hantsowl
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Post by hantsowl on Apr 25, 2023 17:16:15 GMT
From today’s email we have the following….
“The next loans into funding will be Kidderminster Retail and Newport Pagnell Commercial which will go into funding within the next 7 days”
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hantsowl
Member of DD Central
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Post by hantsowl on Apr 13, 2023 10:18:34 GMT
There are currently 10 loans available on the SM, none mine.
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hantsowl
Member of DD Central
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Post by hantsowl on Jan 23, 2023 17:03:53 GMT
No luck logging in for me…… Try clearing your browser cache or use a different browser. I continued to have a problem with Safari. Tried Chrome and it worked. Cleared Safari cache and now works there also.
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hantsowl
Member of DD Central
Posts: 672
Likes: 546
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Post by hantsowl on Jan 22, 2023 11:20:03 GMT
I am also unable to login. Tried 3 different browsers and 2 different machines so unlikely a problem with cache needing clearing...
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hantsowl
Member of DD Central
Posts: 672
Likes: 546
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Post by hantsowl on Dec 21, 2022 12:53:34 GMT
Worth considering Easymoney. The target rates are tiered depending on investment amount, as you increase your investment you are automatically moved to a higher rate if appropriate, however you seemingly stay with any loans you acquired whilst in the lower target rate till they repay. For a 20,000+ investment the targeted rate is now 5.52%. Interest is paid monthly.
Consider this.
I haven't lost outright capital+interest with any platform which has/had a 4thway rating. My 3 worst performing platforms by far have been Property Partner (unrated), Lending Works and AssetzCapital for detrimental lender policy changes and damaging defaults/write downs.
Outright capital+interest+time losses with unrated platforms, Fundingsecure (definitely), Archover (probably) and Ablrate (almost certainty)
I agree with the 4th way comments. One to maybe consider is CapitalRise. They have been given the top 3* rating and are ranked the same risk as CrowdProperty. No losses to date and rates 7-8%. They also have loan availability and combined with their Bulletin Board (SM) offerings would allow quite a bit of diversification to spread risk even further.
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hantsowl
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Post by hantsowl on Jul 27, 2022 15:55:51 GMT
My money credited back also.
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hantsowl
Member of DD Central
Posts: 672
Likes: 546
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Post by hantsowl on Jul 25, 2022 17:14:49 GMT
I also had duplicate payments from my bank over the weekend. I made 5 deposits to Kuflink in February with my debit card. All 5 transactions appeared on my bank statement on March 16th. These 5 were duplicated over the last weekend. Lisa confirmed this is a problem with MangoPay and is being looked into.
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hantsowl
Member of DD Central
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Post by hantsowl on Jul 5, 2022 18:41:46 GMT
I agree with Ace about CP and K. I also like Proplend and CapitalRise. My other favoured platform at the moment is Relendex. They have much improved their customer support from a few years ago. The loans now look solid with regular updates and an active ‘no charge’ SM.
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hantsowl
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Post by hantsowl on Jul 2, 2022 12:40:00 GMT
I know that most of my loans are chattels with only a few property ones. On the spreadsheet are these distinguished by either BB or BL before the loan number? It's not always clear from the borrower name. Looking at my spreadsheet, BB's tend to be chattels (jewellery, cars, etc). PL's look to be grouped jewellery assets. BL's are properties. DL's are property development loans. I was invested in most of the loans and have a record of the name and 'old' numbers for those rolled over. If you have a specific question about any of the loans ask here and i will answer if I can.
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hantsowl
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Post by hantsowl on Jul 1, 2022 11:53:32 GMT
13 on my list. All Borrower id: ACC00018, and all listed in the new spreadsheet as Mederco Ltd. Comparing the new spreadsheet with my own records I also notice a couple of discrepancies with the individual Bolton tranches. A couple of the tranche values do not agree with my records, but the total numbers for my Bolton investment are correct so I will leave this and not question it.
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hantsowl
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Posts: 672
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Post by hantsowl on Jun 3, 2022 8:26:48 GMT
Yet again my portfolio value has dropped for no apparent reason. There is now a deficit of some £68 when compared to Wednesday morning with no obvious reason with nothing showing in the Transaction History.
How many times might this have occured previously and I not noticed ? email sent to CP !
I spotted the same earlier this week and emailed CP. I got the following reply on Tuesday.... "We are currently processing project repayments for Land at Greenfield Phase 1, and as the repayments are pending the amount is no longer showing in your portfolio balance, but hasn't returned to your account. It will be showing in your Available Balance shortly, with the transaction showing in your 'Transaction History'." So, they are aware of the problem and will probably sort it next week after the bank holiday break.
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hantsowl
Member of DD Central
Posts: 672
Likes: 546
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Post by hantsowl on May 28, 2022 8:51:03 GMT
Check the "Completed loans" page and there are 2 VAT loans listed. Looks like one sneaked out while we were not looking
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hantsowl
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Post by hantsowl on Mar 14, 2022 12:10:34 GMT
Ditto not a sausage, looks like I will have to remove some funds I already have. Topping up Relendex who have a loan going active later today.
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hantsowl
Member of DD Central
Posts: 672
Likes: 546
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Post by hantsowl on Mar 14, 2022 10:35:46 GMT
Me too. We're obviously nailed on for the next one. 😊 Except for the fact that the last two were small and the next is even smaller 😔 no luck for me with the loan today..did you get a slice? _ STILL no luck. That is the 3rd small loan on the trot I have missed out on. Makes me wonder if the algorithm is failing OR there are prefered clients….. proplend
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hantsowl
Member of DD Central
Posts: 672
Likes: 546
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Post by hantsowl on Mar 11, 2022 16:30:22 GMT
I sent an email to CP and got a reply apologising for the delay. Both accounts now allocated just over 4%. Hmmm cp have refunded / adjusted my auto pledge by 8%. despite me having an e mail conformation !! Not happy. Kinda thinking im peter and you are paul hantsowl Thanks for the kind donation
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