £60 x 3 Am slowly increasing them as I get familiar with UB and more comfortable with the platform and how it works. I'l never be at the £1000 mark regardless of likelihood of UB giving you a loan chunk of that amount. My P2P levels on other platforms are nowhere near four figures per loan and never will be.
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Post by sannytwist on Jan 20, 2018 0:23:08 GMT
Yea l think l end up getting 2 /3 loans totalling around £20 or something like that. Upped my auto loan limits to £1000,£1000,£40 Think it made a very small difference, nevertheless its better than before. What are people setting their auto loan limits to ? I'm the last of the big hitters so my auto loan limits are £60 x 3 Am slowly increasing them as I get familiar with UB and more comfortable with the platform and how it works. I'l never be at the £1000 mark regardless of likelihood of UB giving you a loan chunk of that amount. My P2P levels on other platforms are nowhere near four figures per loan and never will be. To be honest, l've had it at 250,250,50 for most of the time since they changed the auto lending system a few months ago . The max l usually get at that setting is £5 per loan and the odd higher amount for bespoke business loans which l'm not that keen on. Even setting it now at £1k the most l get for the provision/gold trust loans is a few pounds higher. Not sure how effective putting the auto lend settings higher makes to amount lent out.
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hantsowl
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Post by hantsowl on Jan 20, 2018 0:41:01 GMT
I have 200, 200, 15 set. Today I got 4 loans totalling £32.31
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archie
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Post by archie on Jan 20, 2018 6:07:36 GMT
I have 200, 200, 15 set. Today I got 4 loans totalling £32.31 My allocation is similar. My settings are 350, 350, 75 and I got 4 loans totalling £41.79.
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