Let's see what 2017 has in store. I am looking forward to:
Manchester United winning the league from a 13 point deficit Teresa May explaining why Brexit doesn't mean Brexit Trump and Putin's bromance Sir Andy winning Wimbledon A few elections in Europe And, please god less celebrity deaths.
1) Stock should be monitored quarterly by AC/ borrower. LTV should be changed accordingly. This should be standard procedure so not concerned. 2) Unlike property, the value of the diamonds should not be effected by the effects of recession. 3) The 11.5% interest is high enough to warrant the risk for me. Had it been sub 10% or 10% maybe I would have invested at a lower rate. 4) 64% LTV is also decent, gives a good margin of error.
Very, very, very (repeat) slow. Put £10k in each (GBBA and GEIA) some 4 weeks back, had £370 or so invested in the GBBA now, nothing in the last 5 days. GEIA is much better, almost 2k in the same time.