skippyonspeed
Some people think I'm a little bit crazy, but I know my mind's not hazy
Posts: 787 
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Post by skippyonspeed on Jun 23, 2017 14:40:48 GMT
Just checked my above account, According to my spreadsheet overnight interest has not yet been added.
I have noticed it is taking increasingly longer to complete the cycle as the no. of live loans increases. However, I believe nothing has accrued as yet, the total normally goes up slowly during the cycle.
What doesn't help is the fact that #199, which was recently moved to the "Repaid" page, still owes some interest and I think the loan should be put back in our "Loan Books" until ALL monies are paid, and not just the principal.
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mikeb
Posts: 1,052
Likes: 463
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Post by mikeb on Jun 23, 2017 16:43:01 GMT
For accuracy: It was credited on a few loans, but too few to be bothered considering that it had worked at all.
When checking it, I will just do it as "2 days" worth tomorrow, if they run the MLIA interest overnight this time.
There was another failure the other day, about 7-8 loans didn't get updated.
As to the disappeared loan, yes -- pretending it's "Repaid" when it isn't has messed up my accrued interest totals too, as the amount accrued which is still owing has been removed from the headline "Accrued total".
Of course such still-owed money should appear somewhere, but if it did, we'd still be able to see how much we are still owed from the pre-drawdown interest (on multiple loans) from 2014 that still hasn't been paid, chased, written off or otherwise acknowledged since Andrew Holgate failed to provide the promised update and close-off/explanation on these in January 2017.
Account totals are already messed up enough due to the Rub**** shambles (ongoing for over a week).
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skippyonspeed
Some people think I'm a little bit crazy, but I know my mind's not hazy
Posts: 787
Likes: 424
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Post by skippyonspeed on Jun 23, 2017 16:59:00 GMT
For accuracy: It was credited on a few loans, but too few to be bothered considering that it had worked at all. When checking it, I will just do it as "2 days" worth tomorrow, if they run the MLIA interest overnight this time. There was another failure the other day, about 7-8 loans didn't get updated. As to the disappeared loan, yes -- pretending it's "Repaid" when it isn't has messed up my accrued interest totals too, as the amount accrued which is still owing has been removed from the headline "Accrued total". Of course such still-owed money should appear somewhere, but if it did, we'd still be able to see how much we are still owed from the pre-drawdown interest (on multiple loans) from 2014 that still hasn't been paid, chased, written off or otherwise acknowledged since Andrew Holgate failed to provide the promised update and close-off/explanation on these in January 2017. Account totals are already messed up enough due to the Rub**** shambles (ongoing for over a week). Thx Mike for your response I thought I may be loosing my marbles, but they are still in a bowl in the kitchen! 
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ianj
Member of DD Central
Posts: 654
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Post by ianj on Jun 23, 2017 17:04:38 GMT
Of 94 of my MILA loans where no interest was paid between yesterday at 06:16 and today at 09:44, 17 had accrued interest increased, while the remainder were unchanged. As of 17:47 I have 1 more loan showing an accrual increase since this morning's download.
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dermot
Member of DD Central
Posts: 862
Likes: 517
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Post by dermot on Jun 23, 2017 22:19:49 GMT
Not only is something odd happening with interest, but the site seems to be suffering a massive slow down generally - I've had buy requests in the MLIA since yesterday for loans that are available but with no result.
Are the huge number of infinitesmally small transactions generated by the shrapnellator bringing the system to its knees?
I guess we'll see if any interest appears in 41 minutes or so.
In addition, 500 quid has just been repaid from the promotional 30DAA to my cash account - strange thing is, I don't recall setting up a request to do that, bearing in mind I have cash in the standard 4.25% version which I would have drawn down first.
I *suppose* it could be my error, but seems a damn silly one if so.
Each morning, I'm used to seeing the sum of my total investment and accrued interest go up by a bit under a tenner; recently, it went down by a couple of quid and then stayed the same for a day.
Beginning to suffer a bit of a crisis of trust in the platform ...
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skippyonspeed
Some people think I'm a little bit crazy, but I know my mind's not hazy
Posts: 787
Likes: 424
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Post by skippyonspeed on Jun 23, 2017 23:23:46 GMT
Not only is something odd happening with interest, but the site seems to be suffering a massive slow down generally - I've had buy requests in the MLIA since yesterday for loans that are available but with no result. Are the huge number of infinitesmally small transactions generated by the shrapnellator bringing the system to its knees?I guess we'll see if any interest appears in 41 minutes or so. In addition, 500 quid has just been repaid from the promotional 30DAA to my cash account - strange thing is, I don't recall setting up a request to do that, bearing in mind I have cash in the standard 4.25% version which I would have drawn down first. I *suppose* it could be my error, but seems a damn silly one if so. Each morning, I'm used to seeing the sum of my total investment and accrued interest go up by a bit under a tenner; recently, it went down by a couple of quid and then stayed the same for a day. Beginning to suffer a bit of a crisis of trust in the platform ... The worst case I've had was when I got a quids worth of a loan........yep! in 1p parts.......I assume there was 100 entries in my account report as it was spread over many. many pages.......or, would it have been 200 entries!!!!!
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skippyonspeed
Some people think I'm a little bit crazy, but I know my mind's not hazy
Posts: 787
Likes: 424
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Post by skippyonspeed on Jun 23, 2017 23:36:03 GMT
No change yet..........it might be time for AC to upgrade from the ol' 486 to a Pentium!!!!  |
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gibmike
Member of DD Central
What is a cynic? A man who knows the price of everything and the value of nothing.
Posts: 255
Likes: 159
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Post by gibmike on Jun 24, 2017 7:06:22 GMT
I "think" I am missing imterest of roughly 1.5 days so far as nothing has changed today regarding my interest balance. Mike <iframe style="height: 360px;">
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Post by ika88 on Jun 24, 2017 7:14:59 GMT
Not only is something odd happening with interest, but the site seems to be suffering a massive slow down generally - I've had buy requests in the MLIA since yesterday for loans that are available but with no result. I've had the same issue, funds waiting since Thursday on MLIA against loans with large instant investment totals. I called AC yesterday, they said to wait a couple of hours & all should be fine. Still no change this morning. I've now withdrawn & invested into GBBA as it's showing no signs of sorting! Very frustrating.
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jonah
Member of DD Central
Posts: 2,031
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Post by jonah on Jun 24, 2017 9:06:47 GMT
The site seems to be doing a go slow, interest not accruing, loan 500 announced on email but not showing and buy orders not processing.
That said, no money is missing*, the loans are as secured as they were previously, some interest and capital flows are still happening... I suspect that the IT department needs to restart a stuck process or two, so worst case they should get better on Monday.
* I'm assuming that the missing accrued interest will catch up, which I'm pretty confident will happen.
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dave2
Member of DD Central
Posts: 170
Likes: 160
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Post by dave2 on Jun 24, 2017 9:13:58 GMT
Same problems here, - My interest accrual figures don't make sense this morning,
- No purchases processed in my MLIA over the last day, despite availability.
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dermot
Member of DD Central
Posts: 862
Likes: 517
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Post by dermot on Jun 24, 2017 9:16:32 GMT
Not only is something odd happening with interest, but the site seems to be suffering a massive slow down generally - I've had buy requests in the MLIA since yesterday for loans that are available but with no result. I've had the same issue, funds waiting since Thursday on MLIA against loans with large instant investment totals. I called AC yesterday, they said to wait a couple of hours & all should be fine. Still no change this morning. I've now withdrawn & invested into GBBA as it's showing no signs of sorting! Very frustrating. Did anything get actively invested in GBBA at all?
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gibmike
Member of DD Central
What is a cynic? A man who knows the price of everything and the value of nothing.
Posts: 255
Likes: 159
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Post by gibmike on Jun 24, 2017 13:42:13 GMT
Someone needs to kick the box or pour coffee into the little holes at the front. Always works for me.
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skippyonspeed
Some people think I'm a little bit crazy, but I know my mind's not hazy
Posts: 787
Likes: 424
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Post by skippyonspeed on Jun 24, 2017 13:47:01 GMT
Someone needs to kick the box or pour coffee into the little holes at the front. Always works for me. Perhaps it logged itself out due to a period of inactivity!!!!  
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sqh
Member of DD Central
Before P2P, savers put a guinea in a piggy bank, now they smash the banks to become guinea pigs.
Posts: 1,426
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Post by sqh on Jun 24, 2017 21:25:41 GMT
Maybe the system has just come back to life. Loan #327 just went from £0 available to >£1.5m available.
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