caesium
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Post by caesium on Apr 21, 2018 7:12:17 GMT
Just listed a bunch of pawn stuff. Enjoy.
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caesium
Member of DD Central
Posts: 86
Likes: 35
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Post by caesium on Apr 7, 2018 21:00:46 GMT
Interesting. Mine has slightly different wording:
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caesium
Member of DD Central
Posts: 86
Likes: 35
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Post by caesium on Apr 7, 2018 13:15:33 GMT
Maybe we like having our houses in order and having one less thing to worry about? Why would you put off until tomorrow what you can do today?
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caesium
Member of DD Central
Posts: 86
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Post by caesium on Oct 24, 2017 15:37:41 GMT
All repaid (tranches 1, 2 and 3, I had no 4) for me and not frozen either. Looks like it's repaid unless there's further developments afoot..
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caesium
Member of DD Central
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Likes: 35
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Post by caesium on Oct 24, 2017 10:52:08 GMT
I'll raise you £2..
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caesium
Member of DD Central
Posts: 86
Likes: 35
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MoneyThing (MT) in Administration
IFISA
Jul 21, 2017 12:17:54 GMT
Post by caesium on Jul 21, 2017 12:17:54 GMT
I see from your latest mail-out you've picked beta testers already. I was expecting a more formal application process But if you're still looking for any, I would also like to help test the ISA offering.
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caesium
Member of DD Central
Posts: 86
Likes: 35
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Post by caesium on Jul 17, 2017 8:19:28 GMT
Not really of any interest without the context of rough net worth. i.e. 4,5, low 6, high 6, 7 figures And age bracket.
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caesium
Member of DD Central
Posts: 86
Likes: 35
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Post by caesium on Jul 15, 2017 11:42:58 GMT
Watch the fees on the HL Multi-Manager funds though (assuming those are the managed ones you mean?). They're pretty high compared to things like ETFs which will give you broadly similar (in my opinion, not advice, etc) performance over the long term. And all other things being equal, high fees will decimate your returns. Fundsmith, Woodford, and global ETFs are most of my stock holdings atm. Also not so sure about calling 5 years long term when it comes to stocks and funds. 15, 20 maybe. Dead impressed at your investment choices for 19 years old though! I have 4 year old nephew I'm planning to ingrain all this into by the time he's old enough to save some money
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caesium
Member of DD Central
Posts: 86
Likes: 35
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MoneyThing (MT) in Administration
IFISA
Jun 14, 2017 20:36:02 GMT
adrianc and archie like this
Post by caesium on Jun 14, 2017 20:36:02 GMT
Can't help feeling borrowers will be a little more concerned though, having to wait weeks to obtain their funds... MT never claimed to be an instant access savings account... Anyone relying on it being such has just been lucky so till now.
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caesium
Member of DD Central
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Post by caesium on Feb 27, 2017 10:00:57 GMT
I'd love to sign up, but I'm apparently falling at the first hurdle. I click 'Sign up with email', enter my email and generate a password, press Confirm, and I'm bounced right back to the homepage again. Nothing emailed to me, no further instructions? Tried in Safari and Firefox with the same results. caesium , good to know that you've managed to register, but I apologise the process wasn't flawless. I will ask our tech guys to investigate today. Do engage me on this discussion thread if you have any questions, or PM me if it involves anything sensitive. Regards, Charles To give your tech guys somewhere to start on this, it looks like my adblocker (uBlock 0.9.5.2 on Safari, in this case) stops some Javascript from working with the register/login buttons. When it's on, the login button doesn't work and just bounces me back to the homepage. When it's off, it seems to work fine.
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caesium
Member of DD Central
Posts: 86
Likes: 35
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Post by caesium on Feb 26, 2017 22:56:16 GMT
Ok, I tried signing up again and it seems to be working now. Not sure what I was doing wrong earlier.
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caesium
Member of DD Central
Posts: 86
Likes: 35
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Post by caesium on Feb 26, 2017 15:39:39 GMT
I'd love to sign up, but I'm apparently falling at the first hurdle. I click 'Sign up with email', enter my email and generate a password, press Confirm, and I'm bounced right back to the homepage again. Nothing emailed to me, no further instructions? Tried in Safari and Firefox with the same results.
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caesium
Member of DD Central
Posts: 86
Likes: 35
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Post by caesium on Feb 13, 2017 14:39:12 GMT
Thought I'd add my experiences in here as I've just had my second loan repay. Originally proposed to repay on the 6th, it has come through as full repayment today, so only a few days late. My first 8 week loan repaid over a month early meaning I got next to no interest on it - which looking at it now, doesn't look right, maybe I'll query this.. £250, 8 weeks (28/11/16 - 23/1/17) , 0.4%, actually repaid 30/12/16, £251.30 returned £250, 12 weeks (11/11/16 - 6/2/17), 0.3%, actually repaid 10/2/17, £292.90 returned I seem to have done a lot better out of the second one. Just to follow up on this, I did report this shortly after making the post and had an email by 10am this Monday morning informing me they were looking into it, and the missing funds plus another email confirming they'd fixed a bug related to it by 2pm. Great job, thanks
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caesium
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Posts: 86
Likes: 35
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Post by caesium on Feb 10, 2017 15:32:43 GMT
Thought I'd add my experiences in here as I've just had my second loan repay. Originally proposed to repay on the 6th, it has come through as full repayment today, so only a few days late.
My first 8 week loan repaid over a month early meaning I got next to no interest on it - which looking at it now, doesn't look right, maybe I'll query this..
£250, 8 weeks (28/11/16 - 23/1/17) , 0.4%, actually repaid 30/12/16, £251.30 returned £250, 12 weeks (11/11/16 - 6/2/17), 0.3%, actually repaid 10/2/17, £292.90 returned
I seem to have done a lot better out of the second one.
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caesium
Member of DD Central
Posts: 86
Likes: 35
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Post by caesium on Feb 2, 2017 18:27:20 GMT
very slick today- all 4 parts in under a minute, using a dongle me too, perhaps nobody wanted a slice. As I believe someone noted in another thread, £25 chunks just isn't enough to get a lot of people excited, me included. My time is worth more than the few pence interest that would gain over the year.
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