p40l0m4r
Member of DD Central
Posts: 63 
Likes: 16
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Post by p40l0m4r on Apr 2, 2017 9:59:38 GMT
I think this improvement, with the distribution of the loans by filter, is just awesome.
You could have an idea in few seconds of the situation in the market at the moment and this give you the possibility to make your decisions much more quickly than ever.
I'm pretty confident to say Mintos is the best benchmark at the moments in EUR sites for those tools.
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marsu
New Member
Posts: 4
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Post by marsu on Apr 4, 2017 6:39:35 GMT
I absolutely agree but sadly it is also the site aiming for the lowest interest rates at the moment.
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Post by nesako on Apr 4, 2017 7:32:34 GMT
I absolutely agree but sadly it is also the site aiming for the lowest interest rates at the moment. I have to agree... cannot get anything above 11.1% with under 12M term for the last 2 months. I even have 5% money uninvested since short term deals seem to have all been drained out... longer term is not attractive due to stupid 1% SM sell charge, so for quick exit you would need to take a loss
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Post by buttchopf23 on Apr 4, 2017 8:28:43 GMT
True, but lots of the longer loans get buybacked early, so I take my chances  |
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Post by red_panda on Apr 4, 2017 20:47:08 GMT
I love Mintos solely for the reason of its maturity and ever growing list of LOs, which in a sense allows me to diversify my risk easily. Yes, the dropping rates are evident, but for now I still manage to be invested in 12% average with no idle money. The only thing that's really a low for me is the quality and periodicity of updates from certain LOs for Defaulted or 60+d loans. There is one loan that I have still flagged as 60+d even though it should have long been defaulted and with the last update from January saying " "Client has cashflow problems. Next payment planned in February." excuse me, but it's April.
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