elliotn
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Post by elliotn on Feb 21, 2018 0:25:00 GMT
Looks like that last bite was not a hold to term investment, guessing other investors still napping. Remove 'not'? Last bite 23,000. Only 2400 on the SM. Only loan 1 of 4 has a significant amount on the SM. Holding to term? Crossed with @new2p2p If that was not the loan in case, then consider removed.
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elliotn
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Post by elliotn on Feb 20, 2018 15:07:08 GMT
Looks like that last bite was not a hold to term investment, guessing other investors still napping.
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elliotn
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Post by elliotn on Feb 20, 2018 14:34:20 GMT
Cxxfxxx consolidation loan just went through at 75%.
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elliotn
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Post by elliotn on Feb 20, 2018 13:15:48 GMT
Cars: MTAZ 930 & 931.
70% retail price. A small detour.
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elliotn
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Post by elliotn on Feb 20, 2018 12:50:21 GMT
Ablrate, please could you make the space that shows how much money you have invested in a loan blank if you have nothing in that loan. Currently it is blank if you have never invested in the loan at any point, but reads £0.00 if you were in the loan, but sold your parts. Thanks! Each to their own, but I like that column the way it is. The '£0.00' draws attention to the fact I once held a position in that loan and why I sold out of it. What s/he said ^^ ^^
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elliotn
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Post by elliotn on Feb 20, 2018 6:38:08 GMT
Best to steer clear of any investments you do not understand. FAQs and T&Cs often help, have you looked yet?
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elliotn
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Post by elliotn on Feb 20, 2018 0:47:20 GMT
So elephant, don't keep us in suspense...what is the answer to the thread question? 😁Hey Hey ellliott, the answer is half of the amount you have deposited into yours. You did make me have a look actually, so you are quite a BH then!
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elliotn
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Post by elliotn on Feb 20, 2018 0:44:07 GMT
why has this gotten so illiquid now? almost 35k on sale. Who knows? Originally to buy into the last Cxxfxxx loan perhaps? People who were testing the new facility out and now withdrawing some? Other investment opportunities? Queue positioning? Some investors finally read the P&L in the docs?! What are your thoughts? (55k last time I looked so seems to have shortened.)
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elliotn
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Post by elliotn on Feb 19, 2018 12:23:33 GMT
I cannot claim any special skills at avoiding bad loans across P2P, but that place looked like a dog from the start. I now severly limit my loans on property and only if it passes the "I would like to live there" test. On the "castle" I would not have wanted it. Everyone has different p2p strategies I guess. I’d love to live in a castle!* * would never invest in one tho.
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elliotn
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Post by elliotn on Feb 19, 2018 11:12:59 GMT
Just in case anyone gets confused, above is Welsh c*****, Scottish one still being kicked down the road.
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elliotn
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Post by elliotn on Feb 19, 2018 2:40:39 GMT
What s the meanin of the x% / x% figures? For portfolio loans it would be our/abl cut ie MTF 12% lenders to 8%/4%, so we’re idly speculating how that might impact the rate on a 10% loan and blender highlighted abl have floor of 4%. Some of my favourite abl loans offer internal diversification ie mtf, jbl, wl plc, even the cars spread across 100+ dealerships. More a discussion for the portfolio thread but these might be the most likely to qualify from the existing book. I prefer to manage my loans at a higher rate and the liquidity of the dynamic SM so I would not be their target audience and would have to move any funds affected.
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elliotn
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Post by elliotn on Feb 19, 2018 2:31:40 GMT
Already 13%, I wonder how much headroom MT have.
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elliotn
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Post by elliotn on Feb 18, 2018 13:35:00 GMT
6.5% / 3.5%
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elliotn
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Post by elliotn on Feb 17, 2018 9:30:01 GMT
My goodness, rec done immediately and quick update for the excellent CI download. It is true and fair to say that SM Sale/Buy/Acrd is a small but not insignificant change to my life /accountant hat on
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elliotn
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Post by elliotn on Feb 17, 2018 8:45:27 GMT
So elephant, don't keep us in suspense...what is the answer to the thread question? 😁
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