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Post by GSV3MIaC on Jul 19, 2016 14:53:10 GMT
FC have pretty bad 'early' figures too (I actually collect those from time to time, and very few loans really go the distance .. except property loans which often go further).
If you want some bad lates to compare with, SS are the place to look ('end date creep' is just standard there .. usually you can't even guess what the original, and current actual, end dates really are.) I applaud the MT approach or rollover (or not) into an official new loan rather than just stretching the original.
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guff
Posts: 730
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Post by guff on Jul 19, 2016 18:04:13 GMT
I sold most of my none property FC loans and recently started sell the property loans 2 payments before the end to counter the not very interesting overruns. Funny that even the 8%ers will still move with a premium - one went at 7.3% today! EDIT @ 19:45 And there goes one at 6.9%.
How remiss of me to forget Sometime Soon: I must have been brainwashed into thinking it's the norm.
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guff
Posts: 730
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Post by guff on Jul 20, 2016 15:12:48 GMT
FC have pretty bad 'early' figures too… 24190 lasted a day. At least the interest is comparable to Wonga's APR.
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fp
Posts: 1,008
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Post by fp on Jul 20, 2016 16:34:09 GMT
I sold most of my none property FC loans and recently started sell the property loans 2 payments before the end to counter the not very interesting overruns. Funny that even the 8%ers will still move with a premium - one went at 7.3% today! EDIT @ 19:45 And there goes one at 6.9%. How remiss of me to forget Sometime Soon: I must have been brainwashed into thinking it's the norm. I've managed to sell 6.5k of loans on there in the past two weeks for a premium of 0.5%, i think i've made more in the past month from premiums than I have from interest payments
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Post by MoneyThing on Jul 29, 2016 16:19:58 GMT
Having been checking daily with anticipation, we have finally now breached the 1% market share on the AltFi UK Index!!!
It has made my week - thank you all.
Enjoy your weekend.
Regards,
Ed
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Post by uncletone on Jul 29, 2016 17:11:54 GMT
Congratulations, young Ed. May you successfully continue upon your path, grasshopper.
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SteveT
Member of DD Central
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Post by SteveT on Oct 10, 2016 12:32:55 GMT
No sweepstake planned for the time of reaching £30m funded ?
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Post by MoneyThing on Oct 10, 2016 14:12:04 GMT
No sweepstake planned for the time of reaching £30m funded ? I suspect that if we have our bid limits right it will be 11/10/16 16:00:03! Might put it up on the screen at our stand at LendIt...
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SteveT
Member of DD Central
Posts: 6,873
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Post by SteveT on Oct 10, 2016 14:25:40 GMT
Reckon it will be a bit sooner than that
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fp
Posts: 1,008
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Post by fp on Oct 10, 2016 14:31:38 GMT
I think Ed has it pretty much to the second, if I was a gambling man i'd go for 11/10/16 16.00.06
Only £251,750.00 funding pending on this loan, which means it will be the last £2280 of the loan that takes it.
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Post by geraldine1210 on Oct 10, 2016 14:39:14 GMT
Apologies to anyone who saw my grumpy post. I read the last couple of posts and thought people were chortling about the loan only lasting seconds. Apologies.
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fp
Posts: 1,008
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Post by fp on Oct 10, 2016 14:41:30 GMT
Apologies to anyone who saw my grumpy post. I read the last couple of posts and thought people were chortling about the loan only lasting seconds. Apologies. Which one?
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 10,870
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Post by ilmoro on Oct 10, 2016 15:06:59 GMT
I think the Shuang has decided there is too much chocolate being dished out an has nobbled the platform so no-one can win anything - running very slowly MoneyThing - give him some chocolate
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Post by geraldine1210 on Oct 10, 2016 17:13:42 GMT
Apologies to anyone who saw my grumpy post. I read the last couple of posts and thought people were chortling about the loan only lasting seconds. Apologies. Which one? I deleted it when I realised what they were talking about. Nobody would have seen it except for Steve T leaping on it.
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mikeh
Member of DD Central
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Post by mikeh on Oct 10, 2016 18:16:23 GMT
£7500 to go. Won't be long now.
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