blender
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Post by blender on Nov 5, 2015 14:56:21 GMT
A great list, Andy, and worth every penny of a special tax levy on Ablrate accounts.
No.6 is obviously right as long as it is her maj (whom the gods preserve please), but do you not think it would be wasted on Charles III?
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ablender
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Post by ablender on Nov 5, 2015 16:29:40 GMT
Submarines are cool and would be on my list of "Stuff that the government should be allowed to blow money on". That list also includes, but is not restricted to : 1. Getting Concorde back in the air or making an even cooler version 2. Fireworks displays 3. Good TV programming 4. Free Cake Wednesday 5. Pavements that light up when you walk on them (invented but woefully deployed) 6. A MASSIVE Royal Yacht and Air Force One that can rock up and make an impression rather than having Her Maj descending from some dilapidated 747 to the sniggers of more despotic leaders. It would also have some way for her to death slide down rather than having to use steps We will be ready to lend for these.
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blender
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Post by blender on Nov 5, 2015 16:34:51 GMT
It should probably be classed as "an equivalent of 10pc interest" . At some point it will be displayed in its own separate little total. Nope - latest Ablrate email today at 15:20 'Our latest loan has “Instant Returns” enabled. This means that as soon as you bid on the loan, you start earning interest at the loan rate… in this case 10%!' My bold. Edit: Ah! I see my mistake. On the dashboard it says 'interest earned' and of course I have not earned the instant returns - with risk. So I look forward to another number on the dashboard for 'gratuitous interest'.
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duck
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Post by duck on Nov 5, 2015 16:43:18 GMT
As an engineer I've had the dubious pleasure of working on 2 of the items on the list, Concorde and submarines. Engineering masterpieces yes but the original design flaws in Concorde were still present when it was finally grounded ..... as for subs I can't say anything!
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james
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Post by james on Nov 6, 2015 17:30:35 GMT
As an engineer I've had the dubious pleasure of working on 2 of the items on the list, Concorde and submarines. Engineering masterpieces yes but the original design flaws in Concorde were still present when it was finally grounded ..... as for subs I can't say anything!
Subs are easy: they routinely sink. Almost always they come back to the surface.  Two of my close relatives have served on them.
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Post by bracknellboy on Nov 6, 2015 17:32:38 GMT
As an engineer I've had the dubious pleasure of working on 2 of the items on the list, Concorde and submarines. Engineering masterpieces yes but the original design flaws in Concorde were still present when it was finally grounded ..... as for subs I can't say anything!
Subs are easy: they routinely sink. Almost always they come back to the surface. Two of my close relatives have served on them. As they say: all ships are submersible, but only a sub category can re-surface.
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duck
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Post by duck on Nov 6, 2015 18:03:46 GMT
Subs are easy: they routinely sink. Almost always they come back to the surface. Two of my close relatives have served on them. As they say: all ships are submersible, but only a sub category can re-surface. Ohhh that will get any submariners jumping up and down, they put to sea in 'boats' and when 'ships' go down they stay down ..... The rest of the Navy doesn't totally agree the terminology but submariners are a breed unto themselves as you probably already know
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SteveT
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Post by SteveT on Mar 30, 2016 8:49:22 GMT
ablrate / ablrateandy, returning to the subject of Instant Returns as we approach the tax year-end, can you please reconfirm that: a) Instant Returns are funded by Ablrate (out of your own margin / resources) to encourage lenders to bid, rather than by the Borrowers b) If a loan launched with Instant Returns and subsequently did not complete and draw down for some reason (eg. issues with the security), the Borrower would have paid no interest but Ablrate would pay the promised Instant Returns to lenders (per Andy's post further up this thread of 29/10/15) Reading Funding Circle's commentary on the taxation of Cashback, my sense is that (especially if b) is correct) Instant Returns may equally be considered "an inducement to enter into a transaction": " Taxation of cashback
In certain circumstances Funding Circle offers cashback to investors. The cashback is considered an inducement to enter into a transaction and is received as a direct consequence of having made the loan.
Cashback promotions are not normally treated as income and are not subject to income tax or deductions."
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Post by oldnick on Mar 30, 2016 11:32:27 GMT
Submarines are cool and would be on my list of "Stuff that the government should be allowed to blow money on". That list also includes, but is not restricted to : 1. Getting Concorde back in the air or making an even cooler version 2. Fireworks displays 3. Good TV programming 4. Free Cake Wednesday 5. Pavements that light up when you walk on them (invented but woefully deployed) 6. A MASSIVE Royal Yacht and Air Force One that can rock up and make an impression rather than having Her Maj descending from some dilapidated 747 to the sniggers of more despotic leaders. It would also have some way for her to death slide down rather than having to use steps Have you considered standing as the next Conservative leader? ☺
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james
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Post by james on Apr 1, 2016 9:57:52 GMT
my list of "Stuff that the government should be allowed to blow money on". That list also includes... : 6. ...Air Force One that can rock up and make an impression rather than having Her Maj descending from some dilapidated 747 to the sniggers of more despotic leaders. It would also have some way for her to death slide down rather than having to use steps I think that we can arrange something a little more glamorous for her disembarkation when dead. Submarines are cool and would be on my list of "Stuff that the government should be allowed to blow money on" But maybe not submariners? One brought a copy of the uncensored US version of the controversial book Spycatcher to the UK in a British nuclear submarine and a person who had been solicited to act as an undeclared representative of Russia was asked to provide that copy as a gift to the Soviet premier because of it's interesting provenance. The person declined. Then there was the submariner who was working after his duty hours in the periscope sump to try to cure a problem with it sticking. The commander came on duty, noticed it was after the normal duty hours and ordered that the safety lock be removed so he could exercise the periscope up and down to determine if it had been fixed. Still not going down properly but that problem was fixed once they removed the crushed and dying submariner from the sump.
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Post by bracknellboy on Apr 1, 2016 10:18:16 GMT
Yes, but then you do have to be a particular sort of character to subject yourself to up to 3-4 months in a metal tube xxx (confidential) metres under the sea, sometimes under red light conditions, hot bunking (though less so these days) and in certain cases with the exception of 2 people not even having a scoobies where you are on the planet (except in some part of the 70% covered by water). Strange behaviour is both a pre-condition and a consequence of said occupation I would say.
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registerme
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Post by registerme on Apr 1, 2016 10:24:34 GMT
I used to work with a chap who in a previous life was a torpedo technician of some kind on Trafalgar class boats. Great fun, but utterly bonkers  . |
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rogerbu
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Post by rogerbu on Apr 2, 2016 19:00:29 GMT
Yes, but then you do have to be a particular sort of character to subject yourself to up to 3-4 months in a metal tube xxx (confidential) metres under the sea, sometimes under red light conditions, hot bunking (though less so these days) and in certain cases with the exception of 2 people not even having a scoobies where you are on the planet (except in some part of the 70% covered by water). Strange behaviour is both a pre-condition and a consequence of said occupation I would say. As an ex submariner (HMS Warspite in the late 60/70s), a couple of comments on the above. 1. This for me was the first sea going commission where every crew member had their own dedicated bunk, with separate sleeping and living spaces. On frigates etc we either had hammocks, or camp beds put down in a little used compartment. Frigate messdecks were dual purpose - living during the day, hammocks and some bunks at night - not very good for watch-keepers. 2. Submerged subs don't make you seasick (on the surface a different story but nuclear boats are rarely on the surface) 3. One of the bits of kit I had to look after monitored the radiation level throughout the boat. The background radiation level submerged was lower than in your home or anywhere else in the UK (particularly Dartmoor and Aberdean and other granite areas). 4. Don't believe the Cxxp that all submariners are volunteers!!. You, You & You have just volunteered. Apart from the long separations with limited communications from family Subs were better that surface ships, however runs ashore were a bit poor - Faslane, Faslane or Faslane. Just don't mention the Cold War
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james
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Post by james on Apr 2, 2016 20:18:40 GMT
Just don't mention the Cold War The four minutes notice free cremation part of the family wartime care package surely helped to avoid the need to worry about them in time of war. Besides that it was an opportunity to visit all the nice out of the way places that were difficult for the bigger US boats to visit and extended camping holidays off Murmansk. runs ashore were a bit poor - Faslane, Faslane or Faslane. Faslane to Guz for the weekend at 120+ MPH in spots overnight was an option that appealed to some more than single quarters.
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Post by bracknellboy on Apr 2, 2016 20:44:59 GMT
As an ex submariner (HMS Warspite in the late 60/70s), a couple of comments on the above. .... Kudos ! But what is so wrong with Faslane ?
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Two of my close relatives have served on them.
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