benno
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Post by benno on Jan 3, 2017 11:01:55 GMT
Hi
I love the Property Moose website design and dashboard. It really is one of the best features of the platform for me. I like an easy glance at my total investment amount and income received.
However, whats missing is an easy assessment of your annualised return. This gives an idea of the relative performance of your portfolio. Income received (in absolute terms) isn't particularly useful to tracking investment performance, and it prevents me from being able to evaluate whether my PM returns are within the expected range. It could be hand calculated of course, but this is a bit laborious and unnecessary given how reasonably straight froward this should be to implement on PM's side.
Obviously this metric will be a little bit lumpy, as a potentially large amount of total return is expected to come from capital appreciation which will only mature when properties are sold.
Just wondering what other people's thoughts are on this?
Cheers
Benno
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benno
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Post by benno on Mar 3, 2016 8:10:09 GMT
I did recently email Saving Stream about this. They confirmed that they're planning to introduce an ISA, but are currently waiting for some clarifications from the FCA (as are many other platforms as I understand it) benno : When did you receive this email? A couple of days ago
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benno
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Post by benno on Mar 2, 2016 18:03:03 GMT
I did recently email Saving Stream about this. They confirmed that they're planning to introduce an ISA, but are currently waiting for some clarifications from the FCA (as are many other platforms as I understand it)
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benno
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Post by benno on Jan 6, 2016 11:23:27 GMT
There are definitely bots on the SM, I don't think there's much disagreement there. They can't be banned, though. You can quite easily write an automation routine which cannot easily be delineated from a human. Yes... and no. A bot is just "doing what a human does, but faster" - and that, in itself, is a giveaway. Any bot worth running will be easily identifiable from server logs - because it will be refreshing the available loans page constantly and rapidly, in a way no human can sustain. If you really wanted further proof, then you could look for patterns in what that bot was doing when parts came up. That isn't easy though. You need to first study the structure of the different bots you are up against, and construct some sort of classification algorithm which filters real users from (sometimes quite sophisticated) bots. You would need to have an essentially zero false positive rate, as you can't go around banning genuine users for accidentally operating in a way in which your algorithm determines is 'bot like'. Just one false positive ban would probably do more damage to the platform's future than all bots have done cumulatively. On top of this, you would need to maintain and adapt the algorithm over time as the landscape of the bots changes - all whilst maintaining a zero false positive rate. This just isn't feasible, even if Saving Stream added a machine learning expert to their ranks.
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benno
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Post by benno on Jan 4, 2016 16:10:52 GMT
There are definitely bots on the SM, I don't think there's much disagreement there.
They can't be banned, though. You can quite easily write an automation routine which cannot easily be delineated from a human.
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