Like this morning. Loads of short-term spanish loans available at the primary market. My portfolio had 700 euro's just laying around, but auto-invest did nothing. After a manual edit/save of my auto-invest, it gets invested all at once.
There are simply no loans with higher return (11% or 12%) to invest at this moment.
I did state 'at worst 3 days'
Of course there need to be available loans that meet your auto-invest parameters otherwise it won't work. Scooper is saying his auto-invest doesn't work even when there are loans that match his parameters.
1) AI is working fine. As it was pointed out, it is a matter of demand. Another reason you may catch a moment of loans being out there, but your AI not picking them up is the loan batch has just been added. Given the amount of investors, plus quite a few of them having several AI portfolios set up, the process takes a while. We are now working on optimising that, but this will likely come as a Christmas gift. Lastly, AI algorithm is very simple: it currently looks at the longest waiting time.
2) ViaConto's loans have been coming in at a limited supply, and the demand for those is especially high. We are in works of adding more loan types and potentially geographies from them, but it is also a matter of time.
3) AI won't pick up loans below 10 EUR, as it was also mentioned on this thread.
you say "AI won't pick up loans below 10 EUR" but what is with manual invest? What are these loan parts of less than 10 eur good for?