adrianc
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Post by adrianc on Feb 14, 2017 13:34:47 GMT
2 You are certainly BREAKING MOST T&Cs where they state clearly the user must be the named account holder (although some do allow you to submit legal power of attorney); 2. I would not be breaking any T&Cs ? MT's lender Ts & Cs. www.moneything.com/lender-agreement/If we look at it as your wife/partner being the "lender member" (which is what they are, because they've proved their ID to open the account in their name), then there's an argument that they are breaching the term that says don't disclose access to any "third party". Since it's not a joint account, you are not a party to your partner's account. You are a third party. The sanction for that...? Your partner is held responsible for your actions. That's it. Well, yeah. Your partner is not going to say "Oooh, my other half was the one who managed my account, so I should be let off that default", are they...? So, no, I wouldn't worry about that much. The Things (and the management of other sites) are all perfectly well aware that accounts are often managed by family members in perfectly good faith. Disclosure: I look after a couple of (non-MT) P2P accounts for my mother, for whom I don't hold PoA...
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dovap
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Post by dovap on Feb 14, 2017 14:01:56 GMT
poor jimmy gonna go all mumsnet but also the T&Cs of any bank accounts used to fund 'her' account (unless MT are slack and allow funding from another account?)
Clearly it's 'unfair' to use multiple linked accounts to get multiple allocations - which is something MT could do with tackling if oversubscription is and remains an issue. One allocation per 'household/linked' during the rationing period - to the inevitable grumbles of those with plenty on the go
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adrianc
Member of DD Central
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Post by adrianc on Feb 14, 2017 14:19:29 GMT
poor jimmy gonna go all mumsnet but also the T&Cs of any bank accounts used to fund 'her' account (unless MT are slack and allow funding from another account?) Clearly it's 'unfair' to use multiple linked accounts to get multiple allocations - which is something MT could do with tackling if oversubscription is and remains an issue. One allocation per 'household/linked' during the rationing period - to the inevitable grumbles of those with plenty on the go I don't have access to my mother's bank account - she transfers money to the P2P herself. She's not part of my household, either, and I derive no direct benefit from her account.
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Post by Deleted on Feb 14, 2017 14:20:34 GMT
One allocation per 'household/linked' during the rationing period - to the inevitable grumbles of those with plenty on the go Can of worms that, discriminating against families and cohabiting couples...
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Post by Deleted on Feb 14, 2017 14:21:46 GMT
tbh, I have the same attitude to this that I have about SS
A hypercompetitive SM may be bad for buying, but it is *GREAT* for selling... especially if you change your mind about an investment
It makes me more likely to want to invest in the first place if I think there is a good chance I can sell if there is some unforeseen change in circumstances etc
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Post by onion12 on Feb 14, 2017 14:35:36 GMT
You've just got to look to the computer games industry to find that defeating bots isn't going to happen, they've been fighting them for years with whole buildings full of developers. So why not supply the bots? That way everyone will be on a level playing field. So what you are saying is that a bot can put tick in box and pick correct pictures and do puzzles?
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jamesc
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Post by jamesc on Feb 14, 2017 14:58:43 GMT
poor jimmy gonna go all mumsnet but also the T&Cs of any bank accounts used to fund 'her' account (unless MT are slack and allow funding from another account?) Clearly it's 'unfair' to use multiple linked accounts to get multiple allocations - which is something MT could do with tackling if oversubscription is and remains an issue. One allocation per 'household/linked' during the rationing period - to the inevitable grumbles of those with plenty on the go who the are you calling jimmy !
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hazellend
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Post by hazellend on Feb 14, 2017 18:09:04 GMT
I sold some this afternoon, including CS pawn loans, luton and lambo countach.
The loans were all sold within about 2 seconds. (3.7k total)
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Post by GSV3MIaC on Feb 14, 2017 19:40:46 GMT
The stuff put on the market at 18:05 stuck around for 20 or 25 minutes, so I guess your offering was rather earlier. The vultures usually circle in droves at 16:00 +/- a few minutes, although today's PM offering was never going to generate a lot of 'sell something else to buy it', because a) the rate was low (by MT standards) and b) many people already had their fill.
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Post by Deleted on Feb 14, 2017 20:14:40 GMT
Yeah, when i've been selling recently, sometimes its taken seconds, sometimes hours When I'm a seller, I prefer seconds
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Post by sannytwist on Feb 16, 2017 10:20:00 GMT
a***3 is definitely using a bot/script, picks up the majority of 12% loans that come on to the secondary market in a fraction of a second. Agreed, this user should def be investigated and cautioned without a doubt he is using some sort of script/bot.
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n
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Yet another Nick
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Post by n on Feb 16, 2017 10:48:18 GMT
a***3 is definitely using a bot/script, picks up the majority of 12% loans that come on to the secondary market in a fraction of a second. Agreed, this user should def be investigated and cautioned without a doubt he is using some sort of script/bot. Of course if * could be a-z, A-Z, 0-9 there are 36^3 (that is 238,328) possible combinations so maybe more than 1 user!
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johni
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Post by johni on Feb 16, 2017 15:01:44 GMT
Just took a look at todays action on secondary market a***3 £175.00 16/02/2017 14:39:22 a***3 £150.00 16/02/2017 14:33:05 a***3 £150.00 16/02/2017 14:32:34 a***3 £150.00 16/02/2017 14:30:49 a***3 £125.00 16/02/2017 14:30:27 a***3 £42.00 16/02/2017 14:29:11 a***3 £8.00 16/02/2017 14:25:46 a***3 £95.00 16/02/2017 14:24:18 a***3 £1,000.00 16/02/2017 14:21:28 a***3 £1,323.00 16/02/2017 10:47:06 a***3 £45.00 16/02/2017 09:22:07 a***3 £1,600.00 16/02/2017 09:20:10 only looked at some 12 and 13% loans could be more but definately has a fast finger!
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Post by markp2p on Feb 16, 2017 19:35:34 GMT
Something definitely needs to be done about this. That user is making it impossible for anyone without a bot to pick something up on the secondary market.
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mtb9
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Post by mtb9 on Feb 16, 2017 19:41:41 GMT
I totally agree, it's hard to be objective about this when its so blatant and unfair to others who want to pick up bits on the SM, c'mon Ed/MT actions needs to be taken before credibility is lost.
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