hazellend
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Post by hazellend on Jun 28, 2016 20:23:11 GMT
Some people scrambling to get out and offering big discounts.
I think a property crash is where property partner will be a great site. In the last property crash the problem was it was actually hard to buy any decent properties at a good price.
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beh
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Post by beh on Jun 29, 2016 18:15:18 GMT
Aye, similarly trying to make sense of some of the discounts. Is it just a few people panicking? Property surely no worse than other options currently?
Must admit that even at nearly 20% the Torquay one doesn't look particularly tempting and slightly worrying how long it's taking to fund Colchester.
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Liz
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Post by Liz on Jun 29, 2016 18:21:17 GMT
Aye, similarly trying to make sense of some of the discounts. Is it just a few people panicking? Property surely no worse than other options currently? Must admit that even at nearly 20% the Torquay one doesn't look particularly tempting and slightly worrying how long it's taking to fund Colchester. Saving Stream has a lot of the SM, if property floats your boat.
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hazellend
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Post by hazellend on Jun 29, 2016 19:42:18 GMT
Aye, similarly trying to make sense of some of the discounts. Is it just a few people panicking? Property surely no worse than other options currently? Must admit that even at nearly 20% the Torquay one doesn't look particularly tempting and slightly worrying how long it's taking to fund Colchester. What's wrong with the Torquay one. I was thinking about buying more of it!
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bigfoot12
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Post by bigfoot12 on Jun 29, 2016 20:10:55 GMT
With a yield of 2.9% ish you need capital gains to make it worthwhile and that suddenly looks less likely in the next couple of years.
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hazellend
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Post by hazellend on Jun 29, 2016 20:40:56 GMT
With a yield of 2.9% ish you need capital gains to make it worthwhile and that suddenly looks less likely in the next couple of years. I'm happy with the net yield as I want to live off passive income. I don't really invest for capital gains but will take them if they come (for tax reasons)
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ben
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Post by ben on Jun 29, 2016 23:04:43 GMT
With a yield of 2.9% ish you need capital gains to make it worthwhile and that suddenly looks less likely in the next couple of years. I'm happy with the net yield as I want to live off passive income. I don't really invest for capital gains but will take them if they come (for tax reasons) Yield on PM is better, PP is more based around capital gains, for net yield either THC or PM appear better. Yield wise (net) on PM I am getting just under 6% on THC about 5% and PP a massive 2.75%.
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hazellend
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Post by hazellend on Jun 30, 2016 6:27:20 GMT
Yea but it's good to diversify. I have a property on pm that has not paid out for 6 months and another that has paid out virtually nothing .
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ben
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Post by ben on Jun 30, 2016 8:11:24 GMT
I am happy with all three but was just pointing out that yield wise PM is the highest at the moment. When I invest in PM I look more for rental yield in PP more for potential capital growth so different things, new with THC but looking at the loans with rental yield although you need to read the full pack to get the potential yield rather then reading the headline figures.
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hazellend
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Post by hazellend on Jun 30, 2016 8:35:22 GMT
I've been very disappointed with yields on pm and thc coming in much lower than the predicted net yield. Maybe I've just chosen bad properties. The only shining light is the mixed commercial ones on pm
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ben
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Post by ben on Jun 30, 2016 8:52:12 GMT
I've been very disappointed with yields on pm and thc coming in much lower than the predicted net yield. Maybe I've just chosen bad properties. The only shining light is the mixed commercial ones on pm I agree most have come in lower then expected although I never expected them to as that was if was fully let. Although I have invested more in the ones with underwritten rent and the mixed commerical ones. With THC I suppose I can't really comment for awhile as only invested last month so will see on that one.
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