agent69
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Post by agent69 on Jan 13, 2017 18:21:07 GMT
For those that don't see the email and, given the (comparative) short notice, may appreciate the heads-up... You had my interest until second charge
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agent69
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Post by agent69 on Jan 13, 2017 18:27:52 GMT
So you didn't get to the 77% LTV, then.... If it was 27% I might have taken notice. Second charge on a property ... no way jose
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ben
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Post by ben on Jan 13, 2017 20:38:45 GMT
Normally avoid 2nd charges to but with it being amortising I will give it a look.
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New Loan
Jan 13, 2017 20:40:18 GMT
via mobile
Post by wickedxuk on Jan 13, 2017 20:40:18 GMT
Normally avoid 2nd charges to but with it being amortising I will give it a look. and it's 14% to reflect the risk. Worth doing some DD before discounting I think.
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hazellend
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Post by hazellend on Jan 13, 2017 20:47:05 GMT
I wondered if the 1st charge mortgage was a repayment mortgage which would reduce LTV?
Also, ABL rate have previously done loans where the first charge cannot claim any more than than their debt including charges involved in selling the asset.
Given it is an amortising loan, if it doesn't go tits up straight away the LTV will improve over the first year.
I'll probably take a decent bite out of this one. Either 1.5% or 3% of my P2P stash depending on what the loan looks like.
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blender
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Post by blender on Jan 13, 2017 21:04:21 GMT
I think I will judge it when I have seen the proposal, and have listened to what others say after having seen the proposal. I am very pleased to see a new loan, at 14%.
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fasty
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Post by fasty on Jan 14, 2017 0:54:11 GMT
I think I will judge it when I have seen the proposal, and have listened to what others say after having seen the proposal. I am very pleased to see a new loan, at 14%. Indeed, could be somewhere to put my growing pool of cash slowly seeping out of FC loans, especially as their loan requests have dried up.
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blender
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Post by blender on Jan 16, 2017 17:11:17 GMT
So, where is this loan? Maybe I can't see it because I didn't get the email.
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SteveT
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New Loan
Jan 16, 2017 17:28:02 GMT
via mobile
Post by SteveT on Jan 16, 2017 17:28:02 GMT
So, where is this loan? Maybe I can't see it because I didn't get the email. A further email was promised when its launch time was known ...
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fasty
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Post by fasty on Jan 16, 2017 17:28:09 GMT
So, where is this loan? Maybe I can't see it because I didn't get the email. Indeed. I made a small deposit earlier in eager anticipation, but may just as eagerly pluck it out again!
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stevio
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Post by stevio on Jan 16, 2017 17:32:20 GMT
So, where is this loan? Maybe I can't see it because I didn't get the email. Indeed. I made a small deposit earlier in eager anticipation, but may just as eagerly pluck it out again! Some installments burning a whole in my pocket Maybe find its way into some MT Supercars if not quick ablrate
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blender
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Post by blender on Jan 16, 2017 22:23:53 GMT
Good things are worth waiting for. Thanks for the info about the other email, but I will probably not get that.
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r1200gs
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Post by r1200gs on Jan 17, 2017 9:58:55 GMT
No email here, either.
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Post by ablrate on Jan 17, 2017 11:04:04 GMT
Hmmmm
One was sent out last night..
I will have it resent - maybe something was up... on the line to the developers now!
Regards Ablrate
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paulgul
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Post by paulgul on Jan 17, 2017 11:08:11 GMT
Just for the record, i didn't receive the email yesterday but I've just got the one sent this morning
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