dzo
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Post by dzo on Apr 6, 2017 20:57:09 GMT
I envy your speedy withdrawals. Did you use a cash ISA? I did the same thing with an Abundance IFISA and their withdrawals take 3-5 working days! Yes, considered Abundance but had problems transferring it to another provider so decided to stick with mainstream providers to avoid complications down the line. What were the problems transferring from Abundance?
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dzo
Member of DD Central
Posts: 158
Likes: 150
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Post by dzo on Apr 6, 2017 20:01:50 GMT
Just out of interest, was it literally a few hours? I wondered how close to say midnight 05 Apr you could deposit and then withdraw? For one account actually minutes. Allowances display ticked over at midnight and cash was redistributed within 10 min (some back in AC 30day an hour later) I envy your speedy withdrawals. Did you use a cash ISA? I did the same thing with an Abundance IFISA and their withdrawals take 3-5 working days!
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dzo
Member of DD Central
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Likes: 150
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Post by dzo on Apr 6, 2017 19:49:08 GMT
Even so, it's not the best way to encourage communication, is it? Have to disagree, if you're a Professional, and you're in "Marketing", you have to deal with all sorts all the time, goes with the territory. You grit your teeth, bite the bullet, take it on the chin, and maintain engaging with the Customer regardless. Obviously I'm more thick skinned than yer average geezer or geezerette! Amateur! In my day we had to stand in stocks in the town square while dissatisfied customers slapped us with fish. We thanked them for treating our faces to the rejuvenating effects of omega 3 oils.
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dzo
Member of DD Central
Posts: 158
Likes: 150
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Post by dzo on Apr 6, 2017 18:37:11 GMT
They must think we're fat cats.
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dzo
Member of DD Central
Posts: 158
Likes: 150
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Post by dzo on Apr 5, 2017 20:20:37 GMT
I often seem to have a balance of £-0.00 after requesting withdrawals.
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dzo
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Post by dzo on Apr 5, 2017 18:06:28 GMT
I don't know why they don't just tell us. We all know it's less than the 2% target due to being used recently and not having had time to be replenished yet.
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dzo
Member of DD Central
Posts: 158
Likes: 150
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Post by dzo on Apr 3, 2017 18:54:21 GMT
The forthcoming IFISA should make the SM on FS much more interesting. For people who set up an IFISA the disincentive to buy on the SM (due to tax reasons) will suddenly flip and it will become advantageous to do so, even at a tiny discount. In fact they could even buy their own parts on the SM, thus saving tax on each leg. I would expect it will soon become much easier to sell at a small discount on the SM which will have a knock on effect of increasing demand on the PM. I have even thought about selling to my ISA's @ a 3% discount(buying simulataneously on another PC), do that 3-4 times every year and you can really boost your ISA holdings. I think there's a rule about ISA investments having to be the market rate.
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dzo
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Posts: 158
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Post by dzo on Apr 3, 2017 7:06:32 GMT
My small positive balance has turned into a -97p. I hope they don't expect me to sell loan parts or make a deposit to rectify THEIR mistake. I await their automated email While in principle this clearly should never have happened and then, when it did, communication should have been pre- rather than post-fix so that people weren't surprised by it, isn't it easier just to deposit the 97p than be a d*ck about it...? I like this forum but it is so anti-Lendy it really is ridiculous at times. It gets a bit silly sometimes. Like people saying we should be compensated for the trauma of being mistakenly given extra money.
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dzo
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Post by dzo on Apr 2, 2017 11:02:50 GMT
Sounds like Lendy are trying to get back in our good books by creating secret 12% loans that only forumites know about.
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dzo
Member of DD Central
Posts: 158
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Post by dzo on Apr 1, 2017 16:21:04 GMT
Your column ordering is done by string value (e.g. 1, 12, 14, 2, 22, 3...). You probably need to do something a bit cleverer with the sorting considering you've got a mixture of strings and numbers in some columns.
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dzo
Member of DD Central
Posts: 158
Likes: 150
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Post by dzo on Apr 1, 2017 0:07:59 GMT
I've just made a withdrawal and received the following message:
Tsk tsk!
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dzo
Member of DD Central
Posts: 158
Likes: 150
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Post by dzo on Mar 31, 2017 20:26:07 GMT
Surprised not posted already but the Lendy update for PBL084 is: I wonder when 'the remaining term' of PBL084 and PBL166 will be synchronized? Currently, PBL084 is at -29 days, with PBL166 at 182 days. A difference of 211 days... The borrower can't pay the interest on PBL084 until PBL166 has drawn down. That's why they needed a new loan in the first place.
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dzo
Member of DD Central
Posts: 158
Likes: 150
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Post by dzo on Mar 31, 2017 17:21:25 GMT
...and the password reset has arrived. I now remember what really amused/irked me about it. To reset your password, you have to WRITE IT ON THE FORM THEY SEND AND POST IT BACK TO THEM. I kid you not. Ha! I applied for the cash ISA a few days ago - details arrived today. Just tried sorting the online banking access ........... and sure enough it transpires they have posted me a password form under separate cover which I then have to fill in and return. THEN they send me a Web ID and the card thingy......... Apparently I will be able to change that password online (considering I will have just sent it to someone I don't know) ...... The nice lady on the phone assured me there was no way to expedite the process. 'Archaic' doesn't really cover it..... At least I've got the account and sort code so I can get the funds in - I'll just have to phone up for a balance check to ensure the dosh has arrived They should at least ask you to write your password backwards in invisible ink.
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dzo
Member of DD Central
Posts: 158
Likes: 150
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Post by dzo on Mar 31, 2017 7:04:18 GMT
YEEEEEEEHHHHAAAAA!!!!!! Just had my first ever 'free pass' !!!!! Why? Who knows what is in the mind of the the web lords and their little games ........ First buy on the new site maybe? No doubt I'll be on the suss list again soon enough............ You've just learnt to mimic the humans.
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dzo
Member of DD Central
Posts: 158
Likes: 150
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Post by dzo on Mar 30, 2017 17:50:15 GMT
Bananas to be rebranded as bendy...if you believe some of the papers.
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