username
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Post by username on Jun 14, 2017 14:50:36 GMT
How/where do you hold the bitcoin and ethereum? Yep, it's always good to have a swag of Aussie Dollars username! Yer a bit heavy in Bitcoin though? Far bigger cojones than me! And I prefer to call them dollarydoos
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username
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Post by username on Jun 14, 2017 14:49:38 GMT
How/where do you hold the bitcoin and ethereum? Yep, it's always good to have a swag of Aussie Dollars username! Yer a bit heavy in Bitcoin though? Far bigger cojones than me! The dollars will be helpful when I move over later this year plus I'm generally worried about the pound - hence the S&P500. I can't help but hold onto the bitcoin, I'm up 5400% since I bought in four years ago!
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username
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Post by username on Jun 14, 2017 14:44:57 GMT
P2P 42% Bitcoin 23% Cash GBP 21% Cash AUD 9% S&P 500 4% Ethereum 2% How/where do you hold the bitcoin and ethereum? Blockchain.info and coinbase. Been looking for a decent hardware wallet...
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username
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Post by username on Jun 13, 2017 19:22:14 GMT
P2P 42% Bitcoin 23% Cash GBP 21% Cash AUD 9% S&P 500 4% Ethereum 2%
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username
Member of DD Central
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Post by username on Jun 12, 2017 7:15:13 GMT
Ah so it is, thanks very much!
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username
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Post by username on Jun 11, 2017 20:38:03 GMT
Jonah, can you keep/show more history please? We're about to lose the quiet SM on Lendy that I like to look at with fondness....
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username
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Post by username on Jun 5, 2017 16:51:42 GMT
Well the SM is down to £101,207 and the latest tranche has disappeared from the pipeline... not sure it went live. Apparently, it has gone live - loan now at £6,832,942, so has increased in line with the new Tranche According to the data I have at hand, there was no spike, so must have simply filled - it is beyond me Half the size of DFL028 which filled, but a much shorter term and I imagine a lot of people are up to their personal limits like DFL012. I feel a conspiracy theory starting...
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username
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Post by username on Jun 5, 2017 16:30:12 GMT
Well the SM is down to £101,207 and the latest tranche has disappeared from the pipeline... not sure it went live.
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username
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Post by username on Jun 4, 2017 10:21:46 GMT
New tranche of £164,608 about to go live. With £122,558 already on the secondary market, should be interesting to see how much gets prefunded...
I assume Lendy will provide an advance to the developers to avoid adversely affecting the build.
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username
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Post by username on Jun 1, 2017 18:15:33 GMT
I have to believe that this in is part due to uncertainty around the election.
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username
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Post by username on May 28, 2017 12:59:03 GMT
These DFLs have started to get me a bit concerned, if they can't fill the tranches then development stops and presumably the loan can't be paid back. Doesn't seem the sort of project that you can easily back out of unless the monitoring report highlights really serious issues.
Also makes you wonder if there are any obligations on Lendy in the DFL contracts...
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username
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Post by username on May 28, 2017 9:45:04 GMT
Looks like we are back in the "I won't invest because I don't have instant liquidity" mindset. If everyone applies that Lendy might as well give up now. Ever think that by reinvesting your interest you'd be showing confidence in the platform that could if others also do so make a real difference? There are some justified concerns about certain loans but certainly not all of them. Edit: to be clear I stand by my repeatedly made statement that Lendy need to slow the pace of new loans and focus on sustainability not pure volume. So I'm not saying they are doing it perfectly but I think the idea that the offerings on other sites are fundamentally superior is a bit rich when essentially they are all the same. I agree with your edit, but I don't see why Lendy would seriously consider a change of approach without a reason - public complaining and reduction of investment get the point across, although clearly it's a fine line to tread before it becomes a vicious cycle.
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username
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Post by username on May 15, 2017 16:51:23 GMT
What are the arguments against revealing the contingency plan? If in reality there isn't one in place, LY will argue against revealing the contingency plan In reality - if a Platform fails (any platform) it will be a disaster for lenders. There won't be any platform anymore (no website with updates), the situation will be "managed"; it will be a rescue mission to recover as much capital as possible but in reality, there will be lossesJMO - No precedent here, so lots of speculation It would be great for transparency if they'd share a disaster recovery plan or living will, but the incentives for Lendy are probably low, and I can imagine they'd be concerned about getting too much nitpicking feedback... It would also be nice to know if they're ISO27001 certified.
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username
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Post by username on May 14, 2017 23:09:37 GMT
What are the arguments against revealing the contingency plan?
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username
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Posts: 66
Likes: 40
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Post by username on Apr 25, 2017 20:05:12 GMT
Anybody else dug into the controlling party behind this borrower and been a bit put off?
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