edward
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Post by edward on Nov 16, 2017 15:08:36 GMT
Well, today was a special day.. More invested than returned and my cash balance made a big jump downwards! If this continues I'll be very happy. Well done Unbolted and please more of the same. I have been gradually happily topping up my account every few weeks , but this week have had a number of quite large repayments and have just made my first withdrawal, to avoid too much cash drag. I am quite content with this situation though, hopefully more larger loans will be offered in future, and I am talking about repayments rather than all the noise about defaults elsewhere.
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edward
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Post by edward on Nov 16, 2017 8:47:30 GMT
I know it's only 50 squids or so limit but nonetheless surprised there's still 2% left @ 17:18?!! I rolled over (in more ways than one!) my investment as I think this one's OK, albeit only 10%. It was weird. Firstly website was down. Then there was an info that this loan is rescheduled for 3pm. I logged on at 3:05 and it was already in 'activation tray'. @17.15 I logged on to check something else and it was available, I selected £50 as it was the set limit, but it showed as 'temporary unavailable', then selected £25 and it worked. The "web site down" posts explain how the disclosure of 3.00pm on the email was in error, and the reality was a 4.00 pm launch as indicated on the site itself. You would have been restricted to £25 if you had decided to rollover an existing £25 investment, otherwise presumably you were fortunate to grab the very last segment. I do not know when the loan filled.
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edward
Member of DD Central
Posts: 66
Likes: 24
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Assetz Capital (AC)
415
Nov 15, 2017 21:21:37 GMT
Post by edward on Nov 15, 2017 21:21:37 GMT
So payments being received progressively later from borrower, and then this month compounded by AC processing delays. Glad I sold after the vote result.
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edward
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Post by edward on Nov 11, 2017 17:33:21 GMT
not necessarily....
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edward
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Post by edward on Nov 9, 2017 22:38:40 GMT
I went for this one - it went very quickly. The FS valuation seemed OK to me - unlike bespoke powerboats such car valuations are very easy to validate. In fact as a general rule I find FS tend to use conservative value for car unlike some crazy property valuations I have seen. confused...the car loan I was referring to earlier (2704336139) still seems to have 14% remaining to fund a moment ago. Was there another one I missed completely?
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edward
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Likes: 24
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Post by edward on Nov 9, 2017 22:23:41 GMT
your opportunity to act swiftly on this one expired over 18 months ago!
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edward
Member of DD Central
Posts: 66
Likes: 24
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Post by edward on Nov 9, 2017 17:32:36 GMT
Good point. I just checked, and I was already at a lower level for unprotected. They do tend to be larger value as you say, and so I have reduced my limit further for this category.
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edward
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Post by edward on Nov 9, 2017 17:08:35 GMT
Any thoughts on latest car 2704336139? Not sure at 10%. Will no doubt have to make my mind up quickly...
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edward
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Post by edward on Nov 9, 2017 16:23:20 GMT
I topped up funds late yesterday after the first "sales advance" loan took most of my balance. Much of this has now been allocated to a second such loan. So my balance continues to slowly increase. A bit concerned about the high exposure compared to the regular £5ish allocations, especially as they are unprotected, but reasonably comfortable when viewed as part of my overall p2p portfolio.
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edward
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Post by edward on Nov 9, 2017 10:04:30 GMT
just 9 for me
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edward
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Post by edward on Nov 8, 2017 22:28:41 GMT
I am also curious...best I could find was 1% for a 3 year fix, a preferential rate for existing customers only.
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edward
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Post by edward on Nov 8, 2017 21:55:50 GMT
But wily investor would hope it remains languishing for ages without getting filled
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edward
Member of DD Central
Posts: 66
Likes: 24
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Assetz Capital (AC)
415
Sept 2, 2017 13:41:48 GMT
Post by edward on Sept 2, 2017 13:41:48 GMT
As feared, despite apparently unanimous rejection from forum members who commented, option A to accept the borrowers proposals was approved by the overall vote. Hopefully my holding will be quickly purchased on Monday.
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edward
Member of DD Central
Posts: 66
Likes: 24
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Assetz Capital (AC)
415
Aug 26, 2017 11:33:54 GMT
Post by edward on Aug 26, 2017 11:33:54 GMT
I am surprised that AC would even put this to a vote. Having said that, I would not be surprised if it is voted through...
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edward
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Post by edward on Aug 1, 2017 15:33:42 GMT
plenty of availability still on eg Gleneagles if you only want big investments...
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