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Post by nellerdk on Jul 11, 2017 13:41:10 GMT
hi guys.
In overall terms, in which category do you have the most losses / bad debt?
AA
A
B
C
D
HR
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JamesFrance
Member of DD Central
Port Grimaud 1974
Posts: 1,317 
Likes: 893
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Post by JamesFrance on Jul 11, 2017 15:58:56 GMT
HR, but they were not rated as such when I made the loans and usually had the best A1000 rating when I invested.
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Post by coolrunning on Jul 12, 2017 6:34:19 GMT
hi guys. In overall terms, in which category do you have the most losses / bad debt? AA A B C D HR Do you mean as a % of investments, or absolute numbers?
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Post by rahafoorum on Jul 12, 2017 11:00:33 GMT
hi guys. In overall terms, in which category do you have the most losses / bad debt? AA A B C D HR Do you mean as a % of investments, or absolute numbers? Number of loans or EUR?
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Post by gmaxkenny on Jul 12, 2017 11:08:37 GMT
Do you mean as a % of investments, or absolute numbers? Number of loans or EUR? Do you mean only those from the new rating system or the old rating system that were reclassified to the new rating system?
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Post by Butch Cassidy on Jul 12, 2017 18:46:20 GMT
Overall Bad debt approx. Eur3350 but as previously stated the risk bands have been reformulated over time, most A1000's dumped into HR, but here are the current % for you;
AA - 0.5
A - 2
B - 6
C - 8
D - 21 E - 10 F - 13
HR - 39.5
My portfolio was all manually bought over 3 years mainly from PM when that was still possible, no new investments for last 18 months, a few defaulted ones sold on SM.
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Post by nellerdk on Jul 12, 2017 19:24:45 GMT
My question is about losses, in a loan category, as a percentage of total losses. For example:
Total losses total 100%
HR: 70%
D: 30%
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