Investing in P2P as a Limited Company

No. As I said earlier, I opened the account 10+ years ago via A&L Commercial Bank (before A&L was acquired by Santander)

The bank has the right to know what business I am in as not telling the truth would result in fraud.

I am looking for a bank that provides free business banking. I already have a ltd co and my free business banking period is coming to an end. I wonder if there is any banks out there that provides free banking period to non new businesses.

I use Cater Allen.

They are a Private Bank subsidiary of Santander.

www.caterallen.co.uk/business-banking

They do free banking. There are some limitations as you will see.

I didn't know this till recently, normally does and sends my accounts into Companies House. I was late in completing these this year and he forwarded to me, asked me to sign and immediately submit to CH. I looked it up and for certain, uncomplicated accounts you can submit online. So I expected to have to upload and send the document the accountant had produced. When I actually came to do it, it was actually a series of boxes I needed to complete, rather than uploading a document. I used the figures the accountant had calculated, but if your confident in producing the figures yourself and as they dont require a hard copy (template), then I see no reason you cant simply enter the figures. If you wanted to know what figures they ask for, you could go through the process up to the final submission page. Therefore getting your "template"

I would be interested to hear how you get on

Do you have the financial knowledge to produce the accounts? 
I tell myself each year will look into producing my own accounts, but at the end of the day I never have time. My account only does the accounts, for my P2P and my business, so it is minimal (0.3% of turnover to be precise). 
    

The companies house website for submitting your micro entity accounts is simple and intuitive. All that's required for micro entity accounts is a balance sheet and they provide the format they require.

On the other hand I found the government gateway website for submitting the corporation tax returns infuriating and user unfriendly. One of the questions they will ask is

Is your company one of the following? ... investment company - your main business is buying assets like shares and financial securities

I suspect if your sole activity is P2P investments then you'll have to answer yes to this question which means you can't use the government gateway website to submit a CT return and instead have to submit it in iXBRL format using commercial software (costing £50 or more the last time I checked). Personally I find it scandalous that HMRC can require you to submit a return but no longer accept the English language/Arabic number system.

I did note that there is a religious exemption allowing a paper return though. If you'd like to join my relatively recently formed organisation, the Holy Movement Reducing Charges For Underdogs, let me know. We have only one main doctrine which you can probably guess at but there is also a subtle hidden message.