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Post by GSV3MIaC on Dec 23, 2019 15:36:44 GMT
Too many loans to the same place .. feels like new ones might be covering interest on the old ones somehow .. probably not a fact, but gives me uncomfortable feelings all the same. I was in the RCC over on MT, and various SD loans in several places, and have now learned my lesson about diversification among borrowers as well as just loans.
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Post by GSV3MIaC on Dec 20, 2019 19:53:02 GMT
Update on site (Please don't copy MT updates verbatim and post them here)
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Post by GSV3MIaC on Dec 20, 2019 19:44:47 GMT
I suspect many Web crawlers igmore that as much as I do, but it is a point. Isn't the referenced admin document headed for CH though?
Depends what we call 'public' I suppose.
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Post by GSV3MIaC on Dec 20, 2019 12:07:25 GMT
Hey, at least Liam didn't get the job (yet). 8>.
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Post by GSV3MIaC on Dec 20, 2019 12:03:20 GMT
The password is, last time I looked, up there on the Ly platform. The report is public domain anyway, at CH eventually, no?
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Post by GSV3MIaC on Dec 20, 2019 12:01:48 GMT
Well according to the administrators report there is money (a much reduced slice) available for handing out .. they were just waiting to clear a few things up, back on 29th October, but they are apparently not there yet/ Unimpressive. I'm talking about the bit which is clearly NOT part of the vampiric blood suck attempt by the revised T&Cs, which I didn't happen to agree to.
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Post by GSV3MIaC on Dec 13, 2019 14:59:57 GMT
Subject to us not being torqued around again on interest payments. Based on history I am not totally confident..
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Post by GSV3MIaC on Nov 30, 2019 17:01:00 GMT
You can only buy the one 'which haven't defaulted YET' .. that would make you a cheerful buyer back in the day when I used to sell everything at 6 months, and 3 months for Es?? (Back before black box, obviously).
Hmm, we wish you luck.. although an extra 1.25% might bail you out somewhat.
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Post by GSV3MIaC on Nov 26, 2019 18:55:33 GMT
If it is a viable ALTERNATIVE to p2p, then I assume we all agree it ISN'T p2p, so why is it being touted on a p2p forum, rather than one of the general finance forums?? What next, a bitcoin board? Tulip bulbs? All probably better bets than LY or Collateral, but still not p2p.
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Post by GSV3MIaC on Nov 24, 2019 20:39:16 GMT
Featured in Saturday Daily Wail money pages as one of the dogs of 2019, which won't help any.
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Post by GSV3MIaC on Nov 20, 2019 20:12:03 GMT
I seriously wonder if this is a case related to
Although I do hope not..
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Post by GSV3MIaC on Nov 11, 2019 13:17:20 GMT
+1
Personally I don't see that applying unfair t&cs to model2 loans, to bolster the LY finances so they can repay model1 loans is fair or equitable. And yes, I have some of each.
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Post by GSV3MIaC on Nov 10, 2019 18:08:43 GMT
Iirc only dfl1 and dfl2 were under the old, type1, terms. A few pbl loans were too. If you search the forum there is a complete list in one or two places.
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Post by GSV3MIaC on Nov 10, 2019 15:03:43 GMT
Can someone explain the difference between model 1 & 2 investment. Model 1 loans were to Lendy, or Savingstream, who passed the money on to the end borrowers. Model 2 were direct between lenders and borrowers, with LY merely the agents managing the contracts. Badly.
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Post by GSV3MIaC on Nov 5, 2019 12:19:30 GMT
Yes, you used to be able to download the whole book, but capturing some of the data could only be done when the loan was open for bidding.. The download was missing more and more each time they updated it!
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