awk
Posts: 275
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Post by awk on Nov 28, 2023 16:08:55 GMT
Got the email, but zero money in the account and no new comments on ‘bad debt’ loans since 2021.
Maybe everyone got the email even if they aren’t getting any new money
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awk
Posts: 275
Likes: 146
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Post by awk on Mar 8, 2023 16:38:24 GMT
And other 5p paid into my account - but, no comment to explain why
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awk
Posts: 275
Likes: 146
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Post by awk on Nov 11, 2022 17:49:35 GMT
Just got another 4p back today on this one - who says there’s a cost of living crisis ?
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awk
Posts: 275
Likes: 146
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Post by awk on Mar 15, 2021 14:05:01 GMT
and another 35p paid out
at this rate, in a couple of years I’ll be able to buy a pint of beer - we just need the pubs to open again
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awk
Posts: 275
Likes: 146
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Post by awk on Aug 12, 2020 15:04:37 GMT
Just got my 5p (I think that’s 3.75p in the £)
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awk
Posts: 275
Likes: 146
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Post by awk on Feb 18, 2020 17:58:19 GMT
Whey hey, didn’t get an email, but another 35p recovery credited on 11Feb2020
Happy Daze
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awk
Posts: 275
Likes: 146
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Post by awk on Oct 30, 2019 7:52:48 GMT
If you had £100 invested, then you will have received £45.50 (45.5%), leaving £54.50 showing as an investment.
if you divide £45.50 by £54.50, you get 0.8348
but, .... you wouldn’t want to do that would you
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awk
Posts: 275
Likes: 146
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Post by awk on Feb 7, 2019 8:08:31 GMT
Trying to be organised for once - a few years ago, knowing that I wouldn’t realise any other CGT liability, I sold just enough shares to realise the full years CGT allowance in the November.
A few days later, there was a takeover bid for another of my share holdings at a big premium which eventually went through in the February, creating a large unplanned CGT liability - wasn’t happy.
So, lesson learnt the hard way - now I only actually sell anything in March
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awk
Posts: 275
Likes: 146
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Post by awk on Dec 9, 2018 9:48:21 GMT
The first repayment was received and distributed in 23Nov, with the promise of 3 more monthly repayments and a final repayment on 31st January 2018 (which I assumed was meant to say 2019).
Never quite made exact sense in terms of dates, but something along the lines of 23Nov, 23Dec, 23Jan and 31Jan ?? Or maybe end of each month ??
Either way, we now appear to be off course again - where’s my next £6.48 ?
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awk
Posts: 275
Likes: 146
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Post by awk on Oct 23, 2018 15:28:52 GMT
Am I dreaming? I thought that I’d just read an update saying that LC had actually recovered some money and it was going to be paid out Honest, I haven’t touched a drop all day
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awk
Posts: 275
Likes: 146
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Post by awk on Jul 30, 2018 9:24:00 GMT
"R3" is showing under REPAID (27.7.18), but not clear what has been repaid
did anyone get anything credited?
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awk
Posts: 275
Likes: 146
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Post by awk on Jul 3, 2018 14:11:59 GMT
Without looking at all the detail, if the previous loan to GDV was 59%, then it will have actually have gone down - the capital repayment was more than 59% of the GDV reduction !
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awk
Posts: 275
Likes: 146
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Post by awk on Jun 27, 2018 15:37:52 GMT
Further to the platform update on Friday 22nd June 2018 please see an important update on DFL012.
Lendy has now received further information from the borrower on their alternative funding source for the remaining build costs of the project. However, Lendy believes the borrower’s proposal would have resulted in an unacceptable change to the risk profile of the loan, and would have resulted in a unsatisfactory outcome for our investors.
Therefore, in line with our regulatory requirements, Lendy has taken the decision to suspend trading of the loan on the secondary market. It has also appointed an administrator over the borrower company.
Please be assured that this decision has not been taken lightly.
The decision follows a lengthy legal process, during which Lendy has been working on a number of options with the borrower to help them continue with the project. Regrettably, Lendy concluded that none were viable for Lendy’s investors.
In light of the latest property valuation, and forecast costs to complete the project, we are hopeful that, following the conclusion of the administrator’s appointment, and disposal of the security property, we will be able to repay all outstanding capital to investors.
We will provide a further update as soon as we have new information.
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awk
Posts: 275
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Post by awk on Jun 21, 2018 8:59:16 GMT
For info;
We now have a number of accounts with HL (ISA, SIPP, FUNDS) and I recently phoned to say that their charging mechanism (% based and tiered) is good for small portfolios, but was uncompetitive for larger portfolios when compared to flat fee accounts. In addition, I pointed out that because we have a number of accounts between us, we were disadvantaged by the tiering which is per account based rather than the overall total, meaning that we paid 0.45% on most of our balances despite having a 7 figure sum between us overall. I said that the service was great, but because of the charging mechanism, we were considering whether to migrate to other platforms.
I was passed to “someone who deals with fees” who defended their charging mechanism as being competitive and pointed out the quality of their service and the discounts they offer on fund fees (both valid points), etc, etc.
However, after this set piece speech lasting a few minutes, he then offered to remove the 0.45% tier for all our accounts and just charge us 0.25% on everything up to £1m per account (this doesn’t impact us!). He said that he would make the change immediately, but it would be reviewed again if we significantly reduced our balances. It was done by the next months interest run.
Clearly, he didn’t just make that up on the spot, it must be a fairly standard offer, if challenged.
Might be worth a go if you have a large portfolio and/or multiple accounts.
Please respond to this post if anyone is successful - it would be interesting to know what the trigger is.
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awk
Posts: 275
Likes: 146
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Post by awk on Jun 4, 2018 12:02:05 GMT
CB just paid
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