Sr. Lobo
Member of DD Central
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Post by Sr. Lobo on Oct 20, 2016 17:16:45 GMT
Mail sent to support as it seems they don't participate in the forum. That feature has desapeared in all platforms after web update. Not only mobile ones. Thanks. Would you be kind enough to let us also know what they respond? I'm also interested in the matter. Sure, here it is. ****** Dear Sr. Lobo, Thank you for contacting us. With the new design, we decided to remove this setting for Auto-Invest. It is saved for previously created portfolios, but it is not possible to change it. Since many investors have let us know that they find the function valuable, we are thinking about options either to return the function, or introduce other methods of prioritizing the portfolios. If you have any further questions, please do not hesitate to contact us. ***** I've insisted is not only a matter of prioritizing. It allows more features like reserving a quantity to withdraw and other things. It seems the more of us ask for this feature back the more possibilities we have they react.
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Sr. Lobo
Member of DD Central
Posts: 63
Likes: 17
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Post by Sr. Lobo on Oct 19, 2016 18:15:36 GMT
Mail sent to support as it seems they don't participate in the forum.
That feature has desapeared in all platforms after web update. Not only mobile ones. Thanks.
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Sr. Lobo
Member of DD Central
Posts: 63
Likes: 17
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Post by Sr. Lobo on Oct 18, 2016 17:36:28 GMT
Where does the minimal amount in autoinvest gone? it seems it's still applying for previous portfolios but it is not displayed neither can be changed. Great update, congratulations. If you are looking for the original AutoInvest, it is under My Investments > Auto-Invest Portfolios. Right, the portfolios can be displayed where you indicate but the minimum account amount is not visible nor can be edited. At least in the iPad or Android phone view, have not tried in a PC view yet.
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Sr. Lobo
Member of DD Central
Posts: 63
Likes: 17
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Post by Sr. Lobo on Oct 17, 2016 20:11:25 GMT
Where does the minimal amount in autoinvest gone? it seems it's still applying for previous portfolios but it is not displayed neither can be changed. Great update, congratulations.
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Sr. Lobo
Member of DD Central
Posts: 63
Likes: 17
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Post by Sr. Lobo on Sept 19, 2016 20:22:55 GMT
There must be some problem with the July data in the cash flow. Looking at my investments write-off data it seems there is only few euros stol... "disappeared" from interest of long good payment history borrowers.
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Sr. Lobo
Member of DD Central
Posts: 63
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Post by Sr. Lobo on Sept 19, 2016 20:08:04 GMT
Thank you very much, both of you.
so in July I've got 90 of 150 planned interest and around 74 € write-off. The interest received is aligned with other months But received interest plus write-off exceed planned interest. So I think I don't understand what a write-off is... I thought that was a commission to the DCA detracted from the interests paid by the borrower. But that don't compute to me in July. Do they apply and additional fee to the borrower?
Other months the write-off amount is between 1and 2 euros.
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Sr. Lobo
Member of DD Central
Posts: 63
Likes: 17
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Post by Sr. Lobo on Sept 19, 2016 17:48:03 GMT
My recent recoveries and write-offs are as follows: Jun - Recovery 123.20€ - Write-off 4.42€ Jul - Recovery 72.95€ - Write-off 73.76€ Aug - Recovery 38.14€ - Write-off 30.77€ Sep - Recovery 23.98€ - Write-off 9.30€ Maybe there will be a little more this month but at this rate my 8159€ of defaulted loans will never be repaid, as this figure increases steadily every month and has increased by 3000€ during the last 12 months. James Where can I see my write-off? Do they appear in the account transactions?
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Sr. Lobo
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Posts: 63
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Post by Sr. Lobo on Sept 15, 2016 15:11:16 GMT
Thank you. To rephrase - In what categories, are there any loans that I can make thru Minos which are backed by guarantee by loan originators if the borrower defaults? The reason I ask is because I read somewhere that Car Loans are buyback guaranteed. You can filter out the market by this field. You can buy car and personal loans with buyback guaranty. And a few business loans. And some mortgage loans with very low interest, around 5%.
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Sr. Lobo
Member of DD Central
Posts: 63
Likes: 17
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Post by Sr. Lobo on Aug 26, 2016 19:21:20 GMT
marthaskirta there is nothing you can say to restore my confidence, once cheated including retroactive change contracts conditions. I just expect to recover the rest of my money or not lose so much while bondora says I'm winning a lot. Feel free to explain whatever you want, not in a chat, but in this forum so everybody can see bondora's reasons
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Sr. Lobo
Member of DD Central
Posts: 63
Likes: 17
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Post by Sr. Lobo on Aug 26, 2016 13:11:04 GMT
It looks like a scam. That is kind of thing because I'm running down my portfolio and do not recomend investing in bondora.
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Sr. Lobo
Member of DD Central
Posts: 63
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Post by Sr. Lobo on Aug 24, 2016 17:43:43 GMT
Time to start moving to a new platform. I don't want to be invested in mogoland.
Bad movement, one day they will try to change things back and find they have lost investors confidence.
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Sr. Lobo
Member of DD Central
Posts: 63
Likes: 17
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Post by Sr. Lobo on Aug 18, 2016 17:06:26 GMT
It will be helpful having the option for setting a max % of loan in the autoinvest portafolio so the amount invested in a loan is limited by and amount and a % of the loan.
As you can't see your own loans in secondary market nor in investment breakdown you are unable to see what discount/premium you set. Please, include this info in the investment breakdown under the your share line. That line better showed and the top of the page or in the correct order from discount than the very bottom as it is now.
Thanks
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Sr. Lobo
Member of DD Central
Posts: 63
Likes: 17
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Post by Sr. Lobo on Aug 18, 2016 15:48:33 GMT
Maybe it is for the ones that can't understand german like me German is not so difficult if studied for 5+ years. This it what my foreign friends tell me. That's an option. I'd rather wait 5+ years for an universal translator device.
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Sr. Lobo
Member of DD Central
Posts: 63
Likes: 17
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Post by Sr. Lobo on Aug 17, 2016 17:20:25 GMT
Maybe it is for the ones that can't understand german like me If Google has done a proper translation naprima is the big hitter that forced me setting more than 10% discount in order to sell my part.
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Sr. Lobo
Member of DD Central
Posts: 63
Likes: 17
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Post by Sr. Lobo on Aug 17, 2016 15:32:08 GMT
Now we can see there is a defaulted mortgage loan in the platform, the first one I've seen. I was able to sale my part with a discount. Good luck to the other investors of the loan, especially the one having more than 2000 of 5000 euros.
It will be interesting to see how the recovery process goes. How much of lender's money is recovered and how long it takes.
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