robski
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Post by robski on Aug 24, 2017 12:51:26 GMT
Yes. Top of the fixed location .subnav-container need raising by about 10px. More than this, the whole of the top section seems to have become partially transparent, just that bit is more than the rest
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archie
Posts: 1,836
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Post by archie on Aug 24, 2017 13:37:08 GMT
Tax certificate will need more information for defaults and recoveries, split by current/previous years.
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ali
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Post by ali on Aug 24, 2017 20:49:02 GMT
MoneyThing: Support updates flag seems to have been broken by the "General Update". At least, I can't get it to go down (ie., the red exclamation mark is now permanently displayed). That is despite reading all today's updates again.
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Post by MoneyThing on Aug 24, 2017 20:53:29 GMT
MoneyThing : Support updates flag seems to have been broken by the "General Update". At least, I can't get it to go down (ie., the red exclamation mark is now permanently displayed). That is despite reading all today's updates again. Thanks. It could be because I am currently drafting a new update which is set to go live at 10pm. Will see if the flag disappears after 10pm, if not I will investigate further. Regards, Ed. IN EDIT: Now that the updates have been posted, the flag should disappear once you have clicked on the updates section.
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ali
Member of DD Central
Posts: 313
Likes: 311
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Post by ali on Aug 24, 2017 21:04:22 GMT
MoneyThing : Support updates flag seems to have been broken by the "General Update". At least, I can't get it to go down (ie., the red exclamation mark is now permanently displayed). That is despite reading all today's updates again. Thanks. It could be because I am currently drafting a new update which is set to go live at 10pm. Will see if the flag disappears after 10pm, if not I will investigate further. Regards, Ed. IN EDIT: Now that the updates have been posted, the flag should disappear once you have clicked on the updates section. Yup. Has now indeed disappeared. Thanks Ed.
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elliotn
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Post by elliotn on Aug 25, 2017 2:47:56 GMT
MoneyThing : Support updates flag seems to have been broken by the "General Update". At least, I can't get it to go down (ie., the red exclamation mark is now permanently displayed). That is despite reading all today's updates again. Thanks. It could be because I am currently drafting a new update which is set to go live at 10pm. Will see if the flag disappears after 10pm, if not I will investigate further. Regards, Ed. IN EDIT: Now that the updates have been posted, the flag should disappear once you have clicked on the updates section. No rest for the wicked.
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ali
Member of DD Central
Posts: 313
Likes: 311
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Post by ali on Aug 30, 2017 15:30:08 GMT
Not sure if this is a bug or a missing MT feature. When I press the withdraw button, the form is already pre-filled and I cannot change the amount (so if I have 119 GBP I cannot withdrwa only 50 GBP and leave the rest on site). Is this a bug? The amount to withdraw is one line lower than you are looking. It's probably pre-filled with your username (which is a known bug).
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robski
Member of DD Central
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Post by robski on Aug 31, 2017 11:50:25 GMT
Can I make a suggestion in regards to selling in default loans, which it seems will happen sooner or later
We already suggested a new tab, in order to be able to see trading for default loans I would suggest that on the account settings page there is a check box to allow this This can then have a full disclaimer that needs to be checked as having been read, and this check would then enable the buy button on defaulted loans
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elliotn
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Post by elliotn on Sept 7, 2017 11:25:35 GMT
Hi MoneyThing, any chance of tagging an email notification to the excellent Support updates (perhaps with option to switch off non-Significant Updates if some investors prefer not to be distracted), many thanks!
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Post by MoneyThing on Sept 7, 2017 11:41:16 GMT
Hi MoneyThing , any chance of tagging an email notification to the excellent Support updates (perhaps with option to switch off non-Significant Updates if some investors prefer not to be distracted), many thanks! Acknowledged. Have got this on TheShuang's list for him and his team, however just got him sidetracked at the moment on ISA & bank rec development work at the moment. Regards, Ed.
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elliotn
Member of DD Central
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Post by elliotn on Sept 8, 2017 2:02:47 GMT
Hi MoneyThing , any chance of tagging an email notification to the excellent Support updates (perhaps with option to switch off non-Significant Updates if some investors prefer not to be distracted), many thanks! Acknowledged. Have got this on TheShuang's list for him and his team, however just got him sidetracked at the moment on ISA & bank rec development work at the moment. Regards, Ed. Understood. I love the Support updates, tax payers will love IFISA - but, I must say, as an auditor you already had me with "bank rec development"!!
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archie
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Post by archie on Sept 8, 2017 7:45:08 GMT
I find the method of distributing interest at different dates during the month (depending on the specific loan) a bit confusing and requires a certain constant effort to track and keep the interest money utilised. Some other services (such as Lendy or Collateral) pass all the interest at the end of the month, which makes tracking and checking much easier in my view.
Has the end-of-the month interest been considered as an option to facilitate tracking and reinvesting within MT? End of month interest is a bad idea. Lendy sm only moves significantly when the interest is paid. MT sm is far more liquid because of the spread interest. It'll be much harder to sell loans if it's changed.
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archie
Posts: 1,836
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Post by archie on Sept 8, 2017 8:21:30 GMT
End of month interest is a bad idea. Lendy sm only moves significantly when the interest is paid. MT sm is far more liquid because of the spread interest. It'll be much harder to sell loans if it's changed. First of all I totally disagree with you about Lendy and I invested large sums for years with them. Lendy SM is only and exclusively dependent on the cash availability of lenders, so it is clearly blocked when a lot of new loans are put on the primary market because investor take new loans as a first choise (and that amount is usually much larger than the amount going trough interest...). So nothing to do at all with interest distribution at end of the month. Second, I am thinking to a progress of MT towards larger sizes and/or more loans. I doubt big hitters or anyway larger investors would like to have to log every day or so to take the interest out and/or reinvest it. It is simply not efficient and not effective. So either MT introduces an automatic withdrawal method similar to the RS one (all automated, where I did not log in for months at a time and all my interest was put automatically in my bank account with zero effort) or the chances to attract or keep larger investors are slim. I get quite a lot of interest so I log in to see if there is anything to buy. If interest is monthly there's little reason to log in unless a new loan floats so sm sales will slow. Yes Lendy is dependent on cash availability but that jumps at the beginning of the month. A slow moving queue will suddenly move significantly when interest is paid. I've sold most of my loans there and observed the queues.
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robski
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Post by robski on Sept 8, 2017 9:14:30 GMT
I get quite a lot of interest so I log in to see if there is anything to buy. If interest is monthly there's little reason to log in unless a new loan floats so sm sales will slow. Yes Lendy is dependent on cash availability but that jumps at the beginning of the month. A slow moving queue will suddenly move significantly when interest is paid. I've sold most of my loans there and observed the queues. Yes, I understand you are active and willing to take the time to login on MT (and try and retry, as MT SM availability is not good at all). But that's precisely the point: most BH or larger investors don't have the time to log-in 20 times in a month and 4-5 times in that day (as needed due to lack of available loans to reinvest in) and the network might loose investors also for this reason. In Lendy you have to consider the sizes. 2-3 mil might come as interest in a typical month, which is good. But is negligible compared to the 10-20 mil of new loans they generate. That is the real deciding factor on the SM liquidity... Also queues might not be very good for sellers, but are good for people in need of investing and/or receiving random sums at unknown times. So that is also one of the reason of Lendy success with BH (I will always be able to invest 10k at any time with almost zero difficulty in a decent project, while not the same can be told of MT). How do you come to the conclusion that BH have any more or less time availability as anyone else? I know people who are on the breadline who have no time whatsoever as its all spent trying to get some money to pay the next bill. I am relatively time rich in private and also have an employer who is flexible to when/where etc I work, so I can log on if I need to. Other people however with the same employer are not even allowed their mobiles phones to be on their person. I know some very well off people who can do what they want when they want.
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robski
Member of DD Central
Posts: 772
Likes: 462
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Post by robski on Sept 8, 2017 9:38:44 GMT
Also what your forgetting is that you need to log on to undertake new loans, and if loans have repaid in order to remove/redeploy funds
This month, there are as as this point 2 dates to log on for new loans There are four dates this month when loans exire, so if you dont log on those days you would have funds sitting there (Ok technically we know one date this month the loan will not repay but got to default), but even so...
MT isn't a platform you can log onto once a month, withdraw/reinvest your interest and then come back a month later. Well I suppose you could but you would leave a lot of funds sitting there (because repayments will always be greater than interest unless you have a very oddly balanced portfolio) and you would also be limited mainly to the SM and opposed to PM for your purchases.
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