|
Post by adjure on Nov 2, 2016 23:38:19 GMT
I saw from auto-investment a setting for max amount per loan and at the mean time from primary market all available loans' left amount for investment is ranging from 1 to 5 cents. My question:
1. Can I set minimum somewhere in auto investment? I don't want to have 1k 1cent loan....
2. Are there available loans to invest? Tonight is just a special moment that it happen to be no loan available?
|
|
|
Post by buttchopf23 on Nov 3, 2016 6:59:24 GMT
The minimum should be 10 euro as per default setting.
|
|
|
Post by adjure on Nov 3, 2016 21:31:46 GMT
The minimum should be 10 euro as per default setting. Do you know where is this setting, just for curiosity? I found all 12% loans at this moment the amount "available for investment" are between 1 to 5 cents...Hence I am afraid that if I set an auto investment where only a max per loan can be specified, I will then end up holding 1000 units of 1 cent loans.
|
|
vko
Posts: 19
Likes: 2
|
Post by vko on Nov 4, 2016 7:56:38 GMT
The minimum invest is 10 euros, you can't buy 0.01€ investments, at least not on the primary market.Edit: Yeah this was wrong, you CAN buy smaller amounts too, just bought a 0.11€ share yesterday.
|
|
|
Post by buttchopf23 on Nov 4, 2016 10:21:52 GMT
You can, if the residual is lower then 10. so I understand the fear of getting 1cent..
The 10 euro default is in the system, you cant change that. I dont know if ai goes for one cent. At the moment it seems that no ai is working at all.
|
|
ivom
Posts: 13
Likes: 1
|
Post by ivom on Nov 4, 2016 10:35:05 GMT
I think it is like buttchopf23 says that we can invest <10EUR only manually. At least my AI has not picked up any tiny fractions and seems to be working just fine. P.S. Noticed some new loans from cochego (?) - 11% return, look like instalment loans with buyback. anyone has info?
|
|
|
Post by buttchopf23 on Nov 4, 2016 11:59:34 GMT
Those are secured car loans, like mogo i guess
|
|
|
Post by adjure on Nov 4, 2016 19:56:03 GMT
You can, if the residual is lower then 10. so I understand the fear of getting 1cent.. The 10 euro default is in the system, you cant change that. I dont know if ai goes for one cent. At the moment it seems that no ai is working at all. AI for 10% loan is working fine but my filter for 12% Sweden loan has 0 match for many days. And with my manual search, I only found 1-5 cent to invest.... I just credit the money and cannot invest a penny (well 10 euro, I meant) this is not very encouraging... As for the loans organizer, I found Sweden organizer have very few share 5%? in the total loan while Spain organizer have 40%... is this always like that? Are you the owner of www.p2phero.com? Very nice blog...thanks...it is just I have to google translate it...
|
|
|
Post by buttchopf23 on Nov 4, 2016 20:13:50 GMT
Yes, I read a lot about ai's not working on viventor. I guess there is too much demand (mintos exits etc), to keep all ai's busy. Or they may be heavily skewed towards bigger investors. Just guessing, but I am generally surprised how many platforms having problems with their ai.
Yes, I am the owner of p2phero.com. thank you, I'm trying to deliver good content, as I believe p2p has potential and more people should be aware about that. Especially given the low to negative interest rates.
I am thinking about writing some posts in english or create a second one only with english content.
|
|
|
Post by adjure on Nov 4, 2016 21:31:01 GMT
Yes, I am the owner of p2phero.com. thank you, I'm trying to deliver good content, as I believe p2p has potential and more people should be aware about that. Especially given the low to negative interest rates. I am thinking about writing some posts in english or create a second one only with english content. I read your post too late that I cannot share bonus of mintos, but maybe later estguru we can share.(I was watching a show "Shark Tank" from USA, there was a guy proposed similar fund raising to Sharks, successful business man/women. One real-estate expert directly pointed this is a terrible trick to cheat for investors money because in real-estate the project and ppl who manage it have critical influence on the long term effect of the investment. But anyway, the Pound bounced, I have faith to UK folks. I will probably do it soon for smallest amount among all other p2p platforms though.) BTW. For such good contents you have, I would say you stream line them a bit, I do not know if it is possible in blogs, for instance, each platform will have its own history stream and critical take away to ease of access or even comparing. And Make a general bonus sharing post (all platform benefits in one) on top always to explain the benefits. Make your blog one stop shop for p2p financial advisory. Contact platform to get extra bonus if you introduce them. Keep up the good work!
|
|
|
Post by buttchopf23 on Nov 4, 2016 22:41:01 GMT
thanks for your comments, really appreciated, great input. I was thinking some time ago about the bonus page, but I didn't write it because my first goal is to inform and advise people about p2p. but I will give a rethink. what I want to avoid is, that people get the impression that my blog is about monetarisation, which is really not my primary goal.
just contact me if you want to join a platform, even if there is refer a friend, I might participate in their affiliates, happy to share that with you. for payments to uk, check out the article about currencyfair on my blog.
|
|
vko
Posts: 19
Likes: 2
|
Post by vko on Nov 5, 2016 10:30:35 GMT
The Viventor AI most definately is not working. There have been plenty of Swedish and Spanish loans available in primary market that have not been bought by the AI for me, had to do it manually. I've had some pretty serious cash drag due to this.
|
|
|
Post by toms viventor on Nov 5, 2016 11:22:50 GMT
Hi,
A couple of comments to clarify:
1) AI is working fine. As it was pointed out, it is a matter of demand. Another reason you may catch a moment of loans being out there, but your AI not picking them up is the loan batch has just been added. Given the amount of investors, plus quite a few of them having several AI portfolios set up, the process takes a while. We are now working on optimising that, but this will likely come as a Christmas gift. Lastly, AI algorithm is very simple: it currently looks at the longest waiting time.
2) ViaConto's loans have been coming in at a limited supply, and the demand for those is especially high. We are in works of adding more loan types and potentially geographies from them, but it is also a matter of time.
3) AI won't pick up loans below 10 EUR, as it was also mentioned on this thread.
Tom
|
|
|
Post by scooper on Nov 8, 2016 8:34:40 GMT
I can confirm that the AI is not working for me. It ran fine for months. But last two weeks no investments have been made automatically. Just now I had a few hundred euro's in my portfolio, and enough loans available on the primary market (as there is every morning). When I edit and save my autoinvest, it gets invested directly (apparently the queuing does not fully work as toms viventor described). Maybe new auto-invests get pulled in front of the queue.
Hopefully Viventor can look into this.
|
|
|
Post by yoica on Nov 8, 2016 8:46:23 GMT
Personally I haven't had any issues. Auto invest (Re)investments are generally done the same day or at worst within 3 days.
|
|