mickj
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Post by mickj on Feb 13, 2020 14:04:09 GMT
I no longer know what the hell I'm getting interest wise, I lent a specific rate that's been overturned, I dont understand what the hell is going on any more.. I'm losing trust in this platform fast and have switched back to drawdown and will not be re-investing for the foreseeable future unless I start to get the guaranteed rates on my current loans... Two months again this was my fav platform but now it seems it just wanted to get people to invest with unrealistic rates then stitch everyone up by crashing out those rates, if that was a premeditated plan that I would call it fraud.. Things are far from clear of whats going on now! My feelings exactly. Not clear and transparent, I would like to know exactly what my money is earning, this month, last month and next month, seems this is now to much to expect.
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mickj
Member of DD Central
Posts: 433
Likes: 191
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Post by mickj on Jan 31, 2020 16:45:45 GMT
Now showing a "stretch target of £75,000" and close to £27,000 pledged. fantastic
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mickj
Member of DD Central
Posts: 433
Likes: 191
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Post by mickj on Jan 29, 2020 12:39:36 GMT
Thanks p2pgirl not one I was familiar with. so towards the end of the year before the adjustment starts to reduce, still seems very vague. I for one would like to know precisely what my investment is earning and be able to predict the same for near and distant dates, suppose I am asking too much.
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mickj
Member of DD Central
Posts: 433
Likes: 191
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Post by mickj on Jan 29, 2020 11:53:01 GMT
H1 and H2 2020 - what speak is this?
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mickj
Member of DD Central
Posts: 433
Likes: 191
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Post by mickj on Jan 24, 2020 14:39:47 GMT
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mickj
Member of DD Central
Posts: 433
Likes: 191
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Post by mickj on Jan 23, 2020 22:56:46 GMT
Just noticed I had 30quid uninvested, moved it to holding and expected to be able to set a rate for investment in access, 3.9%ish seems doable this evening looking at market data, no big deal but unable to find the button that allowed me to set this rate, ho well £30quid withdrawn.
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mickj
Member of DD Central
Posts: 433
Likes: 191
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Post by mickj on Jan 19, 2020 18:41:43 GMT
4.7/4.8 in access small amounts, could go to 4.9 later
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mickj
Member of DD Central
Posts: 433
Likes: 191
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Post by mickj on Jan 17, 2020 0:04:38 GMT
Access @ 3.9% just now.
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mickj
Member of DD Central
Posts: 433
Likes: 191
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Post by mickj on Jan 16, 2020 11:09:31 GMT
What is the reason that the LAG website will be closing down please (didn't you register it in the first place, or have I imagined that?) Lack of use/engagement so I'm told - FB is far more popular with people it would appear and not much point duplicating info. I am not involved with the fundraising it's being done by Lisa Taylor I am sure she will post more detail shortly. Personally I find the website easier to navigate, easier to find info. I have a facebook login only to read a few groups, would like to see the a website remain.
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mickj
Member of DD Central
Posts: 433
Likes: 191
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Post by mickj on Jan 10, 2020 16:33:44 GMT
Thanks jlend , that's helpful, still not sure what a cohort is but. Looking again at the Loans CSV, I can now see that if I subtract 'Chunk Capital Repaid' column D from 'Chunk Amount'column C, I can see the amount I am currently invested. A pain to have to create that myself but. Now the columns 'Loan Gross Rate', 'Loan Annual Rate' and 'Loan APR', U,V and W show interest rates - do any of these percentages relate to my chunks and how much interest is expected this month, number varies a bit.
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mickj
Member of DD Central
Posts: 433
Likes: 191
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Post by mickj on Jan 8, 2020 17:02:08 GMT
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mickj
Member of DD Central
Posts: 433
Likes: 191
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Post by mickj on Jan 8, 2020 11:49:46 GMT
Your individual downloadable loan book will show the expected return for each of your individual loans, from January 2020 once any rate adjustments have been made. Until that point they will continue to show the target Where is this to be found ? or still to be implemented ?
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mickj
Member of DD Central
Posts: 433
Likes: 191
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Post by mickj on Jan 7, 2020 15:57:13 GMT
Loan Chunk created - how do I find at what rate this is invested at ?
I am only in Growth, so is that automatically at 5.4% now ? And is there a way of seeing that somewhere ?
seems to be some fiddling with pages and downloadable csv files, are we working toward somewhere or am I missing something ?
I see "Download the CSV file to analyse the full details" but cannot find the details I am looking for !!
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mickj
Member of DD Central
Posts: 433
Likes: 191
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Post by mickj on Jan 3, 2020 16:50:42 GMT
From the link 'View loans' under 'On Loan' within my dashboard, last week I was seeing 6.4% in bold as my average return. This week from the same link the bars vary between 6.3% for 2016, 4.9% for 2017, 4.5% for 2018 and 5.2% for 2019. I think I have the correct numbers as it's all very small on my 15" laptop screen, the link in the post above 'statistics page' is the same, almost beyond my eyesight capabilities. As I seem to be picking up 'loans via quickwithdraw' with a range of rates just lately it would be nice to easily find a current average return, I suppose that can be added to the csv file that I can download from that link (but would much prefer to see it on my dashboard), I am not so hot with spreadsheets and find the csv cumbersome and I know I should be able to add that calculation but the sun has been out and a walk into town seemed a better idea. Thanks for you time Matthew As a quick edit: in the last few minutes I have acquired a couple of small loans via quick withdraw, from my dashboard I can see I have the loans, download the csv from 'view account' I can see they are via quick withdraw, download the csv from 'view loans' and I may be able to find the rate my money is earning. I also seem to have 84pence in my wallet. And as a btb, last week I downloaded the 'view loans' csv and could total on column G 'Chunk Capital Outstanding' my current invested total, this column has disappeared from todays downloaded csv, I can see 'Chunk Amount' but this totals to more than my investments. Time for another walk ;-)
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mickj
Member of DD Central
Posts: 433
Likes: 191
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Post by mickj on Jan 3, 2020 10:31:38 GMT
I am lost with the barchart information, last week I could see a list of loans if I opened that link with what I assumed was a current overall rate of return in the text at the top, in bold. I know what I prefer, new loans could quickly be viewed without a download of a csv file.
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