Stonk
Stonking
Posts: 735
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Post by Stonk on Aug 7, 2017 17:41:10 GMT
Are RS playing with fire here.... Filling up to 4.9%, and never noting that in "Last Matched Rates" (I refreshed the screen every few seconds while they were doing it). And then stopping to let automatches slowly re-fill down to the claimed Last Match rate of 4.1%. That seems fairly naughty to me. Especially when there is a loan queue of 800k, and a investor queue (even up to 10%) of only 500k, at 4pm I can confirm they definitely did display a Last Matched Rate at both 4.8% and 4.9%. It was only for a small handful of seconds, and then it was back down at 4.1%. At 18:16, the displayed Last Matched Rate was 5.0%, and the "rate to lend right now" was 4.8%.
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oldgrumpy
Member of DD Central
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Post by oldgrumpy on Aug 7, 2017 19:46:41 GMT
Oh bum! I was so busy on the amazing MT due diligence soap-opera (Paisley) that I totally forgot to check in during the afternoon to adjust, so I languished on (but achieved) just 4.6%.
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ding
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Post by ding on Aug 7, 2017 21:47:34 GMT
Requested and got matched today at 4.9%. Previously I would get 1-3 loans, this time I have 17 with 5 different due-dates Noticed when the market was at 4.2%, someone dropped £100k at 4.0%
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TheDriver
Member of DD Central
Slightly bonkers
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Post by TheDriver on Aug 8, 2017 4:28:13 GMT
My 4.8 went at 4.45, for a full month term. It will be interesting to see how long it actually stays lent out, or gets repaid within days!
At least my 4.6 from last week is still lent out.
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robski
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Post by robski on Aug 8, 2017 5:59:10 GMT
Only £1M rolled over today and you can match at 4.2% so if like me your happy with that you can match and forget today
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Post by yorkman on Aug 8, 2017 6:40:01 GMT
I WAS happy with my 4.2% I got this morning on a couple of hundred in Rolling...until the next reported match was 4.9%!!
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Post by fiatlender on Aug 8, 2017 8:14:09 GMT
Had a nibble for a few k at 4.6% just now.
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oldgrumpy
Member of DD Central
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Post by oldgrumpy on Aug 8, 2017 8:31:26 GMT
Shot myself in t'foot! Stuck in my repayment bit at 4.5%, and it's gone within quarter of a hour;could have got 4.7%!
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m2btj
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Post by m2btj on Aug 8, 2017 9:56:57 GMT
I logged in at 10.10am & the Rolling Market was offering 5.9%! I couldn't believe my eyes & decided to make an investment by card. Before I had the chance to grab the rate it had changed to 4.7% with just £40k of borrowers. It's now down to 3.4%....I shall watch it closely tomorrow with debit card in hand!
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robski
Member of DD Central
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Post by robski on Aug 8, 2017 10:36:07 GMT
I logged in at 10.10am & the Rolling Market was offering 5.9%! I couldn't believe my eyes & decided to make an investment by card. Before I had the chance to grab the rate it had changed to 4.7% with just £40k of borrowers. It's now down to 3.4%....I shall watch it closely tomorrow with debit card in hand! Loans all basically dried up early today If something big comes in ready to be matched then rates could leap again Basically today the Rolling is low values in borrowing and funding, so could be highly volatile as we have seen already. If people keep undercutting it could be under 3% soon
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TheDriver
Member of DD Central
Slightly bonkers
Posts: 493
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Post by TheDriver on Aug 8, 2017 11:13:15 GMT
I logged in at 10.10am & the Rolling Market was offering 5.9%! I couldn't believe my eyes & decided to make an investment by card. Before I had the chance to grab the rate it had changed to 4.7% with just £40k of borrowers. It's now down to 3.4%....I shall watch it closely tomorrow with debit card in hand! And there's me thinking the match of my monitoring 4.9% bid at 7.45 this morning was good going! It ultimately depends how long before it gets repaid as to whether it is worth getting these high rates, which are intended to only be relatively short term anyway.
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Post by fiatlender on Aug 10, 2017 11:40:04 GMT
12:30pm run pushed rates upto 4.5%. About £40k still available if you are quick.
Edit: All gone at 4.5%. Looked like rates pushed upto 4.7/4.8% briefly after the run if anyone is interested.
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spiral
Member of DD Central
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Post by spiral on Aug 10, 2017 18:00:55 GMT
Was back down below 3% at around 1345.
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robski
Member of DD Central
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Post by robski on Aug 14, 2017 10:13:45 GMT
Normal large rollover today
I've gone with 4.5% but in theory there is no limit as not enough funds to match all the way up!
Got a few K that I was planning to withdraw today as well, leaving that in holding just in case rates go into the high atmosphere when I may decide to match that as well.
Will be interesting to see what they match and when
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Post by fiatlender on Aug 14, 2017 10:39:10 GMT
Normal large rollover today I've gone with 4.5% but in theory there is no limit as not enough funds to match all the way up! Got a few K that I was planning to withdraw today as well, leaving that in holding just in case rates go into the high atmosphere when I may decide to match that as well. Will be interesting to see what they match and when Maximum RS will push rates upto on the 12:30pm matching run (if it happens) will be 4.1%. What happens this afternoon is anyones guess, so you may get filled on your 4.5%.
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