theshape
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Post by theshape on Nov 11, 2017 12:58:22 GMT
Seemed pretty good to me. Excellent Saturday service too, deposits still very zippy! I reckon 100 investors is enough for smallish renewals ie £50 for this loan although there seemed no obvious cheating ie 1 investor bagging the remainder or multiple bids from same borrower. Mostly, thank you to Collateral Rep for today’s service 😊 I'd expected to see the bid limit change to £50 at some point before renewal. At £25 a rather large amount remained for FFF. I would have preferred to have seen a £50 limit which would have just about guaranteed anyone who logged in during the 3 hour window an equal slice. I managed to get an extra £51 (the balance in my account) at FFF but there were a few takers of around £400 which some others could have shared.
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p2pmark
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Post by p2pmark on Nov 11, 2017 13:06:52 GMT
Seemed pretty good to me. Excellent Saturday service too, deposits still very zippy! I reckon 100 investors is enough for smallish renewals ie £50 for this loan although there seemed no obvious cheating ie 1 investor bagging the remainder or multiple bids from same borrower. Mostly, thank you to Collateral Rep for today’s service 😊 I'd expected to see the bid limit change to £50 at some point before renewal. At £25 a rather large amount remained for FFF. I would have preferred to have seen a £50 limit which would have just about guaranteed anyone who logged in during the 3 hour window an equal slice. I managed to get an extra £51 (the balance in my account) at FFF but there were a few takers of around £400 which some others could have shared. I agree, £50 would probably have been about right for a renewal of this size, but I don't blame COL for experimenting.
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elliotn
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Post by elliotn on Nov 11, 2017 14:53:16 GMT
Anecdotally 100 investors seems to stretch it for an hour or two which allows for web performance and follow up log-ins without handing over to those tooled up for the limit expiring, about 50 sheets for this one per above.
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Forward
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Post by Forward on Nov 12, 2017 9:17:41 GMT
Logged in nice and early today, managed a £25 slice, but that process bar took over a minute to complete
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hantsowl
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Post by hantsowl on Nov 12, 2017 9:21:47 GMT
I had the same response. About 1 minute for the progress bar to complete. Slowest I have witnessed for a while.
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Post by dan1 on Nov 12, 2017 9:59:39 GMT
Logged in nice and early today, managed a £25 slice, but that process bar took over a minute to complete I missed out, took an age to update this morning. I guess it was a combination of the lower total loan amount and low LTV compared to yesterdays offering even though the total available was roughly the same. I'm not so concerned with LTV on these grouped assets, securing possession of the assets is key in my view.
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theshape
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Post by theshape on Nov 12, 2017 10:16:08 GMT
Total available today was far lower than yesterday £1.5k vs £5.5k. I wonder if the system struggles to allocate all the bids coming in together when there is very little of the loan remaining.
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marka
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Post by marka on Nov 12, 2017 11:08:14 GMT
Total available today was far lower than yesterday £1.5k vs £5.5k. I wonder if the system struggles to allocate all the bids coming in together when there is very little of the loan remaining. Very slow refreshing the page for me. Once it finally did, the actual purchase was fairly smooth. £1.5K at £25 per person is 60 slices. Lets be generous and say that 100 people were trying to buy one (judging by how much of yesterday's went in the first few minutes). That shouldn't be too much of a load to put on a half decent server. Maybe COL should upgrade from their ZX81.
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elliotn
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Post by elliotn on Nov 12, 2017 13:50:08 GMT
Logged in nice and early today, managed a £25 slice, but that process bar took over a minute to complete I missed out, took an age to update this morning. I guess it was a combination of the lower total loan amount and low LTV compared to yesterdays offering even though the total available was roughly the same. I'm not so concerned with LTV on these grouped assets, securing possession of the assets is key in my view. Didn’t try today although 1.5k per marka would have v different outcome to >5.5k @ 25 yesterday, I reckon from the renewals aiming for 100 investors is about right, starting increasing bids > 2.5k.
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Post by df on Nov 12, 2017 20:17:48 GMT
I missed out, took an age to update this morning. I guess it was a combination of the lower total loan amount and low LTV compared to yesterdays offering even though the total available was roughly the same. I'm not so concerned with LTV on these grouped assets, securing possession of the assets is key in my view. Didn’t try today although 1.5k per marka would have v different outcome to >5.5k @ 25 yesterday, I reckon from the renewals aiming for 100 investors is about right, starting increasing bids > 2.5k. It wasn't as quick as yesterday, but quicker than usual (just over 1 minute)... and with success for a change, normally I don't get any at 1.5k available. I clicked 'available loans' immediately after and it was already gone.
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elliotn
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Post by elliotn on Nov 15, 2017 16:15:22 GMT
Something appears to have gone horribly wrong with the ‘Fully funded’ loan banners transformed into a lurid orange.
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Post by df on Nov 15, 2017 17:02:11 GMT
Something appears to have gone horribly wrong with the ‘Fully funded’ loan banners transformed into a lurid orange. I've noticed, orange looks good to me as long as all property loans are repaid on time
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Post by rock500 on Nov 15, 2017 18:46:28 GMT
I like orange
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elliotn
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Post by elliotn on Nov 19, 2017 9:11:00 GMT
Gave up after 8 mins.
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m2btj
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Post by m2btj on Nov 19, 2017 9:16:04 GMT
I got one of the two renewal loans on offer after the site froze under the volume of traffic.
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