archie
Posts: 1,838 
Likes: 1,842
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Post by archie on Mar 3, 2017 7:49:16 GMT
Recent loans have lasted more than 24 hours so being online at 4pm shouldn't be an issue.
People getting more than one allocation by running multiple accounts is.
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mtb9
Posts: 48
Likes: 35
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Post by mtb9 on Mar 3, 2017 8:06:42 GMT
I totally agree with archie, the last few loans have lasted more than 24hrs with people having the chance to bid over £2,000 within 24hrs. In my view that's because bid limits have been set at sensible levels and the previous IT issues addressed therefore taking away the need for everyone to have access to a computer at 4pm...surely that's what most of us want?
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Post by scoobydoo on Mar 3, 2017 10:55:23 GMT
I also don't see the need for prefunding in the current situation. The bid limits are working at the moment so why change to a worse system until absolutely necessary. I think if prefunding leads to a stage where lenders get less than £100-£200 per loan it will put off a lot of investors.
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bramhall17
Member of DD Central
Posts: 88
Likes: 148
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Post by bramhall17 on Mar 3, 2017 12:38:37 GMT
Me too. Being on-line at 4pm might be different but it not practical for me very often. Plus when I do it can be frustrating and pointless as the balance can go in a flash.
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Post by GSV3MIaC on Mar 3, 2017 15:54:39 GMT
I also don't see the need for prefunding in the current situation. The bid limits are working at the moment so why change to a worse system until absolutely necessary. I think if prefunding leads to a stage where lenders get less than £100-£200 per loan it will put off a lot of investors. I fail to see why you think pre-funding would/will lead to any different allocation than having Ed set the maximum bid limit low enough that everyone who wants some can get some in the first 24 hours? If there's £200k available and 1000 people want a piece, then it's £200 each, or a mad scramble at 4pm with some folks getting nowt .. pick (and if the latter, why would that be fair?). The £200 is driven by how many people want some, not by whether they get it by asking ahead of time (prefunding) or after time (current system).
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Post by woodyalan on Mar 3, 2017 16:28:37 GMT
Probably would be less of a problem if there were more loans to go for.
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