tomtom
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Post by tomtom on Feb 8, 2017 11:14:23 GMT
I know full details on how the pre-funding are still not been tabled so my questions might be premature but what happens if the pre funding is greater than the loan ammount how is the loan distributed bottom up or will the prefunding close when the full loan ammount is received/
Tomtom
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Post by Collateral Rep on Feb 8, 2017 11:14:24 GMT
Hi tomtom, You'll be able to alter the amount up to the pre-fund limit. Many thanks, Gordon
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tomtom
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Post by tomtom on Feb 8, 2017 11:19:34 GMT
Thanks Gordon, but what happens if you decide to reduce your pre funding ( I have pre-funded the first loan to £100 then tried to remove the ammount and nothing happened) or am I jumping the gun again?
I think this is a very good idea and should help a lot of people who have slow pc skills. Like me!!
Tomtom
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Post by onion12 on Feb 8, 2017 12:17:41 GMT
Hi collateral rep i prefunded the full 100 when loan goes live do I have to wait 3 hrs to fund more or can I bid at go live another 100 ?
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pauls
Posts: 68
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Post by pauls on Feb 8, 2017 13:02:05 GMT
I like the concept of pre funding, thanks for implementing. I pre-funded an amount and sent funds. How can I see where my pre-funded loan amounts are? I may loose track :-(
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Post by Collateral Rep on Feb 8, 2017 13:04:59 GMT
Hi pauls, The pre-fund shows in My Live Loans. Many thanks, Gordon
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mike
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Post by mike on Feb 8, 2017 13:56:05 GMT
I know full details on how the pre-funding are still not been tabled so my questions might be premature but what happens if the pre funding is greater than the loan ammount how is the loan distributed bottom up or will the prefunding close when the full loan ammount is received/ Tomtom And the answer to this question is?
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Post by sannytwist on Feb 8, 2017 14:07:05 GMT
Has changes been implemented. I just logged in and everything seems the same for me under 'my live loans' tab
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star dust
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Post by star dust on Feb 8, 2017 14:09:03 GMT
Collateral Rep , I’ve just received your email, which is rather scarce on the detail. Can you clarify whether the pre-fund amount has a cap below the total loan amount? If it's possible for these loans to ‘sell out’ or become fully funded through pre-fund then all you will have achieved is to move the go-live date/time FFF to the time it appears in the pipeline, and if that isn’t followed immediately or simultaneously or better still pre-announced with an email people will miss out. I wonder how many knew that pipeline loans have been quietly filling up this morning?
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Post by richardthe4th on Feb 8, 2017 14:21:14 GMT
Sorry everyone, I'm not getting this at all.
For tomorrow's loans If I only want to bid up to £100 I can bid that right now (and presumable I get my hundred quids worth)
For any more I have to wait until bidding starts when I can bid up to another £100, assuming the loan hasn't filled.
This being the case presumably there's no particular advantage between bidding now, or one minute before the pretending finishes. Or is there?
++++ Edit ++++
I think I might have answered my own, and possibly the previous poster's question.
I bid £100 and got a message saying that I have a confirmed investment (or words to that effect)
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Post by cfulcapt on Feb 8, 2017 19:02:35 GMT
Will prefunding require funds to be immediately available witin the account or will a grace period of 24hrs be in place to allow funds to be added similar to other platforms?
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n
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Yet another Nick
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Post by n on Feb 8, 2017 19:12:10 GMT
Will prefunding require funds to be immediately available witin the account or will a grace period of 24hrs be in place to allow funds to be added similar to other platforms? It won't let you prefund if the money isn't in your available balance - just tried it.
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oldtimer
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Post by oldtimer on Feb 8, 2017 19:12:13 GMT
Will prefunding require funds to be immediately available witin the account or will a grace period of 24hrs be in place to allow funds to be added similar to other platforms? You need to have the funds in your account before you can prefund
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Post by cfulcapt on Feb 8, 2017 19:20:47 GMT
OK thanks OT & N, nice improvement but not the flexibility to be able to add funds once your allocation has been confirmed.
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n
Member of DD Central
Yet another Nick
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Post by n on Feb 9, 2017 9:49:06 GMT
OK thanks OT & N, nice improvement but not the flexibility to be able to add funds once your allocation has been confirmed. You can add to your prefund during the prefund period as many times as you like provided you have un-allocated funds and you do not exceed the prefund limit. For example, I just added the £2 returned to me from the loans paid back this morning to my original £74 prefund for the bling.
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