sl75
Posts: 2,092
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Post by sl75 on Dec 10, 2015 13:47:06 GMT
It would seem to me that the bigger potential problem isn't someone intercepting your bank details and sneakily noting them down... but in someone intercepting your communication and substituting THEIR bank details into the version of the email that gets received.
For that, it doesn't really matter whether you SEND your bank details - the fact that they'll ACCEPT bank details that way means that an imposter could send them on your behalf (and possibly ensure that the real you never sees the original request).
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Post by xyon100 on Dec 10, 2015 17:11:27 GMT
It would seem to me that the bigger potential problem isn't someone intercepting your bank details and sneakily noting them down... but in someone intercepting your communication and substituting THEIR bank details into the version of the email that gets received. For that, it doesn't really matter whether you SEND your bank details - the fact that they'll ACCEPT bank details that way means that an imposter could send them on your behalf (and possibly ensure that the real you never sees the original request). That has most certainly happened. People have received emails from their solicitor asking them to send funds to a different account for a house purchase. Except the mail was not from the solicitor. The mails were being read by the scammer. However, it's a world away from people being able to remove money from your account using basic AC and SORT, it's about sending money to scammers. In fact pretty much every time I see UK media highlighting scams where the victim SENDS the money to the scammer, they end up summarising by telling people to be careful with their bank details as if scammers can remove money using those details. They can't and it is simply ludicrous that UK folk treat their basic account details as top secret.
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