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Post by nellerdk on May 30, 2017 18:20:35 GMT
As a Mintos investor, how many different loans do you own?
I am new to Mintos and would like to hear what kind of strategy you guys have in terms of amount of loans and thus spreading your risk.
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Post by yoica on Jun 1, 2017 9:11:07 GMT
I only invest via autoinvest in loans with BuyBack and 11+% interest. I aim for having ~100 loans at any time so I adjust my amount per loan to account for any increase or decrease in the value of my account.
Currently I have 107 loans out.
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Post by capscarlet on Jun 21, 2017 7:33:17 GMT
I use auto-invest with a maximum of €100 per loan, buy-back only and interest > 10%.
Currently I have 192 loans
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kulerucket
Member of DD Central
Posts: 336 
Likes: 93
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Post by kulerucket on Jun 21, 2017 8:31:22 GMT
260 and climbing. Mostly I always take the minimum and use 10-20EUR per loan. I only increase the amount if I want to snag a rare loan. I see no reason to increase the amount while there are enough loans to fill my autoinvestors. IMO the more the merrier.
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Post by mopcku on Jun 21, 2017 22:16:39 GMT
I think the right question in a platform with buyback should be not "how many different loans" but "how many different originators"...
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Post by petebutt43 on Jun 25, 2017 7:42:06 GMT
Hundreds.
1. ALWAYS with buyback
2. 11%+
3. Primary Market Minimum 10E only ( unless VERY special)
4. Set up a filter to your liking
6. On a daily basis hoover up loose change and put it on the secondary market with the same criteria at PAR or DISCOUNT, never at a premium. This will maximise income.
7. Don't be tempted to go for the high roller loans! The return will end up less than the method laid out above
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Post by oktaeder on Jun 25, 2017 10:34:01 GMT
Over all platforms about 10k loans, most from bondora. Mintos 150.
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Post by nellerdk on Jun 25, 2017 21:58:03 GMT
Hundreds. 1. ALWAYS with buyback 2. 11%+ 3. Primary Market Minimum 10E only ( unless VERY special) 4. Set up a filter to your liking 6. On a daily basis hoover up loose change and put it on the secondary market with the same criteria at PAR or DISCOUNT, never at a premium. This will maximise income. 7. Don't be tempted to go for the high roller loans! The return will end up less than the method laid out above thanks. I am only investing with buyback guarantee :-)
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Post by mopcku on Jun 26, 2017 14:21:09 GMT
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Post by thep2pinvestor on Jun 26, 2017 16:47:30 GMT
Yes you are right. But still, it's better to have 200 loans at 5 Eur @ Eurocent rather than 1 loan @ 1000 Eur.
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Post by nellerdk on Jun 26, 2017 17:58:12 GMT
Hundreds. 1. ALWAYS with buyback 2. 11%+ 3. Primary Market Minimum 10E only ( unless VERY special) 4. Set up a filter to your liking 6. On a daily basis hoover up loose change and put it on the secondary market with the same criteria at PAR or DISCOUNT, never at a premium. This will maximise income. 7. Don't be tempted to go for the high roller loans! The return will end up less than the method laid out above why don't you use autoinvest? your section 6. seems to be unnecessary.
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