Loan tracker- Average Return available

I thought I would start a thread to keep track on the range of bonds available on Wisealpha and the average rate of return if an equal stake was allocated to each company with the intention to hold to maturity. 

As of 20/8/2017 there are 25 bonds on offer on the platform. These are (in order of maturity date):

Perform Group (NOV 2020)
Premier Foods (JUL 2021)
Debenham (JUL 2021)
Cognita (AUG 2021)
Domestic and General (NOV 2021)
Together (NOV 2021)
Talk Talk (JUL 2022)
Wagamama (JUL 2022)
AA (JUL 2022)
McClaren (AUG 2022)
RAC (NOV 2022)
Garfunkelux (NOV 2022)
Kirs Group (JUL 2023)
Cabot (OCT 2023)
New Day (NOV 2023)
Voyage (NOV 2023)
Garfunkelux (NOV 2023)
Amigo (JAN 2024)
Saga (May 2024)
Ocado (JUN 2024)
AMC (NOV 2024)
Centre Parks (AUG 2025)
Paragon (SEPT 2026)
Virgin Media (MAR 2029)
Tesco (MAR 2042)

Not including Wisealpha Bonds:

AVERAGE MONTHS TO MATURITY: 73
AVERAGE YEARLY RETURN: 5.9% (4.9% inclusive of charges)

Including Wisealpha Bonds:


AVERAGE MONTHS TO MATURITY: 72.5
AVERAGE YEARLY RETURN: 6% (5% inclusive of charges)


For comparison from 2 largest p2p:

Ratesetter: 2.7- 4.8%
Zopa: 3.9-6.1%- projected.