teddy
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Post by teddy on Oct 8, 2015 21:40:53 GMT
The email from RS made me laugh.
"There's a lot we legally have to put in the terms and conditions but we have managed to more than half the length and where possible explain terms in plain English. They are still a long way off being a great read but hopefully they are a little more accessible."
Who's the numpty that wrote this, and who then has the audacity to call it plain English?
For £20k a year, I'll become Ratesetter's proof reader.
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Post by westonkevRS on Oct 9, 2015 12:47:58 GMT
The email from RS made me laugh. "There's a lot we legally have to put in the terms and conditions but we have managed to more than half the length and where possible explain terms in plain English. They are still a long way off being a great read but hopefully they are a little more accessible." Who's the numpty that wrote this, and who then has the audacity to call it plain English? For £20k a year, I'll become Ratesetter's proof reader. The proof reader is on a £5.80 per hour, zero hours contract. Happy to take you on if you'll lower your Market Rate? Kevin.
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arbster
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Post by arbster on Oct 9, 2015 12:57:16 GMT
The proof reader is on a £5.80 per hour, zero hours contract. It shows. 
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registerme
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Post by registerme on Oct 9, 2015 12:58:15 GMT
Come on arbster, it's a pretty good rate for Chennai.
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ilmoro
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'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Oct 9, 2015 13:02:21 GMT
The email from RS made me laugh. "There's a lot we legally have to put in the terms and conditions but we have managed to more than half the length and where possible explain terms in plain English. They are still a long way off being a great read but hopefully they are a little more accessible." Who's the numpty that wrote this, and who then has the audacity to call it plain English? For £20k a year, I'll become Ratesetter's proof reader. The proof reader is on a £5.80 per hour, zero hours contract. Happy to take you on if you'll lower your Market Rate? Kevin. Or accept below national minimum wage!! Assuming teddy has made it past 21 and doesnt fancy an apprenticeship in reading. Does NMW apply to bears or do they get paid in porridge?
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Post by Deleted on Oct 9, 2015 13:12:11 GMT
I suspect that if a Judge deems it to be anything but "plain English" he will rule it inadmissable so there is no point in RS writing it.
Contracts where one side is not able to show that the other fully understood the details are basically useless in consumer law.
The issue would be, is P2P under consumer law, I suspect it is....
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teddy
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Post by teddy on Oct 10, 2015 22:40:00 GMT
The proof reader is on a £5.80 per hour, zero hours contract. Happy to take you on if you'll lower your Market Rate? Kevin. Or accept below national minimum wage!! Assuming teddy has made it past 21 and doesnt fancy an apprenticeship in reading. Does NMW apply to bears or do they get paid in porridge? I'm aghast that you're pandering to such an outdated bear stereotype. I hate porridge. I'll proof read for cash in paw at £7 an hour, plus a pure wool blanket and a large enough supply of tea and apple sponge cake to get me through winter hibernation.
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ilmoro
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'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Oct 11, 2015 0:30:46 GMT
Or accept below national minimum wage!! Assuming teddy has made it past 21 and doesnt fancy an apprenticeship in reading. Does NMW apply to bears or do they get paid in porridge? I'm aghast that you're pandering to such an outdated bear stereotype. I hate porridge. I'll proof read for cash in paw at £7 an hour, plus a pure wool blanket and a large enough supply of tea and apple sponge cake to get me through winter hibernation. Not holding out for the honey then? Tiddly pom. Or a marmalade sandwich?
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gt94sss2
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Post by gt94sss2 on Oct 11, 2015 17:55:23 GMT
The email from RS made me laugh. "There's a lot we legally have to put in the terms and conditions but we have managed to more than half the length and where possible explain terms in plain English. They are still a long way off being a great read but hopefully they are a little more accessible." Should everyone have received this e-mail by now? I haven't - so would be grateful if someone could post the full contents here. westonkevRS as a sidenote, I haven't been reliably receiving RS emails for a while. For instance, the last lending summary I got was for June - and when I asked RS CS earlier this month, they said that the option had been deselected in my account preferences and they would change it back (looking now, its still deselected and I can't reactivate it - so have sent CS another email) - its not a change I would have made..
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Oct 11, 2015 18:30:27 GMT
Should everyone have received this e-mail by now? I haven't - so would be grateful if someone could post the full contents here. According to ReviewCentre.com 98% of customers are satisfied with RateSetter (and we hope they speak for you too!). But there's always room for improvement. One area where the traditional finance sector falls short is small print. In general, terms and conditions are too long, unwieldy and written in a language that makes them hard to understand. Yet the information they hold is important, so while we were making a few amendments we challenged ourselves to improve the accessibility of our terms and conditions. There's a lot we legally have to put in the terms and conditions but we have managed to more than half the length and where possible explain terms in plain English. They are still a long way off being a great read but hopefully they are a little more accessible. To make it easier still we have split the terms and conditions into two segments so you can more easily get to the part that interests you. They are: 1. The Website & Exchange Terms of Use - these are displayed on our public website and apply to all users of the RateSetter platform (lenders and borrowers). They cover use of the website and account registration. 2. The Lender Terms - these can be found in the "Your Lending" section of your RateSetter Account and cover our relationship with you as a lender. The new terms and conditions took effect on 1st October. If you have any questions about them, feel free to give us a call on 020 3142 6226, and we'll do our best to help. Another change you may have noticed is how we display contracts. As RateSetter has grown, we have diversified to multiple types of lending, the contracts for some are not concluded electronically. For consistency, we have removed all lender contracts from view, however, you can still find all the information contained in your lending contract within your RateSetter account. This does not affect the nature of your contract or the terms within.
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teddy
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Post by teddy on Oct 12, 2015 11:54:27 GMT
I'm aghast that you're pandering to such an outdated bear stereotype. I hate porridge. I'll proof read for cash in paw at £7 an hour, plus a pure wool blanket and a large enough supply of tea and apple sponge cake to get me through winter hibernation. Not holding out for the honey then? Tiddly pom. Or a marmalade sandwich? More bear stereotyping! I'll be going to the toilet in the woods next!
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Oct 12, 2015 12:02:49 GMT
Not holding out for the honey then? Tiddly pom. Or a marmalade sandwich? More bear stereotyping! I'll be going to the toilet in the woods next! Surely not! This is modern 21st century country, Besides you might get shot by a dentist!
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adrianc
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Post by adrianc on Oct 12, 2015 15:26:35 GMT
I'll be going to the toilet in the woods next! "Going for the necessities"...
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Post by Deleted on Oct 12, 2015 15:32:27 GMT
"smarter than the average bear Bobo!"
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Oct 12, 2015 16:06:07 GMT
More bear stereotyping! I'll be going to the toilet in the woods next! Surely not! This is modern 21st century country, Besides you might get shot by a dentist! Of course, if you're on the annual picnic thats fine.
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