I am not an expert or advisor but I will give you my two penneth of "noob" advice:
1) Be careful with the number of P2P sites you use, having 10 on the go might be quite time consuming. I have 4 and that takes management with new loans, reinvestments etc. 2) Assess the risk within each P2P site also. For example, I divide my sum down by to 3% per loan, this gives me 33 loans per P2P, some people do 65 loans (1.5%). This spreads risk. 3) Put risk levels on each P2P site. For example, I am for different returns from each platform, 7% target for LendInvest for example. This gives you a benchmark and maybe help you put £5k in a 7% average P2P site and only £3k in a 10% P2P site.
Hope this helps, if anyone can add to this and help me at the same time feel free!
Let's see what 2017 has in store. I am looking forward to:
Manchester United winning the league from a 13 point deficit Teresa May explaining why Brexit doesn't mean Brexit Trump and Putin's bromance Sir Andy winning Wimbledon A few elections in Europe And, please god less celebrity deaths.